English Questions For SBI PO

Directions (1-5): In each question, the word at the top is used in four different ways. Choose the option in which the usage of the word is INCORRECT or INAPPROPRIATE.

Q1. Break

(a) My boyfriend and I broke up before I moved to America. 

(b) We broke bread during the Thanksgiving dinner.

(c) The prisoners broke out of jail when the guards weren’t looking.

(d) I broke up in a rash after our camping trip.

(e) None of these 

Q2. Do

(a) Do your best, it always works.

(b) My teacher wants me to do my essay over because she doesn’t like my topic.

(c) Do your coat over before you go outside. The snow is falling heavily!

(d) It’s time to do away with all of these old tax records.

(e) None of these 

Q3. Get

(a) I tried to get my point across to the judge but she wouldn’t listen.

(b) We worked so hard this year that we had to get away for a week.

(c) My grandfather can get away fine in his new wheelchair.

(d) This weather is getting me down.

(e) None of these 

Q4. Hang

(a) Hang in there. I’m sure you’ll find a job very soon. 

(b) Hang on while I grab my coat and shoes!

(c) Instead of going to the party we are just going to hang up at my place.

(d) He didn’t say goodbye before he hung up.

(e) None of these 

Q5. Keep

(a) Keep on stirring until the liquid comes to a boil.

(b) Medicines should always be kept out from children.

(c) Try to keep the wet dog out of the living room.

(d) If you keep those results up you will get into a great college.

(e) None of these 

Directions (6-15): Each question gives a sentence with a part of the sentence underlined/Bold that may contain an error. Five alternative substitutes are given for the underlined portion. Identify the choice that replaces the underlined part to form a logical and grammatically correct statement and mark its number as your answer.

Q6. Was the letter written with pencil or with ink?

(a) with pencil or with ink

(b) with a pencil or with an ink

(c) in pencil or in ink

(d) with lead or with pen

(e) with a pencil or with a ink?

Q7. Having completed the exams, the picnic was undertaken.

(a) the picnic was undertaken

(b) the children went on a picnic

(c) the picnic was an excursion

(d) the children on a picnic go

(e) the children went to a picnic

Q8. Many of the refugees will die before the government sends aid.

(a) the government sends aid

(b) the government will send aid

(c) the government will have sent aid

(d) the government will be sending aid

(e) the government are sending aid

Q9. The train leaves the station five O’clock in the morning.

(a) five O’clock in the morning

(b) by five O’clock at the morning

(c) beyond five O’clock at the morning

(d) at five O’clock in the morning

(e) on five O’clock in the morning

Q10. He has no other hobby but that of collecting stamps.

(a) no other hobby but

(b) no hobby otherwise

(c) no other hobby then

(d) no other hobby unless

(e) no other hobby than

Q11. Neither the teacher not the students admitted their mistake.

(a) admitted their mistake

(b) admitted to his mistake

(c) admitted to one’s mistake

(d) admitted to them mistake

(e) admitted to its mistake

Q12. My father and myself did the entire household work.

(a) My father and myself

(b) My father and I

(c) My father and me

(d) Me and my father

(e) Myself and my father

Q13. Renu was speaking the truth, isn’t it?

(a) isn’t it?

(b) was she?

(c) didn’t she?

(d) wasn’t she?

(e) doesn’t she?

Q14. You will have learnt a lot by the time you leave school.

(a) You will have learnt a lot

(b) You shall learn a lot

(c) You will learn a lot

(d) You will be learning a lot

(e) You would have learnt a lot

Q15. Five years have passed since my friend died.

(a) Five years have passed

(b) Five years passed

(c) Five years had passed

(d) Fiver years was passed
(e) Five years are passing

Solutions

S1. Ans.(d)

Sol. D is the answer as to break up means to end a relationship and to start laughing, in an informal way while it is used in the sentence where the speaker wants to tell that he has developed some kind of rash, skin sores or irritation, therefore it should be ‘broke out in’ and not ‘broke up in’.

S2. Ans.(c)

Sol. C is the answer. It should be ‘Do your coat up’ instead of ‘Do your coat over’.

S3. Ans.(c)

Sol. C is the answer. To get away means to go on a vacation, while the intended meaning in the sentence is that the speaker’s grandfather can have mobility by getting a new wheel chair. Hence, the correct phrase to be used is ‘get around’.

S4. Ans.(c)

Sol. Instead of going to the party we are just going to hang out at my place. Hence option (c) is the answer.

S5. Ans.(b)

Sol. ‘Medicines should be kept away from children.’ And not ‘kept out’. Hence option (b) is the answer.

S6. Ans.(c) 

Sol. in pencil or in ink

S7. Ans.(b) 

Sol. the children went on a picnic

S8. Ans.(a) 

Sol. the government sends aid

S9. Ans.(d) 

Sol. at five O’clock in the morning

S10. Ans.(e) 

Sol.  no other hobby than

S11. Ans.(a) 

Sol.  admitted their mistake

S12. Ans.(b) 

Sol. ‘ My father and I ‘ subjective pronoun will be used. 

S13. Ans.(d) 

Sol.  wasn’t she? Correct pronoun will be ‘she’. This is questions tag structure. 

S14. Ans.(a) 

Sol.  ‘You will have learnt a lot’

S15. Ans.(a) 

Sol.  Five years have passed

QUIZ-02

Q1. The 29th edition of Co-ordinated Patrol (CORPAT) between India and which country commenced in Port Blair, recently.
Answer: Indonesia

Q2. The Securities and Exchange Board of India was established on ____________ in accordance with the provisions of the Securities and Exchange Board of India Act, 1992.
Answer: 12 April 1992

Q3. Who is the present chairperson of Technology Development Board that comes under Ministry of Science and Technology of India?
Answer: Prof. Ashutosh Sharma

Q4. Prime Minister Narendra Modi has recently launched the integrated case management system of the Supreme Court in the presence of the Chief Justice of India. Who is the present Chief Justice of India?
Answer: Jagdish Singh Khehar

Q5. Name the person who has bagged Best Director and Best Actress awards at New York Indian Film Festival (NYIFF), recently.
Answer: Konkona Sen Sharma

Q6. Bahrain is the capital city of _______________.
Answer: Manama

Q7. LIC Housing Finance launched a new product named ___________ which will offer loans for construction, purchase of the house or flat and repairs or renovation to the existing properties.
Answer: Griha Siddhi

Q8. The chief of which Bank has become the first Indian woman to be conferred with the prestigious Woodrow Wilson Award for Global Corporate Citizenship?
Answer: ICICI Bank

Q9. Name the player who was recently named as an Honorary Life Member of the Marylebone Cricket Club (MCC), London.
Answer: VVS Laxman

Q10. Name the present Chairman of LIC.
Answer: V K Sharma

Q11. Name the software giant that has recently announced the new "Solve for India" initiative, especially for tier-2 cities with an aim to support entrepreneurs and developers of the country.
Answer: Google

Q12. Name the player who has recently won a record-extending 10th Barcelona Open title by defeating Dominic Thiem of Austria.
Answer: Rafael Nadal

Q13. India's top cueist Pankaj Advani has recently lost to China's Lv Haotian in the summit clash of Asian Snooker Championship. The championship was held in __________.
Answer: Doha, Qatar

Q14. Name the state that has recently got its first automatic weather station at Dongargaon in Vidarbha region that would help farmers to plan and manage the sowing process better.
Answer: Maharashtra

Q15. The daughter of legendary Sitar Maestro (late) Ustad Vilayat Ali Khan, Begum Yaman K. Khan has passed away recently. She was famous ______________.
Answer: Sufi Singer

Banking Awareness,

Q1. Fiscal policy is concerned with which of the following?

(a) Public Revenue and Expenditure

(b) Issue of Currency

(c) Export Import

(d) Population Control

(e) Education for all

S1. Ans.(a)
Sol. Fiscal policy is the policy relating to government revenues from taxes and expenditure on various projects. Monetary Policy, on the other hand, is mainly concerned with the flow of money in the economy.

Q2. In which of the following types of banking, there is a direct execution of the transaction between a bank and its consumers?

(a) Retail Banking

(b) Universal Banking

(c) Virtual Banking

(d) Unit Banking

(e) None of the given options is true

S2. Ans.(a)
Sol. Retail banking also known as Consumer Banking is the provision of services by a bank to individual consumers, rather than to companies, corporations or other banks. Services offered include savings and transactional accounts, mortgages, personal loans, debit cards, and credit cards.

Q3. Loans against the security of shares, debentures and bonds should not exceed the limit of Rupees ____________ per individual if the securities are held in physical form. 

(a) two lakhs

(b) five lakhs

(c) ten lakhs

(d) fifteen lakhs

(e) twenty lakhs

S3. Ans.(c)
Sol. Loans against the security of shares, debentures and bonds should not exceed the limit of Rupees ten lakhs per individual if the securities are held in physical form and Rupees twenty lakhs per individual if the securities are held in dematerialised form. Such loans are meant for genuine individual investors, and banks should not support collusive action by a large group of individuals belonging to the same corporate or their inter-connected entities to take multiple loans in order to support particular scrip or stock-broking activities of the connected firms.Such finance should be reckoned as an exposure to capital market.

Q4. In the case of failed ATM transactions, if the amount is not credited to customer’s account within 7 working days from the date of receipt of the complaint. Banks have to pay compensation at the rate of Rs.________ per day.

(a) 150

(b) 200

(c) 100

(d) 10

(e) 50

S4. Ans.(c)
Sol. Effective from July 1, 2011, banks have to pay compensation of Rs. 100/- per day for delays in re-crediting the amount beyond 7 working days from the date of receipt of the complaint about failed ATM transactions. The compensation has to be credited to the account of the customer without any claim being made by the customer. If the complaint is not lodged within 30 days of the transaction, the customer is not entitled to any compensation for delay in resolving his / her complaint.

Q5. Which of the following is known as “Demat” account?

(a) Account in which shares are held in electronic form

(b) Account opened with zero balance

(c) Account allowed to be operated by guardian of minor

(d) Account operated by business correspondents in rural centres.

(e) None of the given options is true

S5. Ans.(a)
Sol. A Dematerialized account (Demat Account) is opened by the investor while registering with an investment broker (or sub-broker). The account in which shares are held in electronic form is known as Dematerialized account.

Q6. The Aadhaar-Enabled Payment Systems (AEPS) is a bank led model that facilitates banking facilities by allowing transactions at Point of Sale through the Business Correspondent (BC) using the Aadhaar authentication number. Aadhaar enabled basic types of banking do not include-

(a) Balance Enquiry

(b) Cash Withdrawal

(c) Online Payment

(d) Cash Deposit

(e) Aadhaar to Aadhaar funds transfer

S6. Ans.(c)
Sol. Services Offered by AEPS-
1. Balance Enquiry
2. Cash Withdrawal
3. Cash Deposit
4. Aadhaar to Aadhaar Fund Transfer
5. Gateway Authentication Services

Q7. Loans against the security of shares, debentures and bonds should not exceed the limit of Rupees _______________ per individual if the securities are held in dematerialised form.

(a) ten lakhs

(b) five lakhs

(c) thirty lakhs

(d) fifty lakhs

(e) twenty lakhs

S7. Ans.(e)
Sol. Loans against the security of shares, debentures and bonds should not exceed the limit of Rupees ten lakhs per individual if the securities are held in physical form and Rupees twenty lakhs per individual if the securities are held in dematerialised form. Such loans are meant for genuine individual investors, and banks should not support collusive action by a large group of individuals belonging to the same corporate or their inter-connected entities to take multiple loans in order to support particular scrip or stock-broking activities of the connected firms.Such finance should be reckoned as an exposure to capital market.

Q8. The process by which the central bank of a country controls the supply of money in the economy by exercising its control over interest rates in order to maintain price stability and achieve high economic growth is known as?

(a) Economic Policy

(b) Monetary Policy

(c) Fiscal Policy

(d) Credit Policy

(e) Budgetary Policy

S8. Ans.(b)
Sol. Monetary Policy is the process by which monetary authority of a country, generally a central bank controls the supply of money in the economy by exercising its control over interest rates in order to maintain price stability and achieve high economic growth. In India, the central monetary authority is the Reserve Bank of India (RBI) is so designed as to maintain the price stability in the economy.

Q9. Who amongst the following is the regulator in the financial system of the country?

(a) CERC

(b) SEBI

(c) CRISIL

(d) TRAN

(e) None of the given options is true

S9. Ans.(b)
Sol. The financial system in India is regulated by independent regulators in the field of banking, insurance, capital market, commodities market, and pension funds. The example of Financial Regulators: RBI, IRDAI, SEBI, PFRDA.

Q10. Bank Holidays are covered by which of the following?

(a) As per the order of the GOI

(b) As per the order of the IBA

(c) Negotiable Instruments Act

(d) RBI Act

(e) Banking Regulation Act 1949

S10. Ans.(c)
Sol. Bank Holidays are declared by Central/State Governments/ Union Territory under the Negotiable Instruments (NI) Act, 1881.

Q11. What is the purpose of KYC in banking?

(a) It is used for customer identification

(b) It is used for increasing the CRR of banks

(c) It is used for money laundering

(d) It is used by the central bank to control liquidity

(e) Both (a) and (c)

S11. Ans.(e)
Sol. Know your customer (KYC) is the process of a business verifying the identity of its clients. Know your customer policies are becoming much more important globally to prevent identity theft, financial fraud, money laundering and terrorist financing.

Q12. Which of the following types of cards is free from credit risk?

(a) Credit card

(b) Debit Card

(c) Prepaid Cards

(d) Charge Cards

(e) Both (c) and (d)

S12. Ans.(b)
Sol. A debit card a safe, convenient, risk-free alternative to cash and has no credit risks attached.

Q13. FATF is an inter-governmental body established in __________ by the Ministers of its Member jurisdictions.  

(a) 1999

(b) 1976

(c) 1982

(d) 1995

(e) 1989

S13. Ans.(e)
Sol. The Financial Action Task Force (FATF) is an inter-governmental body established in 1989 by the Ministers of its Member jurisdictions.  The objectives of the FATF are to set standards and promote effective implementation of legal, regulatory and operational measures for combating money laundering, terrorist financing and other related threats to the integrity of the international financial system.  The FATF is therefore a “policy-making body” which works to generate the necessary political will to bring about national legislative and regulatory reforms in these areas.

Q14. Where is the headquarter of FATF?

(a) New York, USA

(b) Paris, France

(c) Geneva, Switzerland

(d) Italy, Rome

(e) Vienna, Austria

S14. Ans.(b)
Sol. The Financial Action Task Force (on Money Laundering) (FATF), also known by its French name, Groupe d’action financière (GAFI), is an intergovernmental organisation founded in 1989 The FATF Secretariat is housed at the headquarters in Paris, France.

Q15. Headquarters of National Council of Applied Economic Research (NCAER) is located in ______

(a) Mumbai

(b) New Delhi

(c) Hyderabad

(d) Chennai

(e) Kolkata

S15. Ans.(b)
Sol. National Council of Applied Economic Research or NCAER is a New Delhi-based non-profit think tank of economics.