Saturday, 29 July 2017

Reasoning Quiz


Reasoning Quiz

Directions (1-6): Study the given information and answer the following questions.

A word and number arrangement machine when given an input line of words and numbers rearranges them following a particular rule.
 The following is an illustration of input and its rearrangement:

Input: bag new 15 12 20 ask ball 22 figure 25
Step I: 12 15 bag new 20 ask ball 22 figure 25


Step II: 12 15 ask bag new 20 ball 22 figure 25 
Step III: 12 15 ask bag 20 22 new ball figure 25 
Step IV: 12 15 ask bag 20 22 ball figure new 25 
Step V: 12 15 ask bag 20 22 ball figure 25 new
Step V is the last step of the rearrangement. As per the rules followed in the above steps,
 find out in each of the following questions the appropriate step for the following input.
Input: 46 16 professor male 31 correct 33 35 39 female doctor 42 study

1. Which element is third to the right of 'female' in Step V?
1)35
2) professor
3) study
4) 42
5) None of these

2. How many steps will be required to complete the arrangement of the given input?
1) Five
2) Six
3) Seven
4) Eight
5) None of these

3. Which of the following is the third element from the left end of Step III?
1) 35
2) 46
3) correct
4) doctor
5) None of these

4. What is the position of 'male' in the final step?
1) 7th from the left
2) 2nd from the right
3) 8th from the left
4) 5th from the right
5) None of these

5. Which step number is the following output?
16 31 correct doctor 33 35 female male 39 42 46 professor study
1) Step V
2) Step VI
3) Step VII
4) There is no such step
5) None of these

6. Which of the following steps is the last step but one? 
1) Step III
2) Step V
3) Step VI
4) Step IV
5) None of these

Directions (7-13): Study the following information carefully and answer the given questions.

A group of seven friends S, T, U, V, W, X and Y has four males and three females. Each of them has a different type of watch, 
viz Titan, HMT, Rado, Fastrack, Reebok, Casio and Tissot, and each of them has passed out from a different college —
GLA, HCC, PTC, RKC, GNC, SPDC and SRMC but not necessarily in the same order. None of the females has Casio or Titan.
 U has Rado and she has passed out from GNC. S has passed out from SPDC. T does not have Fastrack.
 W has Tissot and has passed out from HCC. X has Titan and has not studied in GLA. Y has Casio and has studied in PTC. 
The one who has Fastrack has passed out from SRMC. The one who has HMT has studied in GLA.
None of the female members has studied either in SPDC or in HCC.

7. Which of the following watches does V have?
1) Casio
2) Fastrack
3) HMT
4) Rado
5) None of these

8. Which of the following combinations is true?
1) U-Rado-GNC-Female
2) S-Reebok-HCC-Male
3) Y-HMT-GLA-Female
4) W-Tissot-HCC-Female
5) None of these

9. Which of the following groups has only female members?
1) XVT
2) WUY
3) UVT
4) VST
5) None of these

10. The one who has Titan has passed out from which of the following colleges?
1) HCC
2) GNC
3) SPDC
4) RKC
5) Can't be determined

11. From which of the following colleges did W pass out?
1) PTC
2) HCC
3) RKC
4) Can't be determined
4) None of these

12. Who possesses HMT?
1) T
2) U
3) V
4) W
5) X

13. Which of the following statements is true?
1) V has passed out from GLA college.
2) U is a male and possesses Rado.
3) X possesses Titan and has passed out from RKC.
4) Y is a female and possesses Casio.
5)  All are true


Solutions (1-6):
The machine rearranges the numbers and words in such a manner that the numbers are arranged in each alternate step-
 in ascending order while words are also arranged in each alternate step in alphabetical order. In each alternate step two numbers and two words are arranged.
Input: 46 16 professor male 31 correct 33 35 39 female doctor 42 study
Step I: 16 31 46 professor male correct 33 35 39 female doctor 42 study
Step II: 16 31 correct doctor 46 professor male 33 35 39 female 42 study
Step III: 16 31 correct doctor 33 35 46 professor male 39 female 42 study
Step IV: 16 31 correct doctor 33 35 female male 46 professor 39 42 study
Step V: 16 31 correct doctor 33 35 female male 39 42 46 professor study
Step VI: 16 31 correct doctor 33 35 female male 39 42 professor study 46
Step VI is the last step.

1. (4)
2. (2)
3. (3)
4. (1)
5. (1)
6. (2)

Solutions (7-13):

PERSON COLLEGE WATCH GENDER
S SPDC Reebok Male
T GLA HMT Female
U GNC Rado Female
V SRMC Fastrack Female
W HCC Tissot Male
X RKC Titan Male
Y PTC Casio Male

7. (2)
8. (1)
9. (3)
10. (4)
11. (2)
12. (1)
13. (3)

Reasoning : Quiz


Reasoning : Quiz

Directions (31-35): Study the following questions carefully and answer the questions given below:
Y 4 8 A @ D F 3 # R N 1 M © W P § J 2 E 5 Z * 6 Q B 7 $ H U 9 I K
1. Which of the following is seventh to the right of nineteenth from the right end of the above arrangement?
(1) 1
(2) D
 (3) Z
(4) $
(5) None of these

2.Four of the following five are alike in a certain way based on their positions in the above arrangement and so form a group. 
Which is the one that does not belong to that group?
(1) D#A
(2) JWE
(3) 562
(4) $9B
(5) RM3

3. How many such consonants are there in the above arrangement -
each of which is immediately preceded by a symbol and immediately followed by a letter?
(1) None
(2) One
(3) Two
(4) Three
(5) More than three

4. How many such numbers are there in the above arrangement each of which-
 is immediately preceded by a letter and immediately followed by a symbol?
(1) None
(2) One
(3) Two
(4) Three
(5) More than three

5. What should come next in the following series based on the above arrangement?
8@D #N1 W§J 5*6

(1) 7HU
(2) 7$U
(3) 7#9
(4) B$#
(5) None of these

Directions (6-10): Each of the questions below consists of a question and two statements numbered I and II given below it. 
You have to decide whether the data provided in the statements are sufficient to answer the question. Read both the statement and.
  • Give answer (1) if the data in Statement I alone are sufficient to answer the question, while the data in Statement II alone are not sufficient to answer the question.
  • Give answer (2) if the data in Statement II alone are sufficient to answer the question, while the data in Statement I alone are not sufficient to answer the question.
  • Give answer (3) if the data in Statement I alone or in Statement II alone are sufficient to answer the question.
  • Give answer (4) if the data in both the Statement I and II are not sufficient to answer the question.
  • Give answer (5) if the data in both the Statements I and II together are necessary to answer the question. 
6. Which year was observed as International Labour’s year?
I. International Labour year was observed in the same year when India undertook five consecutive nuclear tests.
II. India made history when it under took five consecutive nuclear test on 11th May 1998.

7. Alka and Madhu are friends. Which of them is older in age than the other? 
I. Alka was born in the first leap year after 1980.
II. Madhu was born in 1983.

8. Which state, Master blaster Sachm Tendulkar belongs to? 
I. Sachin and Ajay Jadeja belong to same state.
II. Sachin Tendulkar belong to a state where Congress party rules the government.

9. What is the time now? 
I. The sun rises at seven in the morning and sets at six in the evening.
II. Both hands (minute and hour) are at a same point between 11 and 1.

10. Who is tallest among Tarun, Barun, Vinod, Kishore and Maya?
I. Barun is taller than Maya but not as tall as Kishore, who is taller than Vinod.
II. Tarun is taller than Maya.

Answers 

1. (3)
7th to the right of 19th from the right =(19-7)= 12th from the right.

2. (2)
In all others, 1st character +3 = 2nd character and 1st character -2 = 3rd character.

3. (5)
D, R, W and H

4. (3)
3 and 7

5. (1)
The corresponding element of each group shifts six positions forward.

Solutions (36-40): 

6. (5)

7. (5): The two statements are sufficient to answer the questions. Hence Madhu is older than Alka.

8. (4)

9. (2): From the second statement alone we can conclude that it is 12 O’clock.

10. (4): From the two statements we cannot find out who is the tallest. For this we will need a comparison of the heights of Kishore and Tarun.

Reasoning : QUIZ


Reasoning : QUIZ

Directions (1-5): In the following questions, the symbols @, $, %, # and © are used with the following meanings
‘A @ B’ means ‘A is not smaller than B’.
‘A $ B’ means ‘A is not greater than B’.
‘A % B’ means ‘A is neither smaller than nor equal to B’.
‘A # B’ means ‘A is neither greater than nor equal to B’.
‘A © B’ means ‘A is neither smaller than nor greater than B’.

In each of the following questions assuming the given statements to be true,
 find out which of the two conclusions I and II given below them is/are definitely true. Give answer—
1] If only conclusion I is true.
2] If only conclusion II is true.
3] If either conclusion I or conclusion II is true.
4] If neither conclusion I nor conclusion II is true.
5] If both conclusions I and II are true.

1. Statements: P $ Q, R @ S, S # P, 
Conclusions: I. Q % R
                    II. P % R

2. Statements: A @ B, C $ A, B % D
Conclusions: I. B © C
                    II. D # A

3. Statements: G @ H, E % F, F # G, 
 Conclusions: I. H # F
                     II. E % G

4. Statements: K $ L, J © K, L % M
   Conclusions: I. L © J
                      II. L % J

5. Statements: A © B, C # D, D % A 
 Conclusions: I. B # D
                     II. A # C

Directions (6-10): In each question below are two/three statements followed by two conclusions numbered I and II.  
You have to take the two/three given statements to be true even if they seen to be at variance from commonly known facts and then decide-
 which of the given conclusions logically follows from the given statements disregarding commonly known facts. Give answer-
1) if only conclusion I follows
2) if only conclusion II follows
3) if either conclusion I or conclusion II follows
4) if neither conclusion I nor conclusion II follows
5) if both conclusion I and conclusion II follow

6. Statements:  Some chairs are Fans. Some belts are chairs.
 Conclusions: I. No Fan is a belt.
                     II. All belts being Fans is a possibility.

7. Statements:  All doors are bags. All sheets are doors.No pen is a bag.
    Conclusions:  I. Some doors being pens is a possibility.
                        II. At least some bags are sheets.

8. Statements:  No moon is a plate. Some stars are plates.
Conclusions: I. No moon is a star.
                   II. All stars are moons.

9.  Statements:  Some clips are caps. All caps are socks.
Conclusions:  I. All clips being socks is a possibility.
                     II. All such clips which are not socks can never be caps

10. Statements:  All weeks are months. All months are years. No month is a century.
      Conclusions:  I. No century is a year.
                          II. At least some centuries are years.

Answers
Solutions (1-5):
@ - >
$ - <
% - >
# - <
© - =
1. (4):
Statement: R > S < P < Q
Conclusions I. Q > R
II. P > R

2. (2):
Statement: C < A > B > D
Conclusions I. B = C
II. D < A

3. (4):
Statement: E > F < G > H
Conclusions I. H < F
II. E > G

4. (3):
Statement: J = K < L > M
Conclusions I. L = J
II. L > J

5. (1);
Statement: C < D > A = B
Conclusions I. B < D 
II. A < C

6. (2):
7. (2):
8. (4):
9. (5):
10. (3):

Reasoning : Quiz


Reasoning : Quiz

1. Ramnik walked 55 metres towards South, took a left turn and walked 45 metres. 
He then took a right turn and walked 40 metres. He again took a right turn and walked 45 metres. How far is he from the starting point?
(1) 95 metre  
(2) 15 metre
(3) 185 metre  
(4) Can’t say
(5) None of these




Directions: (2 – 6) In the following questions, the symbols @, $, *, # and   used with the following meaning as illustrated below:

‘P $ Q’ means ‘P is not smaller than Q’
‘P@Q’ means ‘P is neither smaller than nor equal to Q’
‘P # Q’ means ‘P is neither greater than nor equal to Q’
‘P Q means ‘P is neither greater than nor smaller than Q’
‘P *Q’ means ‘P is not greater than Q’

Now, in each of the following questions assuming the given statements to be true, 
find which of the four conclusions I, II, III and IV given below them is/are definitely true and give your answer accordingly.

2. Statements: 
N € B
B $ W
W # H
H * M

Conclusions: 
I. M @ W 
II. H @ N
III. W € N  
IV. W # N

(1) Only I is true  
(2) Only III is true
(3) Only IV is true  
(4) Only either III or IV is true
(5) Only either III or IV and I are true

3. Statements: 
R * D
D $ J
J # M
M @ K

Conclusions: 
I. K # J   
II. D @ M
III. R # M 
IV. D @ K

(1) None is true  
(2) Only I is true
(3) Only II is true  
(4) Only III is true 
(5) Only IV is true

4. Statements: 
H @ T
T # F
F € E
E * V

Conclusions: 
I. V $ F  
II. E @ T
III. H @ V  
IV. T # V

(1) Only I, II and III are true
(2) Only I, II and IV are true
(3) Only II, III and IV are true
(4) Only I, III and IV are true
(5) All I, II, III and IV are true

5. Statements: 
D # R
R * K
K @ F
F $ J

Conclusions: 
I. J # R  
II. J # K
III. R # F  
IV. K @ D

(1) Only II and III are true
(2) Only III and IV are true
(3) Only I, III and IV are true
(4) All I, II, III and IV are true
(5) Only II and IV are true.

6. Statements: 
M $ K
K @ N
N * R
R # W

Conclusions: 
I. W @ K 
II. M $ R
III. K @ W 
IV. M @ N

(1) Only I and II are true
(2) Only I is true
(3) Only III and IV are true
(4) Only III is true
(5) Only IV is true

Directions (7-10) : Study the following information to answer the given questions: 

In a certain code, ‘za la ka ga’ is code for ‘must obey traffic  rules’ ,
“ za fa sa na ‘ is code for  ‘we obey the elders’ , ‘ na la da sa’ is a code for ‘ we must be elders’ , and ‘wa sa za da’ is code for ‘be elders obey younger’.

7. Which of the following is the code for ‘must’? 
(l) sa   
(2) da   
(3) la   
(4) na  
(5) None of these

8. What does the code ‘za’ stand for  ? 
(1) traffic  
(2) must 
(3) be   
(4) younger  
(5) obey

9. Which of the following is the code for ‘elders’? 
(1) sa   
(2) wa   
(3) za  
(4) la   
(5) fa

10. How does ’rules of  younger’ coded in the code language? 
(l) ka da fa   
(2) wa ka sa 
(3) ja da wa  
(4) ka wa ya 
(5) Cannot be determined

1. (1)
Ramnik is 95 m away from the starting point towards south.
Solution: (30 – 34)
$ - ≥, @ - >, # - <,  - =, ¬¬¬¬* - ≤

2. (5) N = B ≥  W < H ≤ M
I. M > W  (True)  II. H > N  (False)
III. W = N (False) IV. W < N (False)   
So : N ≥ W (Only either III or IV and I are true)

3. (1) R ≤ D ≥ J < M > K
I. K < J  (False) II. D > M   (False)
III. R < M  (False)    IV. D > K  (False)
So none is true.

4. (2) H > T < F = E ≤ V
I. V ≥ F  (True) II. E > T (True)
III. H > V (False) IV. T < V (True)
So only I, II and IV are true.

5. (5) D < R ≤ k > F ≥ J
I. J < R  (False) II. J < K (True)
III. R < F (False) IV. K > D (True)
So only II and IV are true.

6. (5) M ≥ K > N ≤ R < W
I. W > K (False) II. M ≥ R (False)
III. K > W (False) IV. M > N (True)
So only IV is true.

Solutions (7-10):
Word obey Must elders we be The younger traffic rules
Code za La sa na da fa wa ka/ga ga/ka

7. (3)

8. (5)

9. (1)

10. (5)

Reasoning Quiz


Reasoning Quiz

Directions(1-5): Study the following information carefully and answer the questions given below:

A, B, C, D, E, F, G and H are eight students of school. They study in standard VI, VII and VIII without more than three in any standard.
 Each of them have a favorite subject from physics, geography, English, Marathi, mathematics, chemistry, 
biology and economics but not necessarily in the same order.


D likes chemistry and studies in standard VIII with only H. B does not study in standard VII. 
E and A study in the same standard but not with B. C and F study in the same standard. 
Those who study in standard VI do not like mathematics or biology. F likes physics. The one who studies in standard VIII likes English. 
C does not like Geography. A’s favorite subject is Marathi and G does not like Biology.

1. Which subject does H like?
(1) English
(2) Marathi
(3) Chemistry
(4) Data inadequate
(5) None of these

2. What is G’s favorite subject?
(1) Biology
(2) Physics
(3) Marathi
(4) Data inadequate
(5) None of these

3. What is C’s favorite subject?
(1) Economics
(2) Biology
(3) English
(4) Geography
(5) Data inadequate

4. Which of the following combinations of student-standard. Subject is correct?
(1) C – VII – Economics
(2) D – VI – Chemistry
(3) G – VII – Physics
(4) B – VIII – Mathematics
(5) None is correct

5. Which of the following group of students study in VII standard?
(1) EAF
(2) EGC
(3) EAG
(4) Data inadequate
(5) None of these

Directions—(6–10) Study the following arrangement carefully and answer the questions given below—


C ? 1 K X 6 U 3 ★ 9 5 $ R + Z 4 @ G A T # E 7 S © 3

6. How many such prime numbers are there in the given arrangement each of which is immediately followed by a symbol and preceded by a consonant?
(1) None 
(2) One
(3) Two 
(4) Three
(5) More than three

7. If the places of the those symbols which are immediately followed by numbers are interchanged with- 
those of the numbers in the given arrangement then which of the following will be the eleventh from the right end?
(1) G 
(2) @
(3) 4 
(4) Z
(5) None of these

8. Which of the following is the seventh letter to the left of ©?
(1) U 
(2) Z
(3) G 
(4) X
(5) None of these

9. What should come in place of the question mark (?) in the following series based on the above arrangement?

1 6 X , 3 5 9,  R 4 Z,  ?
(1) @ T A 
(2) 4 A G
(3) G E # 
(4) G # T
(5) None of these

10. If the symbols and numbers are dropped from the given arrangement and then the letters are rearranged in alphabetical order which of the following will be the sixth from the left end ?
(1) C 
(2) S
(3) Z 
(4) A
(5) None of these


Solutions(1-5)

1. (1) H likes English

2. (5) G’s fav subject is Mathematics

3. (1) C’s fav subject is Economics

4. (5) None is correct

5. (3) A, E and G study is standard VIII

Solutions (6-10):

6. (1)
There is no such combination.

7. (3)

8. (3)
The seventh letter to the left of © is R.

9. (4)
The movement is +2, +2 and -1.

10. (5)
The letter will be R.

Banking Awareness


Q1. NPCI is an umbrella organisation for all retail payments system in India. It was set up with the guidance and support of the Reserve Bank of India (RBI) and Indian Banks’ Association (IBA). What does NPCI stand for-
(a) National Payments Corporation of Industry
(b) National Payments Council of India
(c) Nominal Payments Corporation of India
(d) National Payments Corporation of India
(e) National Product Corporation of India 

Q2. In which among the following years NPCI was incorporated-
(a) December 2008
(b) January 2006
(c) April 2010
(d) July 2012
(e) None of the given options is true

Q3. The Bank for International Settlements (BIS) is the world's oldest international financial organisation. BIS was established on-
(a) 26th May 1961
(b) 01st October 1949
(c) 14th February 1914
(d) 21st August 1945
(e) 17th May 1930

Q4. Where is the head office of Bank for International Settlements (BIS)?
(a) Zurich, Switzerland
(b) New York, USA
(c) Basel, Switzerland
(d) Berlin, Germany
(e) Geneva, Switzerland

Q5. Under which act NPCI was incorporated as a Section 8?
(a) Banking Regulation Act, 1949
(b) Companies Act 2013
(c) Reserve Bank of India Act, 1934
(d) Societies Registration Act, 1860 
(e) None of the given options is true

Q6. How much amount was authorised capital of NPCI? 
(a) Rs 100 crore
(b) Rs 500 crore 
(c) Rs 300 crore
(d) Rs 200 crore
(e) Rs 400 crore

Q7. Bank for International Settlements (BIS) pursues its mission by-
(a) Fostering discussion and facilitating collaboration among central banks
(b) Supporting dialogue with other authorities that are responsible for promoting financial stability
(c) Carrying out research and policy analysis on issues of relevance for monetary and financial stability
(d) Acting as a prime counterparty for central banks in their financial transactions
(e) All of the above

Q8. Bank for International Settlements (BIS) is an international organisation, created pursuant to an international treaty (The Hague Agreements of 1930). Its shareholding members are-
(a) Central banks
(b) Monetary authorities
(c) Commercial Banks
(d) Both (a) and (b)
(e) Both (a) and (c)

Q9. Who is the present Managing Director (MD) & Chief Executive Officer (CEO) of NPCI?
(a) Balachandran M
(b) AP Hota
(c) Deena Mehta
(d) B Sambamurthy
(e) None of the given options is true

Q10. How much amount was paid-up capital of NPCI?
(a) Rs 100 crore
(b) Rs 500 crore 
(c) Rs 300 crore
(d) Rs 200 crore
(e) Rs 400 crore

Q11. BCBS is the primary global standard setter for the prudential regulation of banks and provides a forum for cooperation on banking supervisory matters. What is mean of 'S' in BCBS?
(a) Supervision
(b) Serious
(c) System
(d) Service
(e) Stands

Q12. The Basel III capital regulation has been implemented from April 1, 2013 in India in phases and it will be fully implemented as on- 
(a) 31st March 2020
(b) 31st March 2019
(c) 31st March 2017
(d) 31st March 2018
(e) None of the given options is true

Q13. Which among the following product is not a product of NPCI?
(a) Unified Payments Interface (UPI)
(b) Bharat Interface for Money (BHIM)
(c) Single Euro Payments Area (SEPA)
(d) Bharat Bill Payment System (BBPS) 
(e) National Automated Clearing House (NACH)

Q14. Which card is a new card payment scheme launched by NPCI?
(a) Maestro card
(b) Visa Card
(c) MasterCard
(d) RuPay
(e) None of the given options is true

Q15. The Basel Committee has issued the full text of the revised LCR following endorsement on 06th January 2013 by its governing body. What is mean of 'C' in LCR?
(a) Custody
(b) Commercial
(c) Credit
(d) Cash
(e) Coverage

Banking Awareness



Q1. Financial literacy is a serious issue for RBI, because?
(a) It would enable better understanding of banking business 
(b) With better understanding, more and more people would utilise the banking services
(c) It would mean banks can do more business 
(d) It would mean the maximum number of people
(e) None of the given options is true

Q2. RBI has replaced BPLR regime by Base Rate regime w.e.f?
(a) July 1, 2010
(b) July 5, 2010
(c) July 11, 2010 
(d) July 15, 2010
(e) None of the given options is true

Q3. Many times, we read about Special Drawing Right (SDR) in newspapers. As per in definition, SDR is a monetary unit of the reserve assets of which of the following organisations/agencies?
(a) World Bank
(b) International Monetary Fund (IMF)
(c) Reserve Bank of India (RBI)
(d) Organisation of the Petroleum Exporting Countries (OPEC)
(e) None of the given options is true

Q4. Reserve Bank of India is-
(a) an extension wing of Ministry of Finance, Government of India
(b) India's central banking institution, which controls the monetary policy of the Indian rupee
(c) an Institution owned by Indian Bank’s Association 
(d) a private sector company
(e) None of the given options is true 

Q5. The term ‘Ways and Means’ advances refer to?
(a) The temporary advance made to the government by its Bankers to bridge the interval between expenditure and the flow of receipt of revenues
(b) the advance given by the Banks to the poorest of the society 
(c) lending made under PMRY scheme 
(d) All of the above
(e) None of the given options is true 

Q6. Most banks are offering teaser rates on home loans. What does it mean?
(a) The rates keep fluctuating during the period of loan with high uncertainty 
(b) The initial rate is offered at a rate lower than the prevailing market rate for a few months and then gradually keeps increasing 
(c) The initial rate is higher than the current market rate with offer of lower rates at a later date 
(d) Home loan borrowers of shorter duration are given preferential rate 
(e) None of the given options is true 

Q7. Who decides the value and volume of bank note to be printed and on what basis?
(a) Finance Ministry 
(b) Planning Commission 
(c) RBI
(d) Stock Exchange 
(e) None of the given options is true 

Q8. Indian Banking Regulation Act was passed in the year?
(a) 1971
(b) 1969
(c) 1949
(d) 1947
(e) None of the given options is true 

Q9. Financial Market consists of-
(a) Foreign exchange 
(b) Debt Instruments  
(c) Equities  
(d) All of the above
(e) None of the given options is true 

Q10. Who is authorised to sign ‘one-rupee’ note?
(a) Secretary, Ministry of Finance
(b) RBI Governor 
(c) Prime Minister 
(d) Finance Minister  
(e) None of the given options is true 

Q11. The term “Balance of Trade” means?
(a) A point where the values of imports and exports are equal  
(b) the term is used with reference to bilateral trade agreements with countries of CIS Block
(c) the difference between the value of the imports and exports of a country
(d) the difference between the total of transactions with foreign countries in trade, services and capital 
(e) None of the given options is true 

Q12. More number of banks’ branches are located in?
(a) metropolitan areas  
(b) semi-urban areas 
(c) urban areas 
(d) rural areas
(e) None of the given options is true 

Q13. Which of the following Rates/Ratios is not covered under the Monetary and Credit Policy of the RBI? 
(a) Bank Rate 
(b) Repo Rate 
(c) Cash Reserve Ratio  
(d) Exchange Rate of Foreign Currencies
(e) None of the given options is true  

Q14. Which of the following agencies is associated with the business of Insurance sector as a regulator? 
(a) NPCI 
(b) IRDA 
(c) SEBI 
(d) AMFI 
(e) None of the given options is true 

Q15. Khandelwal Committee relates to study of............. issue in Public Sector Banks? 
(a) Capital Adequacy Ratio 
(b) Human Resources  
(c) Branch Expansion  
(d) Foreign Exchange
(e) None of the given options is true