Daily GK Update 08th April, 2017

Ban on cash transactions of over Rs 2 lakh not applicable for bank, post office withdrawals 

i. Ban on cash transaction in excess of Rs 2 lakh will not be applicable to withdrawals from banks and post office savings accounts, the Income-Tax department announced. 
ii.  In a clarification on the newly inserted Section 269ST in the I-T Act, the Central Board of Direct Taxes (CBDT) abort the restriction to withdrawal from banks and post offices. Restriction is also not applicable to any receipt by government, banking company, post office savings bank or co-operative bank respectively. 

PM to launch digital exhibition on Champaran Satyagraha

i. Prime Minister Narendra Modi will launch a 'special digital exhibition' on the Champaran Satyagraha on 10th April 2017. It is a unique initiative to re-envision the theme of the movement undertaken by Mahatma Gandhi. 
ii. The exhibition will be titled as 'Bapu Ko Karyanjali' and will be launched at the National Archive in New Delhi.
iii. This effort will dovetail into the Swachh Bharat Abhiyaan, and generate greater awareness towards cleanliness, in the run-up to the 150th birth anniversary of Mahatma Gandhi in 2019.

India extends $4.5 billion new line of credit to Bangladesh

i. India and Bangladesh have signed 22 agreements in strategic sectors like defence and civil nuclear cooperation during Bangladesh Prime Minister Sheikh Hasina's visit to India.

ii. In a joint statement after signing of agreements in Delhi, Prime Minister Narendra Modi announced a new line of concessional credit of $4.5 billion for implementation of development projects in Bangladesh. 

iii. Apart from that, Mr. Modi also announced $500 million of credit for defence procurement in the country.

 Centre kicks off programme on Cyber Physical Systems

i. The Department of Science and Technology (DST) has initiated a Cyber-Physical Systems (CPS) program. 
ii. CPS is an interdisciplinary field that deals with the deployment of computer-based systems that do things in the physical world such as, the self-driven cars produced by Google and Tesla. 
iii. It has been conceived as a Rs 3,000-crore exercise that would at first take root in some of the Indian Institutes of Technology (IITs). An initial budget of Rs 100 crore has been earmarked for the project in the current financial year.

India ranks 40th in WEF’s global travel & tourism ranking

i. India has jumped 12 places to 40th rank globally in total 136 countries in Travel and Tourism Competitiveness report 2017 by World Economic Forum. 
ii.  Spain is ranked at the top in the list. The traditional strong travel and tourism destinations, including Japan (4th), the United Kingdom (5th), the United States (6th), Australia (7th), Italy (8th), Canada (9th) and Switzerland (10th), have also made it to the top 10.

HDFC Bank UPI on Chillr app

i. HDFC Bank announced its Unified Payments Interface (UPI) will also be available on Chillr, a multi-bank mobile payments app. 
ii. UPI is an instant payment system developed by the National Payments Corporation of India (NPCI) to enable faster money transfer between any two parties’ bank accounts.

Canara Bank partners with BSNL 
i. Canara Bank, a public sector bank, has embarked upon an ambitious project of upgrading the bandwidth at all its branches to 2 Mbps in partnership with BSNL. 
ii. The bandwidth upgradation of branches is in line with the bank’s policy of promoting digital channels and will ensure faster service across the counters. 


South Indian Bank, Flyworld Money in pact for remittances
i. South Indian Bank has entered into an agreement with Flyworld Money Exchange to facilitate remittances by Indian expatriates in Australia. 
ii. Through this tie-up, NRIs in Australia could enjoy quick and cost-effective remittances to India using the SIB Express facility. With this agreement, SIB marks the first remittance arrangement with an exchange house in Australia. 

NPCI disburses Rs. 245 cr in prize money under Niti Aayog's Lucky Draw scheme

i. National Payments Corporation of India (NPCI), the umbrella organisation for all retail payment systems in the country, has disbursed over Rs. 245 crore worth of prize money to about 18 lakh winners under the NITI Aayog’s Lucky Draw schemes for consumers and merchants which are Lucky Grahak Yojna (LGY) and Digi-Dhan Vyapar Yojna (DVY).
ii. There are three mega prizes for consumers worth Rs. 1 crore, Rs. 50 lakh and Rs. 25 lakh. For merchants too there would be three mega prizes worth Rs. 50 lakh, Rs. 25 lakh and Rs. 12 lakh. 

Malala to become youngest United Nations Messenger of Peace

i. Malala Yousafzai, the youngest winner of the Nobel Peace Prize has become the youngest United Nations Messenger of Peace. 
ii. The United Nations stated that the 19-year-old Pakistani education activist will be appointed by Secretary-General Antonio Guterres on April 10, 2017, and it will help to promote girl education around the world.

Boxer Shyam Kumar wins gold at Thailand International

i. Indian boxer K Shyam Kumar won a gold medal in the 49- kilogram category at the Thailand International Tournament in Bangkok. 
ii. He clinched the medal without even stepping inside the ring for his summit clash as Olympic champion Hasanboy Dusmatov of Uzbekistan was unable to play the match due to his injury.

NBA launches first basketball school in India

i. The National Basketball Association (NBA) announced the setting up of its first basketball school, a network of tuition-based basketball development programmes, in Mumbai. 
ii. The school, as part of a multi-year agreement announced with India On Track (IOT), is open to male and female players between ages 6-18. 


Important Takeaways from above GK Update are as follows-

• HDFC bank announced its UPI on Chillr, a multi-bank mobile payment app
• HDFC headquarter is in Mumbai and was founded in 1944
• Managing Director of HDFC bank is Aditya Puri.
• Malala from Pakistan has become the youngest UN messenger of peace
• United Nations ninth Secretary-General is Antonio Guterres
• UN headquarter is in New York City, U.S.A
• UN was founded in 1945.
• Canara Bank partnered with BSNL to upgrade bandwidth at all branches
• Canara Bank Headquarter is in Bengaluru, Karnataka and it was founded in 1906
• BSNL was founded in 2000 and its headquarter is in New Delhi
• Chairman of Canara Bank Shri. T.N. Manoharan
• The slogan of Canara Bank is 'Together we Can'.
• NPCI disbursed Rs. 245 crore in prize money under Niti Aayog's Lucky Draw scheme
• NPCI full form is National Payment Corporation of India
• NPCI headquarter is in Mumbai and was founded in 2008
• NITI aayog Chairman is Shri Narendra Modi
• Full form of NITI is National Institute of Transforming India.
• India ranked 40th in WEF’s global travel & tourism ranking
• Spain ranked at the top in the list
• India has jumped 12 places from the previous year ranking
• K Shyam Kumar won a gold medal at the Thailand International Tournament
• He won in the 49- kilogram category
• Bangkok is the capital of Thailand and its currency is Thai Baht
• Thailand International Tournament was held in Bangkok.
• Department of Science and Technology (DST) has initiated a Cyber-Physical Systems (CPS) program
• Full form of CPS is Cyber-Physical System
• Full form of DST is Department of Science and Technology.
• India and Bangladesh have signed 22 agreements
• PM of Bangladesh is Sheikh Hasina
• Currency of Bangladesh is Bangladeshi Taka and its Capital is Dhaka.
• Narendra Modi will launch a 'special digital exhibition' on the Champaran Satyagraha on 10th April 2017 in New Delhi
• The exhibition will be titled as 'Bapu Ko Karyanjali'
• Champaran Satyagraha was started in Champaran district of Bihar in 1917
• NBA launches India's first basketball school in Mumbai
• NBA full form is National Basketball Association
• NBA headquarter is in New York, United States of America
• Ban on cash transaction in excess of Rs 2 lakh will not be applicable to withdrawals from banks and post office savings accounts
• In the 2017-18 Budget, Finance Minister Arun Jaitley had proposed to ban cash transaction of over Rs 3 lakh which was lowered to Rs 2 lakh.

How to introduce yourself – తప్పుల్లేకుండా, తడబడకుండా.

ఈ పోటి ప్రపంచంలో మనల్ని మనం market చేసుకుంటూనే ఉండాలి, పర్సనల్ లైఫ్ లో అయినా, ప్రొఫెషనల్ లైఫ్ లో అయినా మనల్ని మనం చక్కగా, ప్రభావితం చేసేట్లుగా  పరిచయం చేసుకోవడం తప్పనిసరి. Self Introduction is one of the very important marketing tools.

చాలా బాధ కలిగించే విషయం ఏంటంటే, ఇంజినీరింగ్ లు, ఎంబీఏలు, ఎమ్మెస్సిలు చేసిన చాల మంది తప్పులు లేకుండా, అంటే basic grammar mistakes లేకుండా ఇంగ్లిష్ లో తమల్ని తాము introduce చేసుకోలేకపోతున్నారు. సహజంగానే,  ఇది వాళ్ళ ఉద్యోగ అవకాశాలను దెబ్బతీస్తుంది. Myself  XXXX, I was completed my engineering last year, my hobbies is  XXXX అని చెప్తే, ఎవరైనా ఎలా ఉద్యోగం ఇస్తారు చెప్పండి. అదీ 10 – 12 సంవత్సరాలు ఇంగ్లిష్ మీడియం లో చదివినవిద్యార్థులు.  వాళ్ళ గ్రామర్ అలా ఉండడం చాలా దురదృష్టకరం.

కొంచెం observation, కొంచెం preparation తో ఈ సమస్య ను solve చేసెయ్యొచ్చు.

1. కిందున్న కొన్ని ఎక్స్ప్రెషన్స్ ని చదవండి.
2. అందులో మీకు సరిపోయే, మీ introduction కి ఉపయోగపడే, వాక్యాల్ని తీసుకొని చిన్న చిన్న మార్పులతో మీ సెల్ఫ్ ఇంట్రడక్షన్ ను రాసుకోండి.
3. మీ ఓపిక ను బట్టి, రెండు మూడు versions of introduction ప్రిపేర్ చేసుకోండి ( ఒకటి సంక్షిప్తంగా, ఇంకొకటి కొంచెం డిటైల్డ్ గా, మరొకటి చాలా డిటైల్డ్ గా. అవసరాన్ని బట్టి ఏదో ఒక version వాడొచ్చు.)
4. మీరు రాసింది వీలైతే, ఎవరితోనైనా కరెక్ట్ చేయించుకోండి.
5. స్రిప్ట్ రెడీ అయిన తరువాత , దాన్ని ప్రాక్టిస్  చెయ్యండి. మీరు బాగా ప్రిపేర్ అయి అయ్యి వచ్చారు అన్న విషయం మిమ్మల్ని interview చేసేవాళ్ళకి తెలియనియ్యనంత నేచురల్ గా మీరు self introduce చేసుకోవాలి.
6. మొదట కరెక్ట్ గా, ఎలాంటి  గ్రామర్ మిస్టేక్స్ లేకుండా introduce చేసుకోవడం నేర్చుకొని, ఆ తరువాత effective గా చెప్పడం నేర్చుకోండి.

ఇంత అవసరమా అనుకుంటున్నారా? ఇంటర్వ్యూలలో “Introduce yourself? ” అన్న మొదటి ప్రశ్నకే సరిగా జవాబివ్వక, మంచి మంచి అవకాశాలు కోల్పోతున్న వందల, వేల ( లక్షల?) మంది లో మీరు ఉండకూడదనుకుంటే ఈ మాత్రం preparation అవసరమే.

Expressions:

• I am XXXX.
• My name is XXXX.
• ( Imp: Please DO NOT say- Myself XXXX, It is incorrect)

• I am from XXXX.
• My native is XXXX.
• I hail from XXXX.
• I am from XXXX. Currently, I am staying in ABCD
• I was born and brought up in XXXX

• At present , I am studying XXXX in ABCD college/uiniversity.
• At present, I am pursuing B.Tech in Mechanical Engineering from XXXXX University.
• I am pursuing electronics and communication engineering in XYZ college/ABC university
• I am pursuing Post Graduation from XXXX university
• I am an engineering graduate from XXXX university.
• I have completed graduation …….
• I have just finished my post graduation in Computer Science from XXXX university.
• I completed  B.Tech in 2014 from XXXX university.
• I have done an internship with XXXX (Company name)

• I am 21 years old
• I am 21…..

• I am from an agricultural family.
• I hail from an agricultural family.
• I belong to an agricultural family.

• My father’s name is …….
• My mother’s name is ………..
• My father is a businessman/a farmer/a government employee/ a private employee/ a labourer/ a retired government employee
• My mother is a businesswoman/ a farmer/ a house wife/ a home maker/ a domestic engineer/

• Ours is a nuclear family…… Ours is a joint family.
• My family consists of four members: my father, my mother, an elder sister and me.
• There are four members in my family: my father, mother, a younger brother and me.

• I have two siblings…… a sister and a brother. Both are elder to me.
• I have an elder brother and a younger sister
• I have two elder sisters.
• I am the youngest in my family.
• I have two brothers and I am the eldest.
• I have two brothers and I am the youngest.
• I have an elder sister and a younger brother.
• My elder sister is married
• My younger brother is pursuing engineering.
• I have two younger sisters. The elder of the two is in intermediate and the other is in 10th

• My hobbies are playing cricket and watching TV.
• My hobbies are listening to music and reading books.
• My hobby is watching TV.
• Playing chess is hobby.
• My hobbies are listening to music, reading books and watching movies.
• I am interested in watching movies and collecting stamps.
• I am interested in making friends and surfing the internet.
• I love gardening.
• I love playing with my pet dog.
• I love spending time with my friends.
• I like playing games on mobile….
• In my free time, I help my father in his business.
• In my free time, I love watching TV.
• Playing chess is my favourite pastime.
• Cooking is my favourite pastime.

• My strengths are sincerity and hardworking nature.
• My strength is self-confidence.
• Strong communication skills are my greatest strength.
• Knowledge in computers is my strength.
• I have a positive attitude towards life.

• I am good at marketing.
• I have a good command over computer networking.
• I have good analytical skills.
• I am a team player…..
• I’m very results-driven
• I am proud of my communication skills

• Doing a good job and achieving the desired end result is my primary motivation…..

• My aim is to get a government job.
• My aim is to become a government teacher.
• My aim is to be a successful business woman.
• I want to become a software engineer
• I would like to be an IAS officer.

QUIZ-08

QUIZ-08

Q1. In which cities, the 03-day global conference on Nuclear Terrorism has begun on 08th February 2017?
Answer: New Delhi, India

Q2. Name the person, who has won the women’s singles titles in the 81st Senior National Badminton Championships tournament in Patna, Bihar?
Answer: Rituparna Das


Q3. Who has been appointed as the CEO of Adani Group for its renewable energy business unit in Australia in a bid to drive its plans to become the largest renewable energy player in the country?
Answer: Jennifer Purdie

Q4. Minister of State in Prime Minister's Office Jitendra Singh stated that over 13 thousand Divyangs have been given jobs in various central government departments recently. Where is constituency of Jitendra Singh?
Answer: Udhampur, Jammu and Kashmir

Q5. Israel’s Parliament has passed a law retroactively legalising about 4,000 homes built in Area (C) of the occupied West Bank. What is the name of Parliament of Israel?
Answer: Knesset

Q6. Which banks has tied up with IFFCO, a cooperative, to provide co-branded debit cards with inbuilt overdraft facilities to the farmers?
Answer: Bank of Baroda

Q7. Which Bank has partnered with leading online data and information portal Commodity Online for the distribution of loans against warehouse receipts and collateral management services across the country.
Answer: Federal Bank

Q8. RBI governor Urjit Patel led Monetary Policy Committee (MPC) has kept the key repo rate unchanged at _____________ in the first monetary policy review of 2017 and after Budget 2017. 
Answer: 6.25 percent

Q9. ICICI Securities, a subsidiary of ICICI Bank, has entered into a strategic partnership with Saxo Bank, an online multi-asset trading and investment specialist. Saxo Bank based in-
Answer: Denmark

Q10. The Supreme Court has approved the government‘s plan to record the identification details of mobile subscribers through an e-KYC mechanism linked to Aadhaar in a bid to enhance national security and prevent fake users. What is meaning of "C" in KYC-?
Answer: Customer

Q11. The Reserve Bank of India (RBI) has announced that the cash withdrawal limit on savings accounts will be scrapped from-
Answer: 13th March 2017

Q12. Which two priate sector banks are live with the Bharat Bill Payment System (BBPS) that is aimed at easing utility and other repetitive bill payments for consumers?
Answer: HDFC Bank and Kotak Mahindra Bank

Q13. In which Indian city, the 23rd edition of International Conference and Exhibition on Terrestrial & Satellite Broadcasting was held?
Answer: New Delhi

Q14. Reserve Bank of India (RBI) has decided to phase out weekly limit on cash withdrawal from savings accounts recently. The weekly withdrawal limit for savings accounts will be raised to how much amount from 20th February 2017? 
Answer: Rs. 50,000

Q15. With the government taking steps to improve ease of doing business and relax regulations, FDI into the country surged by 60% to USD 4.68 billion in November 2016. What is meaning of "I" in FDI?

Answer: Investment