Daily GK Update 20th February, 2017

Daily GK Update 20th February, 2017

Cash withdrawal limit for savings account increases to Rs 50,000 per week

i. Savings accounts holders will now be able to withdraw up to Rs 50,000 per week. An RBI notification, issued on January 30,2017  announced that from February 20, 2017 the cash withdrawal limit for savings accounts will be raised to Rs 50,000 from Rs 24,000 a week. ii. The limits on cash withdrawals from savings bank account will be withdrawn completely from March 13, 2017. Till now, there is no limit on current account and there is a cap of Rs 50,000 for farmers a week and Rs 2.5 lakh for marriage.

31st state hood day of Arunachal Pradesh and Mizoram: 20 February

i. Prime Minister Narendra Modi has greeted people of Arunachal Pradesh and Mizoram on their 31st statehood day (20 February 2017) Conveying his best wishes to people of Mizoram and Arunachal Pradesh. 

ii. Prime Minister prayed for the state's progresses immensely in the years to come. Union Minister of Home Affairs Rajnath Singh also greeted both the states. 

T.R. Zeliang steps down as Nagaland chief minister

i. Ending more than two weeks of standoff with Nagaland Tribes Action Committee (NTAC), Nagaland chief minister TR Zeliang resigned from his post. 

ii. T. R. Zeliang is an Indian politician who has been Chief Minister of Nagaland, a state in northeast India, since 2014. Zeliang previously served as a Member of Parliament, representing Nagaland in the Rajya Sabha, the upper house of the Indian Parliament.

India sanctions soft loan USD 340 million to Nepal

i. India has sanctioned a soft loan of 340 million US dollar to Nepal for various infrastructure development programmes.

ii. Indian Ambassador to Nepal Ranjit Rae handed over the approval papers to Physical Infrastructure and Transport Minister of Nepal Ramesh Lekhak in the presence of Railways Minister Suresh Prabhu.Under this programme Mahalaki bridge and 15 roads will be constructed in various parts of Nepal.

Oriental Bank launches mobile wallet ‘Batuaa’

i. On the occasion of the 75th Foundation Day, Oriental Bank of Commerce (OBC) has come up with several digital offerings including launch of mobile wallet ‘Oriental Batuaa’.

ii. Besides introducing a new version of mobile banking, OBC has also launched two new cards.While the Oriental Premium card is a RuPay based Platinum international debit card with airport lounge access, the other card-Oriental Prepaid Card is a RuPay card for individuals and corporates. 

iii. Besides it has also launched two MSME schemes The two MSME schemes that have been launched are ‘Oriental Sanjeevani’ and ‘Oriental Budget Hotels and Restaurants’.Oriental Sanjeevani is a specialised scheme for doctors for setting up new hospitals and clinics. The other scheme is for individuals, proprietors, companies etc for setting up new hotels, restaurants, lodges, motels etc.

Karnataka Bank inks pact with Daimler India

i. Karnataka Bank Ltd has entered into a memorandum of understanding (MoU) with Daimler India Commercial Vehicles Pvt Ltd (DICV) for extending finance to customers for the purchase of commercial vehicles manufactured by the company. 

ii. DICV has nominated Karnataka Bank as a preferred financier for the purchase of commercial vehicles manufactured by the company.

ICAI’s Accounting Research Foundation signs pact with Railways

i. The CA Institute’s Accounting Research Foundation (ARF) has signed an agreement with Indian Railways for the national rollout of accrual accounting in Railways. 

ii. According to the agreement accrual accounting will be introduced at 17 Railway zones and 8 production units across the country.

IRB InvIT Fund gets SEBI approval to launch IPO

i. IRB InvIT Fund, an investment trust sponsored by IRB Infrastructure Developers, has received markets regulator SEBI’s approval to raise Rs. 4,300 crore through initial public offering.

ii. However, the Securities and Exchange Board of India has asked for clarification from India Grid Trust and Reliance Infra InvIT Fund regarding their proposed IPOs

Fabindia removes ‘Khadi’ brand name from its products

i. Fabindia has started removing the brand name ‘Khadi’ it uses to promote its cotton products after a legal notice by Khadi India that the use of the word amounted to unfair trade practice and misusing its trade name.

ii. The Khadi & Village Industries Commission (KVIC) had sent a legal notice to Fabindia Overseas Pvt Ltd, a chain of ethnic wear retail outlet, asking it to immediately stop using the word Khadi from all its cotton products and remove display banners from its showrooms.

Srinagar Airport Gets Its First Foreign Airline Service

i. AirAsia became the first foreign airline to begin its operations from Srinagar international airport in Jammu and Kashmir. 

ii. Srinagar has The Sheikh-ul-Alam International Airport since last five years, but no  Air Asiaforeign airlines had yet operated services from there.The flight operation by AirAsia is expected to give a boost to tourism in the valley.

Microsoft, Flipkart announce strategic cloud partnership

i. Information technology giant Microsoft announced a strategic partnership with Flipkart, wherein as a first step, the online retailer will adopt Microsoft Azure as its exclusive public cloud platform.

ii. The strategic partnership was aimed at providing consumers in the country the best online shopping service.Microsoft chief executive officer (CEO) Satya Nadella and Flipkart Group CEO Binny Bansal announced the partnership at an event in Bengaluru.

Ranganathan, Mehta appointed Non-Official Director in IOB, PNB 

i. T C A Ranganathan and Sunil Mehta were appointed as Non-Official Directors in Indian Overseas Bank and Punjab National Bank by the Appointments Committee of Cabinet. Both appointed for a period of three years. 

ii. It is announced by Personnel Ministry. Prior to this,  T C A Ranganathan has worked as the CMD of Exim Bank while Mehta is currently Chairman & Managing Director at SPM Capital Advisors Pvt Ltd.

Indian Movie Newton Wins top Honour at Berlin Film Festival

i. Indian Cinema movie Newton directed by Amit Masurkar was honored with the Art Cinema Award in the Forum Segment at the 67th Berlin International Film Festival held from February 9-18, 2017 in Berlin, Germany. 

ii. Over 43 films were screened in the Forum segment out of which 29 had their world premiere.The film is produced by Manish Mundra of Drishyam Films, company best known for bankrolling critically-acclaimed projects such as Masaan, Ankhon Dekhi and Umrika.

Apple acquires Israeli start-up RealFace

i. In a bid to boost its prospects in the world of artificial intelligence (AI), Apple has acquired Israel-based start-up RealFace that develops deep learning-based face authentication technology.

ii. The terms of the deal are not public, but it is estimated at several million dollars. Apple would mainly be interested in the promise of the technology than pure resources.

Hema Malini: Beyond the Dream Girl penned by Ram Kamal Mukherjee

i. An actor turned politician Hema Malini’s journey from an actor and filmmaker to a politician being chronicled as an authorised biography titled ‘Hema Malini: Beyond the Dream Girl‘ .

ii. The biography is written by author-columnist Ram Kamal Mukherjee.

Former Chief Justice of India Altamas Kabir Passes Away

i. Former Chief Justice of India Altamas Kabir passed away at a city hospital, recently. He was 68. He was suffering from a kidney ailment and related complications. 

ii. He was appointed as the Chief Justice of India on September 29, 2012. He retired on July 19, 2013.

Virat Kohli first Indian sportsperson to ink Rs 100-cr deal with Puma

i. Virat Kohli became the first Indian sports personality to strike a Rs 100-crore endorsement deal with a single brand. Kohli signed an eight-year deal with sports apparel brand Puma worth Rs 110 crore. 

ii. The Indian cricket captain is now set to join the likes of Usain Bolt, Asafa Powell and Thierry Henry, among others, as a global ambassador for the brand.

India to Host Next Davis Cup tie in Bangalore in April, 2017

i. Bangalore has been chosen to host the next Davis Cup Asia-Oceania Zone group-1 tie against Uzbekistan from April 7 to 9, 2017.

ii. As per the announcement made by the All India Tennis Association (AITA) the tie clash will be held on the hard courts of Karnataka State Lawn Tennis Association (KSLTA) in Bangalore.

Akhil and Jitender Kumar Signs Deal to Turn Professional Boxers

i. Following the path of Indian boxing sensation Vijender Singh, Olympic quarterfinalists boxers Akhil Kumar and Jitender Kumar are also stepping up to enter professional boxing.

ii. The former Melbourne Commonwealth Games gold medalist boxer Akhil Kumar and Asian medallist Jitender Kumar signed a multi-year deal with IOS Boxing Promotions confirming turning professional boxers.

Afghan players Mohammad Nabi, Rashid Khan create IPL history

i. Afghanistan cricket broke a new barrier when Mohammad Nabi and Rashid Khan became the first from the war-torn nation to be picked in the Indian Premier League (IPL) auction.

ii. Both Nabi and Khan players were bought by Sunrisers Hyderabad, for Rs. 30 lakh and Rs. 4 crore respectively. Five cricketers from Afghanistan were included in the auction for the first time.

Shahid Afridi retires from international cricket

i. Pakistan all-rounder Shahid Afridi has announced his retirement from international cricket, but stated that he wants to play in his country’s domestic league for two more years.

ii. The flamboyant allrounder, who played the last of his 27 tests in 2010 and retired from one-day internationals in 2015, quit as Pakistan’s 20-overs captain after the team’s poor World Twenty20 campaign in India last year.

Interview Tip-2

Interview Tip-2

Dear readers, Interview for IBPS CLERK III is starting from upcoming week and many readers have requested for Interview questions and  tips.

So here we are providing you some Interview questions which has been asked in Bank interview and also presenting you the tips to answers the questions.

1. Tell us something about yourself.

This question is randomly asked in an interview as to know what you know exactly about yourself.  You should not answer them about all the information which you have mentioned in your resume. 

Be natural and calm. Speak slowly and tell them about your strengths, achievements and passions etc.

So mention your strengths and interests that are related to a job.

2. What do u mean by term Banking?

Ans: The term banking has been broadly defined under banking regulation act. 
As bank is engaged in the business of accepting the deposits from public and utilize such deposits either for the purpose of lending or for the investment"

3. What are the main functions of commercial banks?

The main functions of commercial banks are:

1. Accepting deposits

2. Giving loans

3. Overdraft

4. Discounting of Bills of Exchange

5. Investment of Funds

6. Agency Functions

7. Miscellaneous Functions

4. Why do you want to join Banking Sector?

This is a very simple question, but in order to give a suitable answer, you must know how to answer. You need to know about the Banking Sector in which you are willing to work for and read their job description.

When you are asked this question, tell them that working for Banking Sector will be a challenging and beneficial experience to you.

Ans: 
1.This is really a golden opportunity for me to develop my career in Banking as well as in a Govt. sector.

2.  Indian banking sector is one of the fastest growing sectors in the country. 

3. It has clear career path.

4. It has social reputation.

5. Future is very bright and we can also enjoy loans at cheaper rates.

6. It has white collar job and has regulated working hours.

5. What are the qualities of a Banker?

If you are going for a bank interview, you should know about the qualities of a banker.

Ans:
1. Peoples Skills: You must have the ability to relate to customers as well as your co-workers.

2. Good communication skills: It will help if you have good verbal as well as written communication skills.

3. Honest.

4. Knowledge of computer

5, Innovative to sell value added products of a bank.

6. Liberal focused towards its customer.

6.What is your Strength?

This is again a very commonly asked question. The Interviewer here wants to analyze how much you know of yourself.

Strengths:- You should mention your strengths that are beneficial for them and also which is related to your job.

For Ex:  I have good communication skills"

"I Like Interacting with people"

"I am good at an analyzing Problems and working in a team to find out appropriate solutions".

7.What is your Weaknesses?

Weaknesses: - You should not say that you do not have any Weakness. It shows that either you are Overconfident or have not assessed yourself and don't want to talk about it.

For Ex: i. My greatest weakness is that I always have a tough time saying no to tasks unless I am already close to being overwhelmed.

ii. I work on it constantly, and have learned the hard way that sometimes I just can't do it all!

iii. I am a very straightforward person. Sometimes this is my weakness and sometimes this is my strength.

8.Why should we hire you?

The Interviewer wants to know your suitability for the job so in this question you should tell about your Strengths and achievements so far.

You should mention your strengths so that they would come to know your fitness for the job.

Do not say something which is not true about you. Avoid using phrases like "This is the Best Company" or "I want to work in this field." Don’t try to please the interviewer by giving wrong information.

9.Why do you want to leave your current job?

This question is typically asked in an interview. There are many negative answers to these questions.

For Ex:  I hate my job, I hate the company, I'm not appreciated there, I hate my boss, I'm sick of working there, etc.

 Be direct and focus your interview answer on the future, especially if your leaving wasn't under the best of circumstances.

You can answer in a way:

1. This position seemed like an excellent match for my skills and experience and I am not able to fully utilize them in my present job.

2. I am interested in a new challenge and an opportunity to use my technical skills and experience in a different capacity than I have in the past.

10.Where do you see yourself in five years?

The interviewer wants to understand more about your career goals and what is your level of commitment to the job they are offering.

You should answer in such a way that ensures them that you are interested in making a long-term commitment towards the job and will have a long term and mutually beneficial association with them.

For example: My goal right now is to find a position at a company where I can grow and take on new challenges over time.

Ultimately, I’d like to assume more management responsibilities and get involved in company strategy. But most importantly, I want to work for an organization where I can build a career.”

QUIZ-20

QUIZ-20

Q1. The Hindustan Motors has sold the iconic Ambassador Car brand to which of the following automakers for Rs 80 crore?

(a) Peugeot

(b) Ford

(c) Renault

(d) General Motors

(e) Hyundai

Q2. IIP was 0.4% lower in December 2016 from the same period a year ago, data released on 10th February 2017 has shown. What is the meaning of "P" in IIP?

(a) Product

(b) Production

(c) Profit

(d) Period

(e) None of the given options is true

Q3. Which among the following Indian cities, IT giant Oracle Corporation will set up its biggest development centre outside its US headquarters with an investment of about Rs 2,500 crore?

(a) Gurugram

(b) NOIDA

(c) Bengaluru

(d) Hyderabad

(e) Chennai

Q4. The government has stated that it would make 5.58 lakh ration shops Aadhaar-enabled by-

(a) 31st March 2017

(b) 31st May 2017

(c) 30th April 2017

(d) 30th June 2017

(e) None of the given options is true

Q5. Union Minister of Chemicals & Fertilizers and Parliamentary Affairs ______________ has inaugurated and presided over the orientation programme for the district conveners of National Yuva Cooperative Society (NYCS).

(a) Rajiv Pratap Rudy

(b) M Venkaiah Naidu

(c) Rajnath Singh

(d) Harsimrat Kaur Badal

(e) Ananth Kumar

Q6. Name the singer, who has been selected for the awareness project against human trafficking 'Blue Heart Campaign' by the United Nations Office on Drugs and Crime (UNODC).

(a) Gurdas Maan

(b) Gippy Grewal

(c) Jassi Gill

(d) Diljit Dosanjh

(e) Satinder Sartaaj

Q7. Which among the following countries will be hosting the BRICS summit 2017?

(a) India

(b) Brazil

(c) Russia

(d) China

(e) South Africa

Q8. Multinational communications and information technology company Nokia has announced to buy telecoms software firm Comptel for 347 million euros ($371 million). Nokia is based in-

(a) USA

(b) Scotland

(c) Finland

(d) China

(e) Switzerland

Q9. The Union Minister of State for Power, Coal, New & Renewable Energy and Mines, Piyush Goyal has launched the TAMRA  portal and Mobile Application in New Delhi. What is the meaning of "T" in TAMRA?

(a) Treatment

(b) Transparency

(c) Transport

(d) Travel

(e) Transit

Q10. The Union Minister of Science and Technology and Earth Sciences Harsh Vardhan has released the world’s first comprehensive Braille atlas for nearly 50 lakh visually challenged people in-

(a) New Delhi

(b) Kolkata

(c) Chennai

(d) Hyderabad

(e) Mumbai

Q11. Name the UK physicist and Nobel laureate, who has passed away recently?

(a) Sir Peter Mansfield

(b) Sir John Hurt

(c) Sir Alexander Kadakin

(d) Sir Mary Tyler Moore

(e) None of the given options is true

Q12. Name the professor, who is the first woman to be appointed the director of an IIM at Sirmaur, Himachal Pradesh?

(a) Shikha Gangwar

(b) Neelu Rohmetra

(c) Sulekha Marandi

(d) Ambika Sony

(e) None of the given options is true

Q13. Which of the following country's military has successfully tested the Standard Missile-3 (SM-3) Block IIA missile defence system by intercepting a medium-range ballistic missile target in space for the first time?

(a) Germany and France 

(b) Canada and UK

(c) USA and Japan

(d) Australia and China

(e) India and Russia

Q14. After its successful launched on Android, BHIM app has been finally launched on the iOS platform. BHIM stands for-

(a) Bharat Interface for Mint 

(b) Bharat Interface for Manager

(c) Bharat Interface for Management

(d) Bharat Interface for Money

(e) Bharat Interface for Mobile

Q15. National Productivity Council (NPC) an autonomous body under Department of Industrial Policy & Promotion (DIPP), Ministry of Commerce & Industry and Government of India was established on-

(a) 12th February 1982

(b) 26th October 1956

(c) 21st August 1963

(d) 15th March 1945

(e) 12th February 1958

Solutions

S1. Ans.(a)
Sol. The iconic brand Ambassador, which used to be a symbol of the high and mighty in power corridors, has changed hands, with Hindustan Motors selling it to European auto major Peugeot for Rs 80 crore. The C K Birla group firm has inked an agreement with Peugeot SA to this effect.

S2. Ans.(b)
Sol. Industrial production contracted in December 2016 due to a sharp decline in production of consumer goods, confirming a demonetization led contraction in demand. Index of Industrial Production (IIP) was 0.4% lower in December 2016 from the same period a year ago, data released on 10th February 2017 has shown. 

S3. Ans.(c)
Sol. US-based IT services company Oracle Systems Corporation's proposal to build its second largest campus outside California, The USA in Bengaluru is set to become a reality as the request is going through the final phases of clearance by the Karnataka government. The new facility, coming up on a plot of 13-odd acres near the software hub of Sarjapur, is investing Rs 2,438 crore and can employ about 10,000 professionals. The campus is expected to be functional by the end of 2019. 

S4. Ans.(d)
Sol. The government has stated that it would make 5.58 lakh ration shops Aadhaar-enabled by June 30th, 2017 adding that it would not force it on the people and request those who chose to stay out, to come and join the platform.

S5. Ans.(e)
Sol. Union Minister of Chemicals & Fertilizers and Parliamentary Affairs, Shri Ananth Kumar has inaugurated and presided over the orientation programme for the district conveners of National Yuva Cooperative Society (NYCS) here today, for the launching of Pradhan Mantri Bhartiya Janaushadhi Kendras (PMBJKs) in the country. The workshop was targeted to educate and channelize youth to synergize their efforts for taking the ahead of the mission to open 3000 PMBJKs by March 2017.

S6. Ans.(e)
Sol. The folk singer from Punjab Satinder Sartaaj has been selected for the awareness project against human trafficking 'Blue Heart Campaign' by the United Nations Office on Drugs and Crime (UNODC). The 34-year-old artist has collaborated with other celebrated Indian musicians like AR Rahman and Sonu Nigam in this drive to spread awareness about the illegal practice through 'Music to Inspire' album.

S7. Ans.(d)
Sol. 2017 BRICS association of Brazil, Russia, India, China and South Africa will be held in Xiamen, China in September 2017. The summit will be held under the theme “BRICS: Stronger Partnership for a Brighter Future,” state-run Xinhua news agency reported. 

S8. Ans.(c)
Sol. Finland-based multinational communications and information technology company Nokia announced to buy telecoms software firm Comptel for 347 million euros ($371 million). The aim of the acquisition to help phone carriers manage their networks as mobile and more and more rely on software to improve their networks.

S9. Ans.(b)
Sol. The Union Minister of State for Power, Coal, New & Renewable Energy and Mines Piyush Goyal has launched the TAMRA (Transparency, Auction Monitoring and Resource Augmentation) portal and Mobile Application in New Delhi. TAMRA Portal and Mobile Application aims to enhance the transparency and  Piyush Goyal accountability in the mining sector as a part of the Ease of Doing Business.

S10. Ans.(a)
Sol. The Union Minister of Science and Technology and Earth Sciences Harsh Vardhan has released the world’s first comprehensive Braille atlas for nearly 50 lakh visually challenged people in New Delhi, India. This is for the first time that such atlas has been prepared for physically challenged with such minute details. The Braille Atlas has been prepared by National Atlas and Thematic Mapping Organisation (NATMO) under Department of Science & Technology.

S11. Ans.(a)
Sol. UK physicist and Nobel laureate Sir Peter Mansfield has passed away. He was 83. Peter led a team of experts who revolutionised science and worked on MRI scans. He had won the Nobel prize for Physiology or Medicine for developing magnetic resonance imaging (MRI) in 2003.

S12. Ans.(b)
Sol. Prof. Neelu Rohmetra of Jammu University is the first woman to be appointed the director of an IIM at Sirmaur, Himachal Pradesh. She specialises in HRD and cross-culture management. 

S13. Ans.(c)
Sol. The US and Japanese military have successfully tested the Standard Missile-3 (SM-3) Block IIA missile defence system by intercepting a medium-range ballistic missile target in space for the first time. The missile was launched from a ship off the west coast of Hawaii, US. The US Missile Defence Agency said that the defence system met each of its primary objectives.

S14. Ans.(d)
Sol. After its successful launched on Android, the Bharat Interface for Money, or BHIM, an app, has been finally launched on the iOS platform. With its debut on iOS, it is currently supporting over 35 banks and is currently available in Hindi and English, unlike the Android version which supports other regional languages as well.

S15. Ans.(e)
Sol. National Productivity Council, an autonomous body under Department of Industrial Policy & Promotion, Ministry of Commerce & Industry and Government of India was established on 12th February 1958, with the objective of stimulating and promoting productivity and quality consciousness across all sectors in the country. 12th-18th February is celebrated as the ‘National Productivity Week’ every year. The theme chosen for this year’s (2017) observance is “From Waste to Profits-through Reduce, Recycle and Reuse”. 

What to expect in Personal Interview?

What to expect in Personal Interview?

            We've already given you some tips regarding PI, but today we will be discussing the real scenario of a personal interview. How questions can be framed? What can you expect in PI? Keep reading and you'll get more familiar with PI.

On an average personal interview process for a person can around 10-12 mins. The more questions they'll form, higher the possibility for you to get tangled in their web of questions, but with good self-confidence and composed self you can tackle this situation. You need to be aware, and vigilant so that you can get through this phase with flying colours.

Eye contact and greeting to the interviewers in interview panel are also very important.

 Your confidence is reflected from your tone of voice and eye contact along with the manner in which you are sitting. Small things make big differences in the interview process and everything is interlinked in this process when it comes to grades. 

Every individual is different, and everyone's way of giving answers is also different. You should find your individuality and by practicing you'll refine your answers.

Let us here consider a Candidate Karthik Narayan Thakur, appearing for RRB Officer interview process. Karthik is from Madhubani, Bihar and has been preparing for bank exams for the past 2 years. The interview panel in most cases derive questions from one's own answers. 

Q. Let us start with the Introduction, Karthik tell us about yourself.

(Prepare a brief introduction about yourself, answer to this question may include you educational and family background, your qualifications, interests and, hobbies etc. Prepare an intro of 10-12 lines and, you can also include some important experiences of your life. There is a fine line between a good introduction and a not so good one. This is usually the most important question as it will frame how rest of the interview process will go.)

Q. What is the meaning of your name Karthik and Narayan?

Karthik is a month in the Hindu calendar which is in between the months of October and November. Karthik is also the name of one of Lord Shiva's (Mahadev) sons. And Narayan is one of the names of Lord Vishnu. Both of these are Gods worshiped in Hindu faith.

Q. What are Badrinath and Kedarnath?

     Badrinath and Kedarnath both are Hindu pilgrimage sites situated in Uttarakhand. In Badrinath, lord Vishnu is worshiped and Lord Shiva is worshiped in Kedarnath. These pilgrimage sites are among the 'Uttarakhand's Char Dham'.

Q. What do you know about Madhubani Painting?

        Sir, Madhubani painting originated in a small village, known as Maithili, of the Bihar state of India. Mithila painting, as a domestic ritual activity, was unknown to the outside world until the massive Bihar earthquake of 1934.

Q. Where is Mithalanchal situated at?

Northern side of Bihar State.

Q. How many districts are there in Mithila?

Sir, there are 10-12 districts in Mithila (due to disputed nature of some districts.)

Q. Tell us about Pradhan Mantri Jan Dhan Yojna.

        Pradhan Mantri Jan Dhan Yojna is a part of financial inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. Account can be opened in any bank branch or Business Correspondent (Bank Mitr) outlet. PMJDY accounts are being opened with Zero balance. 

Q. Tell us about your Family Background.

       (To answer this question you should be prepared with a brief intro of your family background, this may include, your father, mother and siblings educational qualification and work stream. You can you can also include your upbringing and schooling background.)

Q. Where your father is working currently?

       Sir, my father is working in the Indian Railways Department in Siliguri, West Bengal. And Siliguri is near Darjeeling which is a famous tourist destination and it is also famous for its tea gardens.

Q. Who is the present MP of Darjeeling?

 S. S. Ahluwalia is MP of Darjeeling

Q. So, you said you have an elder brother, where does he work?

Sir, he works in Indian Overseas Bank as a Branch Manager

Q. Okay, Who is the present Railway Minister and he is from which constituency?

   Suresh Prabhakar Prabhu is the present Railway Minister and he is from Rajapur constituency of Maharashtra state.

Q. How many states are there in upcoming Assembly Election?

 Sir, there are 5 states in upcoming assembly elections, Uttar Pradesh, Uttarakhand, Goa, Punjab and, Manipur.

Q. Who is Governer of Uttar Pradesh and CM of Manipur?

Ram Naik is the Governer of U.P an Okram Ibobi Singh is the Chief Minister of Manipur.
Q. So you are from commerce background, are you well verse with the questions relate to banking and finance, will be you be able to answer confidently if we ask questions relate to schemes an finance?

Yes sir, sure, I will try my best to answer your questions.
Q. What is Voucher?

  A voucher is an internal document describing and authorizing the payment of a liability to a supplier. It is most commonly used in a manual payment system.

Q. What do you understand by a balance sheet of a Bank?

    A balance sheet is a financial statement that lists all the bank's assets and liabilities.

These were some questions frame from the answer of the candidate himself. There are certain topics that you should be prepared with. Following topics are important in the current scenario.

• De-monetisation: What do you feel are the impacts of demonetisation in India?

• BHIM Application for mobile

• What is Swabhimaan Yojana?

• What is NOSTRO and VOSTRO account?

• What are the Functions of RBI?

• What is PLR and Bitcoin?

• What is Pradhan Mantri Garib Kalyan Yojna

• What is Priority sector lending (PSL)?

• Monetary Policy and Fiscal Policy

• What is your point of view on Rail Budget being merged with the general Budget?

It is very important for you to be humble in all your responses. Many good candidates are left out because probably they were too overconfident; you can use some keywords while answering " Sir, as I am an aspirant, and from my humble point of view I would like to say..." In interview process candidate's attitude matters a lot, and it will be beneficial if you practice with mock interviews and read interview experiences. 

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స్టాఫ్‌ సెలెక్షన్‌ కమిషన్‌ మొదలుకుని బ్యాంక్‌, సివి ల్స్‌, గ్రూప్స్‌, పోలీస్‌ సహా అన్ని రకాల పోటీ పరీక్షల్లో క్వాంటిటేటీవ్‌ ఆప్టిట్యూడ్‌/ న్యూమరికల్‌ ఎబిలిటీ కీల కం. ఇవేకాదు ఇంజనీరింగ్‌ విద్యార్థులకు క్యాంపస్‌ సెలె క్షన్స్‌లో పెట్టే పరీక్షలో ఈ ప్రశ్నలు తప్పనిసరిగా ఉంటాయి. సాధారణంగా ఈ ప్రశ్నలు అన్నీ టెన్త్‌, ఇంటర్‌ స్థాయిలోనే ఉంటాయని చెపుతున్నప్పటికీ ప్రశ్నలు కఠినంగా ఉంటాయి.

 

అందుకే ఈ పరీక్షలకు సిద్ధమయ్యే విద్యార్థులు ప్రామాణిక పుస్తకాలతో ప్రాక్టీసు, రిఫర్‌ చేయాల్సి ఉంటుంది.. ఈ పరీక్షలు రాసే విద్యా ర్థులను ఉద్దేశించి మెక్‌గ్రాహిల్‌ ఎడ్యుకేషన్‌ ‘క్వాంటి టేటీవ్‌ ఆప్టిట్యూడ్‌’ పుస్తకాన్ని తీసుకు వచ్చింది. ఇది అన్ని పోటీ పరీక్షల విద్యార్థు లకు ఉపయుక్తంగా ఉంటుంది. ఢిల్లీలో సివిల్స్‌ కోచింగ్‌ ఇచ్చే అభిజిత గుహ ఈ పుస్తకాన్ని రూపొందించారు. ఇందులో ప్రశ్నలను సాల్వ్‌ చేయడానికి కావాల్సిన టిప్స్‌, టెక్నిక్స్‌, షార్ట్‌కట్‌ మెథడ్స్‌ ఉన్నాయి. మొత్తం 25 చాప్టర్లు ఉన్నాయి. ప్రతీ చాప్టర్‌ నుంచి 30 నుంచి 40 రకాల ప్రశ్నలు, వాటి సమాధానాలు ఇచ్చారు. అంతేకాదు 752 భిన్నమైన ప్రశ్నలతో 110 స్పీడ్‌ టెస్ట్‌ పేపర్స్‌ కూడా ఇందులో ఇవ్వడం విశేషం.

 

Quantitative Aptitude for Competitive Examinations.

 

సివిల్స్‌ కాంటెంపరరీ ఎస్సేలు

 

సివిల్స్‌ మెయిన్‌ మొదటి పేపర్‌లో ఉపయోగ పడేలా మెక్‌గ్రాహిల్‌ ఎడ్యుకేషన్‌ ‘కాంటెంపరరీ ఎస్సే’లతో పుస్తకాన్ని తీసుకువచ్చింది. ఢిల్లీ స్కూల్‌ ఆఫ్‌ ఎకనామిక్స్‌ పూర్వ విద్యార్థి, రెండు దశాబ్దాలుగా సివిల్స్‌ విద్యా ర్థులకు బోధిస్తున్న డాక్టర్‌ రమేశ్‌సింగ్‌ ఈ పుస్తకాన్ని రూపొందించారు. 2013లో మెయిన్‌ పేపర్‌ను రీస్ట్రక్చర్‌ చేసిన తరువాత ఎస్సే పేపర్‌కు 250 మార్కులు కేటాయించారు. దీనిలో సోషియో ఎకనమిక్‌, పొలిటికల్‌ ఇష్యూలు అన్నీ ఈ పేపర్‌ పరిధిలోకి వస్తాయి. ఇంత ముఖ్యమైన అంశాలను స్పృశించాలంటే చాలా విస్తృతమైన అవగా హన ఉండాలి. ఈ ఉద్దేశంతోనే 40 ఎస్సేలను చాలా వివ రంగా ప్రచురించారు. ఎస్సేలు అంటే ఏమిటీ, పోటీ పరీక్షల్లో ఎస్సేలను ఎలా రాయాలి తదితర విష యాలను కూడా ఇందులో ప్రచురించడం విశేషం.

 

సివిల్స్‌ ప్రిలిమ్స్‌ జనరల్‌ స్టడీస్‌

 

యూనియన్ పబ్లిక్‌ సర్వీస్‌ కమిషన(యూపీఎస్‌సీ) ఏటా నిర్వహించే సివిల్స్‌ ప్రిలిమ్స్‌కు ప్రిపేరవుతున్న వారికోసం శ్రీతేజ పబ్లికేషన్స రెండు పుస్తకాలను మార్కెట్‌లోకి విడుదల చేసింది. మొదటిది ‘సివిల్స్‌ ప్రిలిమ్స్‌ జనరల్‌ స్టడీస్‌’. దీనిలో 1993 నుంచి 2016 వరకు నిర్వహించిన ప్రిలిమ్స్‌ పరీక్షల్లో అడిగిన ప్రశ్నలు, వాటికి సమాధానాలను టాపిక్‌ల వారీగా ఇచ్చారు. భారతదేశ చరిత్ర, భూగోళ శాస్త్రం, భారత దేశ రాజకీయ వ్యవస్థ, భారతదేశ ఆర్థిక వ్యవస్థ, జనరల్‌ సైన్స, వర్తమాన అంశాలు-జనరల్‌ నాలెడ్జ్‌, జనరల్‌ మెంటల్‌ ఎబిలిటీ ఇలా.. ప్రతి విభాగానికి సంబంధించిన సమాచారాన్ని క్రోడీకరించారు. ఇక రెండో పుస్తకం ప్రీవియస్‌ పేపర్స్‌ ఇయర్‌ వైజ్‌’. ఈ పుస్తకంలో కూడా 1993 నుంచి 2016 వరకు జరిగిన అన్ని పరీక్షల ప్రశ్న పత్రాలు, వాటికి సమాధానాలకు ఇచ్చారు. తెలుగులో సివిల్స్‌ ప్రిపరేషన మెటీరియల్‌ దొరకడం చాలా అరుదు. దీన్ని దృష్టిలో ఉంచుకొని శ్రీ తేజ పబ్లికేషన్స్ వారు పై రెండు పుస్తకాలను తెలుగులో ముద్రించారు. తెలుగు మీడియంలో సివిల్స్‌ రాయాలనుకొనే అభ్యర్థులకు ఈ మెటీరియల్‌ బాగా ఉపయోగపడుతుంది.

 

పుస్తకం: సివిల్స్‌ ప్రిలిమ్స్‌ జనరల్‌ స్టడీస్‌ (ప్రీవియస్‌ పేపర్స్‌)

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పుస్తకం: సివిల్స్‌ ప్రిలిమ్స్‌ జనరల్‌ స్టడీస్‌ (ప్రీవియస్‌ పేపర్స్‌)

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