Thursday, 13 July 2017

new english class


Directions (1-15): In the following questions, a passage is followed by five options. Find the option which correctly expresses the conclusion of the given paragraph(completes the paragraph). If none of the options applies, select option E as your correct answer.

Q1. The Assad regime depends on its patrons in Iran and the Iranian-backed Hezbollahmilitia in neighboring Lebanon. The Sunni-led opposition is similarly turning to its regional patrons. These regional players, with their own agendas, will keep pulling Syria apart until a functioning national government can be reestablished.
(a) The resolution must be political – but grounded in a realistic assessment of the difficulty in putting the pieces of Syria back together.
(b) The regime has seemed equally bent on division.
(c) What’s happening in Syria isn’t an insurgency now but a sectarian civil war.
(d) The country should enter what is similar to quarantine until it is cured from the sectarian disease.
(e) None of the above

Q2. Naseeruddin Shah is undoubtedly one of the best performers on the Indian screen. Despite his atypical looks, he managed to make a mark for himself in both parallel and commercial films, but gives credit to Bollywood megastar Amitabh Bachchan for paving the way for unconventional looking heroes in the Hindi filmdom.
(a) Naseeruddin’s own achievements are no mean feat, but despite three National Awards, international honour and acclaim, the seasoned actor wonders why he isn’t seen as a commercially viable artist by filmmakers.
(b) Nowadays unconventional-looking actors like NawazuddinSiddiqui and Irfan among others have raised the bar in filmdom, but Naseeruddin feels the real credit goes to Amitabh Bachchan.
(c) Mentality has not changed. It’s just that the audience has always appreciated good acting.
(d) But the tendency has not changed. Still the chocolate face is acceptable.
(e) None of the above

Q3. Given that all three major parties – Congress, BJP and AAP – have declared that they would not enter into any post-poll alliances, the chances of President’s Rule seem higher, especially if the largest party is way short of the majority mark. Since President’s Rule cannot last beyond six months,
(a) Experts, however, also feel a huge voter-turn out usually suggests a decisive and clear mandate.
(b) However, absence of a formal government can slow down functioning of the departments.
(c) Experts look at the scenarios as an ‘unfortunate’ one for the city as it hurts the functioning of the government in a significant way.
(d) The fresh election to the Delhi assembly may well be held along with the Lok Sabha election in the summer of 2014.
(e) None of the above

Q4. Most voters respond to the liberal and conservative frames on most issues. Not all issues – most of us have a few things we care strongly about, whether it’s guns, abortion, minimum wage, Afghanistan or whatever. Very few of us have a strong belief in a particular “ideology” in the sense of strongly adhering to a particular set of first principles that attentive political actors would recognize as “liberal” or “conservative” (or socialist, libertarian, green or whatever).
(a) Instead, most voters seem to appreciate arguments from multiple sides – we might think it sounds right that people should make it on their own and that too much government assistance would make us dependent, but we might also think it sounds right that we should pitch in collectively to help the needy and also that there are things we can do collectively to ensure a fairer chance for all.
(b) In practical terms, believing both of those things might be wildly inconsistent, but it’s also true, in practical terms, that most of us never have to resolve that inconsistency – so we don’t.
(c) Picking an ideology, for most of us, doesn’t accomplish anything.
(d) That turns out to make for a very effective democracy.
(e) None of the above

Q5. Mourn the statesman and the revolutionary and the terrorist and the neoliberal and the ethicist and the pragmatist and the saint and don’t you dare try to discard or remove any part of that whole.
(a) He had a compliment to give to everybody, including my housekeeper and doorman. It was amazing. A gentle giant, he was.
(b) Celebrate him? Sure, but then make sure you’re willing to consider emulating him.
(c) Mandela faced, the hypocrisy of many who praise his life.
(d) He showed us how liberating it is to forgive.
(e) None of the above

Q6. Freedom of the Press, the Ark of the Covenant of Democracy”, as proudly proclaimed by our Supreme Court, is not in good shape. A document published by The Free Speech Hub, an initiative of the Media Foundation, records how journalists in Kashmir have been beaten and shot at by the security forces. Journalist AmulyaPani was assaulted when he went to cover the police firing on villagers in Kalinga-nagar in Orissa, and journalists Moirangthem Romeo and Atom Lukhoi were arrested by the Imphal East commandos in Jirabam in Manipur, for no apparent reason. Attacks on freedom of the press and journalists are not the monopoly of the security forces. Attacks on and vandalizing M F Husain’s paintings, threats against writer Arundhati Roy for her article about Maoists and the onslaught on Bollywood film My Name is Khan emanated from intolerant social and political groups.
(a) We have not learnt to accord freedom to the thought we hate or to a movie of which we disapprove.
(b) Regrettably, law enforcement authorities look the other way when powerful political personalities and organizations are involved.
(c) We have not learnt to given freedom to the thought we dislike.
(d) The root cause is the inability to stomach anything which is unconventional or opposed to one’s idea of truth and morality.
(e) None of the above

Q7. 1967 Border: At the start of the Six Day War in 1967, Gaza was held by Egypt, the Golan Heights by Syria, and the West Bank by Jordan; after the Six Day War, Israel had pushed its Arab neighbors to the Sinai Peninsula to the West, to the Jordan River to the East, and out of the Golan, and its occupation of these new territories has continued since (except for Gaza, from which Israel withdrew but has since subjected to a military blockade to isolate the Strip’s Hamas-led government). The two-state solution is premised on a Palestinian state established in the Gazan and West Bank territory held by Egypt and Jordan at the start of the Six Day War.
(a) The compromise, then, is to exchange territory – Palestinian negotiators will concede settlement blocs in the West Bank to Israel in exchange for territorial additions to the Palestinian state.
(b) The last round of direct talks fell apart when Palestinian negotiators reportedly would not concede that Israel is a “Jewish state” in exchange for a settlement freeze.
(c) Israeli negotiators have consistently resisted the resettlement of Palestinian refugees to Israel, arguing that it is logistically not feasible and would alter the fundamental identity of the Israeli state.
(d) But those exact borders, Israeli Prime Minister Benjamin Netanyahu has argued, have become indefensible, and Israeli negotiators are pushing to retain settler-held territory in the West Bank.
(e) None of the above

Q8. In July this year, Twitter introduced “Promoted Products”, a paid service that highlights advertiser’s tweets, handles or trends, to India. As it edges ever closer to the traditional model of a content-driven media company through such advertising efforts and new content partnerships, Twitter’s India initiatives can be seen as a clear – but cautious – part of a larger, less organic growth strategy for its global future.
(a) Indian brands could also create “promoted tweets”, which would also be sold through a cost-per-engagement model.
(b) Twitter hinted that it intended to launch this service in “selected international markets”, but did not name India specifically.
(c) There are many people on Twitter who actually take the brand’s promotion and do it in their own way.
(d) Twitter was still growing in the US, its home country, but that it already has a larger user base in some other countries.
(e) None of the above

Q9. India return to the trajectory of growth? It was not “will” India return, but “when”. Underlying this question has been disappointment and hope. There is the perception that India’s current economic woes are of its own making. This disappoints, because India did so well to withstand the Great Recession of 2008. There is also the view, however, that these problems can be remedied with stronger leadership.
(a) The hope is that this leadership will be forthcoming and that a resurgent India will counter an ambitious China.
(b) There were, of course, supplementary questions – is corruption an endemic feature of our polity? Who will best whom in the presidential tussle between Narendra Modi and Rahul Gandhi? What is the nature and consequence of the strengthening tide of federalism? – but they all flowed from this interest in the future prospects of the economy.
(c) We focus on the trees and lose sight of the forest. The challenge of responding to interested, non-partisan and well-meaning critics of the India story on foreign soil compels analytical realignment.
(d) Most of us who live in large cities and circle the opinion formers in government, politics and journalism tend to get bogged down in the minutiae of anecdotal analysis.
(e) None of the above

Q10. The House of Lords has been replaced by the UK Supreme Court which is now the highest court of appeal in the United Kingdom. It was established by the Constitutional Reform Act 2005. The Court is housed in a building opposite the Big Ben. The atmosphere in Court is genial, not forbidding. The court rooms are spacious and brightly lit. There is pin drop silence in the Court. Counsel respectfully answer occasional polite queries from the Bench without loud interruptions from counsel on the other side. The day I visited the Court it delivered an important judgment in which by a majority of 6 to 3 it ruled that the Human Rights Act 1998 did not apply to British armed forces on foreign soil, viz. Iraq. A noteworthy feature is that a concise press summary outlining the facts of the case, the legal issues involved and the reasons for the judgment is issued at the same time by the registry with the approval of the Court to “assist in understanding the Court’s decision”. Judgments of the Court are available on the same day.
(a) A shameful blot on our criminal justice system is the phenomenon of under-trials rotting in jails for periods longer than the maximum punishment imposable upon conviction.
(b) If this be judicial activism, it is most welcome because it enforces the right of under-trials to a speedy trial guaranteed by Article 21 of the Constitution.
(c) Adoption of this practice in our Supreme Court is worth consideration.
(d) In this context, the anguished observations of a Bench of the Delhi High Court, Comprising Chief Justice Dipak Misra and Justice Manmohan, were most timely.
(e) None of the above

Q11. A crisis in Indo-US relations has long been in the making. There is, of course, the massive shift in perceptions of India that frames the reception of events. India’s new economy used to be the darling of The New York Times, now its old society is subject to yawningly relentless indictment. India was the maturing great power, now it has become an infantile wannabe. It had a strong government, now it is flailing.
(a) The case has become a marker of our confusions over our relationship with the US.
(b) Our self-esteem is shaped by what others think of us.
(c) The Ugly Indian and Ugly American have rediscovered each other.
(d) The American liberal establishment has suddenly rediscovered an India that is reactionary, exploitative, deceitful, feudal and incapable of the rule of law.
(e) None of the above

Q12. Currently, India has more than 7 lakh teachers who are untrained and teaching in classrooms across the country. A further 5 lakh are expected to be recruited to fill in teacher vacancies. The DIET is able to cater to only 40% of the teachers in the country. In this context, distance education offers an opportunity for large-scale upgradation of teacher skills and qualifications.
(a) Currently, India has more than 7 lakh teachers who are untrained and teaching in classrooms across the country. A further 5 lakh are expected to be recruited to fill in teacher vacancies.
(b) The Government should scale up operations of IGNOU’s distance education program for teacher education, which is already collaborating with states to provide pre-service and in-service training to government teachers.
(c) Implementing a work-based curriculum will involve designing a textbook that has activities finely interwoven into the theory.
(d) If distance training is to be provided to all the untrained teachers, the capacity of the current distance education program will have to be increased.
(e) None of the above

Q13. It is a vicious circle. Girls are being discriminated against and hence, there are less girls being born. The lesser the number of girls the more in the society the higher the crime against them for sexual desires are not a taboo but a condition that needs to be taken into account in any society. Rapes are the most common occurrence in a society where not each man finds at least one woman for himself. The more the crime, the more women do not want girls to be born to “save” them from this life leading to lesser number of girls. We need to educate and make aware the root cause.
(a) Why I ask in this country, which has in his history held women in high regard, which prays to goddesses for SHAKTI, DHAN and PEACE are we so distant from ground realities of women who live amongst us.
(b) Even when the girls survive, we as a society in India have always given priority to the need of the men and boys in the house.
(c) It’s unnerving to think how women can do this to girls. How the educated, learned and aware women can commit such brutality.
(d) Yet rather than understanding the reason all the women who have been subject to these crimes either by family or fate do not want their girls to be born to avoid such a life for them.
(e) None of the above

Q14. While several feminists demand death penalty for rapists, even right-wing conservatives would also ask for the same. Why this convergence of interests? Extremist positions seem to create this problem quite frequently. While feminists would base it on the absolute right of a woman over her sexuality, the conservatives come from where a woman’s sexual ‘purity’ or ‘impurity’ defines her identity and place. Here India and Bharat (if such a demarcation exists) want the same, but one looks forward, while the other is regressive. Legitimacy for an argument drawn from cultural past is always problematic. Culture has, for the most part, evolved in ways in which a group is held inferior through elaborate myths and mythologies, it sustains status quo, it works through complicity of the group held inferior through incentives.
(a) Sacrifice is a woman’s test to greatness, not her mental acumen or control of her agency.
(b) So is it worthwhile for a woman to try to achieve the ideal in this scenario?
(c) A rational discussion on human rights requires freedom from the tendency of romanticization of culture, it needs to be peeled, its nuances understood, since it is very clear that an image of glorification of powerful women does not destroy or even nullify the more horrifying ground realities.
(d) Empowering though it may seem, this cultural representation is not very liberating.
(e) None of the above

Q15. The example set forth by Malala has helped bring the world’s focus on the very serious issue affecting the people in Malala’s country. Going against the odds, Malala had started to voice her defiance against the odds, Malala had started to voice her defiance against the Taliban for banning girls from going to school much before the world’s spotlight came to rest on her. She started blogging about the dismal situation of education for girls around her as early as in December 2009 and was also interviewed on local news channels. But her leap to international recognition after October 2012 gave her the platform to address the world, and on 12th July 2013 she stood at the UN calling out for worldwide access to education.
(a) Malala, in her show of defiance, has sparked a movement.
(b) She has emerged as a global leader who seems to have every intention to use the pedestal she has acquired for the cause of education.
(c) The words uttered by her during her interview in The Jon Stewart Show, “But then if I hit a Talib with a shoe, then there would be no difference between you and the Talib……” clearly portrays that age isn’t a basis to be a leader.
(d) This young girl has started on a path to bring on a much needed change and with the world willing to lead her its support, one can always aspire to see her dream turning into a reality in the near future.
(e) None of the above

Solutions

S1. Ans.(a)
Sol. Option (a) is the most suitable because it acts as an actual conclusion to the idea presented in the passage, offering a final thought on the resolution of this conflict. Option (d) is another close answer but does not finish the passage in what feels like a conclusive manner. Options (b) and (c) restate what is mentioned in the passage itself.

S2. Ans.(b)
Sol. Option (b) continues and ends the thought expressed in the passage in the best way, while options (a), (c) and (d) take off on a different tangent altogether. Hence, (b) is the right answer.

S3. Ans.(d)
Sol. Option (d) is an extension of the concept of the possibility of President’s Rule mentioned in the paragraph and explains it in further detail, making it the best conclusion to the passage concerned.

S4. Ans.(a)
Sol. Option (a) explores the explanation behind such voter-behavior and concludes the passage most effectively.

S5. Ans.(b)
Sol. From the given options, option (b) seems the most conclusive while the rest leave the thread loose, without providing a rounding off statement to the passage. Thus, (b) is the correct answer.

S6. Ans.(d)
Sol. Option (d) best ends the passage, while (a), (c) and (d) continue the line of though expressed in the passage without providing the final link.

S7. Ans.(d)
Sol. The crucial clue in the passage is provided by the direct mention of the border dispute. Option (d) is the only one that makes a direct reference to the same, providing the crucial link and conclusion to the passage.

S8. Ans.(b)
Sol. Option (b) best sums up the idea presented in the passage.

S9. Ans.(a)
Sol. Option (b), (c) and (d) are all sentences that could come before the paragraph, but not ideally conclude it. They leave the idea rather open-ended and incomplete, while A best puts forth a conclusion.

S10. Ans.(c)
Sol. Option (a), (b) and (D) bear no direct relation with the content of the passage, nor they extend the idea it presents. Option (b) is confusing because it does not directly allude to anything, but this also makes it a wrong option. Thus (c) is the best answer.

S11. Ans.(a)
Sol. Option (a) is a conclusion while (b), (c) and (d) either build up or paraphrase what’s been said in the passage.

S12. Ans.(b)
Sol. The passage’s contents are accurately summed up by option (b) while (a), (c) and (d) just reiterate parts of it.

S13. Ans.(a)
Sol. The author’s purpose and sentiment are expressed succinctly in option A’s forceful concluding question.

S14. Ans.(c)
Sol. The options (a). (b) and (d) can be eliminated on the basis that it does not add anything to the line of thought already being discussed in the passage. Option (c) is the only one that not only does that but goes a step further and provides an authoritative conclusion.

S15. Ans.(d)
Sol. Option (d) talks of the future scenario with a thought for the reader to ponder over. Thus, option (d) is the best answer.

Banking Awareness


Q1. ____________, who represents the interests of the insured in searching for insurance coverage at the lowest cost and highest benefit to the insured. 
(a) Cashier
(b) Broker
(c) Agent
(d) Customer
(e) Banker
S1. Ans.(b)
Sol. Broker, who represents the interests of the insured in searching for insurance coverage at the lowest cost and highest benefit to the insured. The broker may also be an agent of the insurer for purposes of policy collection and delivery of the policy. 

Q2. In which among the following year National Insurance Company Limited (NICL) was incorporated?
(a) 1956
(b) 1949
(c) 1934
(d) 1919
(e) 1906
S2. Ans.(e)
Sol. National Insurance Company Limited (NICL) was incorporated in the year 1906. After nationalization it was merged, along with 21 foreign and 11 Indian companies, to form National Insurance Company Ltd.
Q3. Agriculture Insurance Company Of India Limited’ (AIC) was incorporated to exclusively cater to the insurance needs of the persons engaged in agriculture and allied activities in India under- 
(a) Companies Act, 1956 
(b) IRDA Act, 1999
(c) Reserve Bank of India Act, 1934
(d) SEBI Act, 1992
(e) None of the given options is true
S3. Ans.(a)
Sol. Agriculture Insurance Company Of India Limited (AIC) was incorporated to exclusively cater to the insurance needs of the persons engaged in agriculture and allied activities in India under the Companies Act, 1956 on 20th December 2002.
Q4. The written insurance contract that may include all clauses, riders and endorsements. It is called?
(a) Liabilities
(b) Premium
(c) Installment
(d) Policy
(e) Assets
S4. Ans.(d)
Sol. Policy is the written insurance contract that may include all clauses, riders and endorsements.
Q5. UHIS has launched by the Government of India is already in existence for persons and families below the poverty line with the element of subsidy from the Government. UHIS stands for-
(a) Universal Health Insurance System
(b) Universal Health Insurance Service
(c) Universal Health Insurance Scheme
(d) Universal Health Insurance Solutions
(e) Universal Health Insurance Scenario
S5. Ans.(c)
Sol. The Universal Health Insurance Scheme (UHIS) has launched by the Government of India is already in existence for persons and families below the poverty line with element of subsidy from the Government. In addition, the Rashtriya Swasthya Bima Yojana (RSBY) was also rolled out from by the Government to provide the health insurance coverage for Below Poverty Line (BPL) families.
Q6. Agriculture Insurance Company of India Limited (AIC) was incorporated in which year?
(a) 20th December 1999
(b) 20th December 2007
(c) 20th December 1992
(d) 20th December 2004
(e) 20th December 2002
S6. Ans.(e)
Sol. Agriculture Insurance Company Of India Limited (AIC) was incorporated to exclusively cater to the insurance needs of the persons engaged in agriculture and allied activities in India under the Companies Act, 1956 on 20th December 2002.
Q7. IBAI was incorporated as a Company under Section 25 of the Companies Act, 1956. What is the meaning of "B" in IBAI?
(a) Basel
(b) Broadcasting
(c) Board
(d) Brokers
(e) Banking
S7. Ans.(d)
Sol. Insurance Brokers Association of India (IBAI) was incorporated as a Company under Section 25 of the Companies Act, 1956.
Q8. Where is the head office of Agriculture Insurance Company of India Limited (AIC)?
(a) Hyderabad
(b) Mumbai
(c) New Delhi
(d) Kolkata
(e) Chennai
S8. Ans.(c)
Sol. The head office of Agriculture Insurance Company of India Limited (AIC) is in New Delhi.
Q9. Nippon Life Insurance has signed definitive agreements to invest Rs 2,265 crore (US$ 332.32 million) in order to increase its stake in Reliance Life Insurance from 26 per cent to 49 per cent. Nippon Life Insurance based in-
(a) Germany
(b) Japan
(c) Canada
(d) USA
(e) France
S9. Ans.(b)
Sol. Nippon Life Insurance, Japan’s second largest life insurance company, has signed definitive agreements to invest Rs 2,265 crore (US$ 332.32 million) in order to increase its stake in Reliance Life Insurance from 26 per cent to 49 per cent.

Q10. ___________ insurance gives protection to the vehicle owner against damages to his/her vehicle and pays for any Third Party Liability determined as per law against the owner of the vehicle. 
(a) Motor Insurance
(b) Travel Insurance
(c) Group Insurance
(d) Life Insurance
(e) Health Insurance
S10. Ans.(a)
Sol. Motor insurance gives protection to the vehicle owner against (i) damages to his/her vehicle and (ii) pays for any Third Party Liability determined as per law against the owner of the vehicle.  Third Party Insurance is a statutory requirement. The owner of the vehicle is legally liable for any injury or damage to third party life or property caused by or arising out of the use of the vehicle in a public place. Driving a motor vehicle without insurance in a public place is a punishable offence in terms of the Motor Vehicles Act, 1988.
Q11. Which among the following companies has not contributed towards the share capital of Agriculture Insurance Company of India Limited (AIC)? 
(a) Insurance Regulatory and Development Authority of India (IRDAI)
(b) General Insurance Corporation of India (GIC)
(c) National Bank for Agriculture and Rural Development (NABARD)
(d) Oriental Insurance Company Limited (OICL)
(e) National Insurance Company Limited (NICL)
S11. Ans.(a)
Sol. Promoters (Share Holding) of Agriculture Insurance Company of India Limited (AIC) is given below:-
General Insurance Corporation of India - 35 %
National Bank for Agriculture And Rural Development (NABARD) - 30 %
National Insurance Company Limited - 8.75 %
The New India Assurance Company Limited - 8.75 %
The Oriental Insurance Company Limited - 8.75 %
United India Insurance Company Limited - 8.75 %

Q12. Where is the head office of National Insurance Company Limited (NICL)?
(a) Hyderabad
(b) Kolkata
(c) New Delhi
(d) Mumbai
(e) Chennai
S12. Ans.(b)
Sol. The Head Office of National Insurance Company Limited (NICL) is in Kolkata.
Q13. What is the authorised capital of National Insurance Company Limited (NICL)?
(a) Rs.1500 crore 
(b) Rs.100 crore 
(c) Rs.200 crore
(d) Rs.500 crore 
(e) Rs.1000 crore
S13. Ans.(c)
Sol. The authorized capital and paid-up equity capital of the National Insurance Company Limited (NICL) is Rs.200 crore and Rs.100 crore respectively.
Q14. IRDAI has allowed insurers to invest up to ___________ in Additional Tier 1 (AT1) bonds, that are issued by banks to augment their tier 1 capital, in order to expand the pool of eligible investors for the banks.
(a) 25 per cent 
(b) 30 per cent 
(c) 20 per cent 
(d) 10 per cent
(e) 15 per cent
S14. Ans.(d)
Sol. IRDAI has allowed insurers to invest up to 10 per cent in additional tier 1 (AT1) bonds, that are issued by banks to augment their tier 1 capital, in order to expand the pool of eligible investors for the banks.

Q15. Who is the present Chairman of IRDAI?
(a) Harsh Kumar Bhanwala
(b) Kshatrapati Shivaji
(c) Urjit Patel
(d) Ajay Tyagi
(e) T S Vijayan
S15. Ans.(e)
Sol. Mr. T S Vijayan took charge as Chairman of Insurance Regulatory & Development Authority of India in February 2013. Since then Mr. Vijayan has been playing a key role in various initiatives for enhancing insurance awareness and making insurance affordable to all sections of population. He has also taken various measures for optimum utilization of technology in the insurance space.

IBPS


QUIZ-13

Q1. The government of India has recently set up a high-level task force to compute timely data on employment in the country, a move that will go a long way to help government frame policies and take steps that can create jobs in the country. The task force has been created under the chairmanship of _____________.
Answer: Arvind Panagariya

Q2. Markets regulator Stock Exchange board of India (SEBI) allowed investors to buy mutual fund schemes for up to _____________ through digital wallets.
Answer: Rs 50,000

Q3. India achieved a major technological breakthrough by successfully carrying out nuclear tests at Pokhran, Rajasthan. Technology Development Board, Ministry of Science and Technology has celebrated National Technology Day on _____________.
Answer: 11th May

Q4. Lake Baikal, the world’s oldest and deepest freshwater lake is situated in which country?
Answer: Russia

Q5. Who is the present Chairman of Dena Bank?
Answer: Ashwani Kumar

Q6. Bahrain is the capital city of _______________.
Answer: Manama

Q7. LIC Housing Finance launched a new product named ___________ which will offer loans for construction, purchase of the house or flat and repairs or renovation to the existing properties.
Answer: Griha Siddhi

Q8. The chief of which Bank has become the first Indian woman to be conferred with the prestigious Woodrow Wilson Award for Global Corporate Citizenship?
Answer: ICICI Bank

Q9. Name the player who was recently named as an Honorary Life Member of the Marylebone Cricket Club (MCC), London.
Answer: Buddhist Teachings for Social Justice and Sustainable World Peace
Answer: VVS Laxman

Q10. Name the present Chairman of LIC.
Answer: V K Sharma

Q11. Name the chief one of the famous Indian bank who has become the first Indian woman to be conferred with the prestigious Woodrow Wilson Award for Global Corporate Citizenship.
Answer: Chanda Kochhar

Q12. India has recently decided to replace the Maitri research station with a new one in the next three to four years. This Research station is located in _____________.
Answer: Antarctica

Q13. Shri Radha Mohan Singh, Union Minister for Agriculture and Farmers Welfare has recently launched an online interface at Krishi Bhawan in New Delhi. What is the name of this online interface?
Answer: e-Krishi Samvad

Q14. Name the Light combat aircraft that has successfully demonstrated an Air-to-Air Beyond Visual Range (BVR) missile firing capability by releasing Derby Air-to-Air BVR missile in RADAR guided mode in Odisha.
Answer: Tejas

Q15. Which state/states has been exempted by the government from mandatory quoting of Aadhaar to obtain PAN cards and file tax returns?
Answer: Jammu and Kashmir, Assam and Meghalaya

Wednesday, 12 July 2017

Daily GK Update 12th July 2017


1. NGT imposes nationwide ban on nylon and synthetic manja

i. The National Green Tribunal banned the use of ‘Chinese’ kite strings, made of nylon or any synthetic material on the grounds that it poses threat to life and environment.
ii. The Tribunal directed all state governments to prohibit the “manufacture, sale, storage, purchase and use” of synthetic manja or nylon threads and all other synthetic strings used for flying kites with immediate effect.
iii. A bench headed by NGT Chairperson Justice Swatanter Kumar ordered the authorities to ban import of any synthetic manja.

Important Takeaways from Above News-
  • Mr. Justice Swatanter Kumar is the Present Chairperson of NGT.
  • The National Green Tribunal has been established on 18.10.2010 under the National Green Tribunal Act 2010.

2. President Pranab Mukherjee inaugurates ‘Ashiana Annexe’ in Dehradun, Uttarakhand

i. President Pranab Mukherjee inaugurated the annexe of the presidential retreat Ashiana which has accommodation facilities for accompanying officers and staff of the Rashtrapati Bhavan.
ii. The Ashiana retreat was built originally as a bungalow of the commandant of the President's Bodyguard and was revived by Mukherjee after long years of disuse. K R Narayanan, in March 1998, was the last president to stay here.

Important Takeaways from Above News-
  • Rashtrapati Ashiana was built by British in 1920 as Commandant’s Bungalow.

3. HAL signs MoU with Defence Ministry

i. Hindustan Aeronautics Limited (HAL) has signed an MoU for the financial year 2017-18 with the Ministry of Defence. The annual MoU was signed between Ashok Kumar Gupta, Secretary, Department of Defence Production and T Suvarna Raju, CMD-HAL.
ii. The MoU has outlined targets on various performance parameters of the company during the year 2017-18. The revenue from operations has been targeted at Rs. 17,900 crore, the highest ever.

Important Takeaways from Above News-
  • Shri T. Suvarna Raju is the Chairman and Managing Director (CMD) of  HAL.
  • HAL had its origin as the Hindustan Aircraft Company which was incorporated on 23 Dec 1940 at Bangalore.
  • HAL is Headquartered in Bengaluru.

4. Axis Bank ties up with IIC to boost trade with Latin America

i. Axis Bank has entered into a collaboration with Inter-American Investment Corporation (IIC) to facilitate trade with Latin America and the Caribbean.
ii. Axis Bank becomes the first Indian bank to participate in the Trade Finance Facilitation Programme as a confirming bank. IIC, a member of the Inter-American Development Bank Group, is a multilateral development bank committed to supporting the private sector in Latin America and the Caribbean.

Important Takeaways from Above News-
  • Shikha Sharma is the MD and CEO of Axis Bank.
  • Headquarter of Axis bank is in Mumbai.

5. 36th Foundation Day of NABARD celebrated

i. Union Finance Minister Arun Jaitley inaugurated the 36th NABARD Foundation Day and Silver Jubilee of SHG Bank Linkage Programme, in New Delhi.
ii. Self Help Group Bank Linkage Programme (SHG BLP) is a pioneering initiative of Financial Inclusion by NABARD. The pilot stage of this program was started in year 1992.

Important Takeaways from Above News-
  • Harsh Kumar Bhanwala is the Chairman of NABARD.
  • National Bank for Agriculture and Rural Development is the full form of NABARD.
  • NABARD came into existence on 12 July 1982.

6. CM of Delhi launches e-RTI, Delhi becomes 2nd state to accept online applications

i. Filing an RTI application with the Delhi government is now just a click away. Delhi became the second state to launch e-RTI portal that will enable citizens to file online Right to Information (RTI). Maharashtra is the first state to launch the online RTI platform.
ii. The portal launched recently will enable citizens to file RTI and seek information related to 172 departments of the Delhi government including the office of the CM and his ministers.
iii.  The e-RTI portal, which has been designed by the National Informatics Centre (NIC), includes filling of application, payment of fees and getting replies online.
Important Takeaways from Above News-
  • The current Lt. Governor of Delhi is Anil Baijal.

7. Maharashtra, first state in the country to launch free injectable contraceptive for women

i. Maharashtra has become the first state in the country to provide women an injectable contraceptive for free. The state’s public health department launched a program called Antara to offer women an injection of Medroxyprogesterone acetate (MPA), a birth-control hormone.
ii. The announcements were made on the occasion of World Population Day (11th July). According to state health officials, the injection, a safe means of birth control, is effective for three months. The injection will be given intramuscularly to women in the age bracket of 18-45 years.

Important Takeaways from Above News-
  • Devendra Fadnavis is the CM of Maharashtra.
  • Shri Chennamaneni Vidyasagar Rao is the Governor of Maharashtra.

8. Venkaiah Naidu releases new version of NHB RESIDEX

i. Minister for Housing and Urban Affairs M Venkaiah Naidu released the new version of NHB RESIDEX on the occasion of the annual day of National Housing Bank, entering its 30th year in New Delhi.
ii. The NHB RESIDEX captures movements in the prices of residential real estate prices. NHB RESIDEX for January-March,2017 revealed that price indices for residential properties based on actual market prices for ongoing construction prices have increased over the previous quarter in 24 of the 47 cities covered in the Index.

Important Takeaways from Above News-
  • The Head Office of NHB is at New Delhi.
  • NHB was set up on July 9, 1988, under the National Housing Bank Act, 1987.
  • Shri Sriram Kalyanaraman is the MD & CEO of NHB.

9. IROAF sets gold standards by winning Golden Peacock Award for Eco Innovation for year 2017

i. Indian Railways achieves a major landmark in the field of Eco friendly fuel technologies at Indian Railways Organization for Alternate Fuel (IROAF) which has been awarded the coveted National level “Golden Peacock Award for the Year 2017 for Eco-Innovation” for substitution of fossil fuels (Diesel) by environment friendly CNG in DEMU passenger train services.
ii. Use of CNG in Train Sets for passenger transportation has been done for the first time in the world

Important Takeaways from Above News-
  • Golden Peacock Awards were instituted by the Institute Of Directors (IOD), India in 1991.

10. Debi Prasad Dash takes over as DRI chief

i. Debi Prasad Dash, a 1985-batch Indian Revenue Service (Customs) officer, has taken over as director-general of the Directorate of Revenue Intelligence (DG-DRI), the premier agency that tackles smuggling and black money. 
ii. Mr. Dash was the acting DRI chief for the past five months. He has earlier worked in the UN Security Council, Commonwealth Secretariat, and the CBI.

Important Takeaways from Above News-
  • Sh. Jayant Misra was the previous DG of DRI.

11. Subhash Garg takes charge as Economic Affairs Secretary

i. Senior bureaucrat Subhash Chandra Garg assumed charge as Secretary of the Department of Economic Affairs (DEA) in the Finance Ministry. Mr. Garg was World Bank Executive Director for Bangladesh, Bhutan, India, and Sri Lanka prior to this appointment.
ii. He succeeds Shaktikanta Das, who retired after an extended tenure on May 31. Corporate Affairs Secretary Tapan Ray was given additional charge of DEA Secretary after Das’ exit.

Important Takeaways from Above News-
  • Department of Economic Affairs comes under Finance Ministry.

12. Mithali Raj creates history, becomes leading run-getter in Women’s ODIs

i. Mithali Raj has been India’s premier player ever since she made her debut in 1999.
ii. In the crucial game against Australia, Mithali became the woman cricketer who has scored most runs in ODIsMithali Raj became the first women’s player to reach 6000 ODI runs.  England’s Charlotte Edwards was the previous leading run-getter in ODIs with 5992 runs. 
iii. She has 48 not-outs to her name, which is the most in women’s cricket.

Important Takeaways from Above News-
  • Mithali Raj is the present Captain of Indian Woman's Cricket Team.

13. Ravi Shastri appointed new head coach and Zaheer Khan bowling coach: BCCI

i. Ravi Shastri has pipped Virender Sehwag to become Indian cricket team’s new head coach. The appointment was confirmed by Board of Control for Cricket in India (BCCI). Shastri will take charge from India’s upcoming three-Test series against Sri Lanka, starting July 26.
ii. Shastri, was chosen by the BCCI’s Cricket Advisory Committee (CAC) that included former captains Sourav Ganguly, Sachin Tendulkar and veteran batting star VVS Laxman.
iii. Zaheer Khan has been appointed as the bowling coach of Indian Cricket Team.

Important Takeaways from Above News-
  • Chairman of BCCI is Vinod Rai.
  • Ravi Shastri replaces Anil Kumble as a head coach.

14. Renowned cartoonist Mangesh Tendulkar passes away

i. Renowned cartoonist Mangesh Tendulkar passed away in Pune.
ii. He was 83. Tendulkar was suffering from bladder cancer for the last three years.
iii. Tendulkar was one of the most decorated cartoonists in India. He was conferred with the president’s medal in 1980, Marathi Natya Parishad Award in 1993 and Pulotsav award in 2003 among several other honors.

Quant Quiz


Quant Quiz

Directions—(1–5) What approximate value will come in place of the question-mark (?) in the following questions ? (You are not expected to calculate the exact value.)

1. 465•84 + 765•86 – 211•99 = ?
(1) 1100 
(2) 1080
(3) 1000
(4) 1020
(5) 1060


2. 151.1% of 151.1 + 151.1 = ?
(1) 380 
(2) 400
(3) 350 
(4) 420
(5) 440

3. 2001 × 473 ÷ 1001 – 245 = ?
(1) 650 
(2) 700
(3) 950 
(4) 850
(5)1000

4. √2450 - √1200 + √440 = ?
(1) 59 
(2) 53
(3) 44 
(4) 25
(5) 36

5. 501/58 * 291/101 ÷ 31/155 = ?
(1) 140 
(2) 125
(3) 95 
(4) 85
(5)110

Direction (6-10) : In the following number series only one number is wrong. Find out the wrong number.

6. 122, 465, 681, 806, 833, 897, 905
(1) 833
(2) 905
(3) 465
(4) 806
(5) 897

7. 1248, 628, 318, 165, 85.5, 46.75, 27.375
(1) 628
(2) 85.5
(3) 318
(4) 165
(5) 27.375

8. 54.5, 66, 75, 83, 88.5, 92, 93.5
(1) 83
(2) 88.5
(3) 92
(4) 93.5
(5) 75

9. 6, 49, 305, 1545, 6196, 18603, 37218
(1) 6196
(2) 49
(3) 305
(4) 1545
(5) 18603

10. 22, 12, 13.5, 23, 47, 120.5, 365
(1) 120.5
(2) 13.5
(3) 23
(4) 47
(5) 365



1. (4)
2. (1)
3. (2)
4. (5)
5. (2)

Ratio And Proportion


All About Ratio And Proportion

What is Ratio?
A ratio is a relationship between two numbers by division of the same kind. The ration of a to b is written as a : b = a / b In ratio a : b , we can say that a as the first term or antecedent and b, the second term or consequent.

Example :  The ratio 4 : 9 we can represent as  4 / 9 after this 4 is a antecedent and , consequent = 9

Rule of ration :  In ratio multiplication or division of each and every term of a ratio by the same non- zero number does not affect the ratio.


Different type of ratio problem is given in Quantitative Aptitude which is a very essential topic in banking exam. Under below given some more example for your better practice.
Anything we learn in our school days was basics and that is well enough for passing our school exams. Now the time has come to learn for our competitive exams. For this we need our basics but also we have to learn something new. That’s where shortcut tricks and formula are comes into action.

What is Proportion?

The idea of proportions is that two ratio are equal.
If a : b = c : d, we write a : b : : c : d,
Ex. 3 / 15 = 1 / 5
a and d called extremes, where as b and c called mean terms.


Proportion of quantities

the four quantities a, b, c, d said proportion then we can express it
a : b = c : d
Then a : b : : c : d  <–> ( a x d ) = ( b x c )
product of means = product of extremes.

If there is given three quantities like a, b, c of same kind then then we can say it proportion of continued.
a : b = b : c the middle number b is called mean proportion. a and c are called extreme numbers.
So, b2 = ac. ( middle number )2 = ( First number x Last number ).

Quiz on ratio and proportion:-

1 If P : Q : R = 2 : 3 : 4 , Then P / Q : Q / R : R / P = ?
A. 8: 9: 24
B. 7: 9: 24
C. 4: 6: 15
D. 8: 11: 24
E. None of these

2: If 2P = 3Q = 4R, Then P : Q : R = ?
A. 2: 3: 5
B. 2: 3: 4
C. 3: 5: 6
D. 1: 2: 3
E. None of these

3: If P : Q = 2 : 3 , Q : R = 4 : 5 and R : S = 6 : 7 , then P : S = ?
A. 18: 25
B. 17: 35
C. 16: 35
D. 8: 11
E. None of these

4:Rama distributes his pencil among his four friends Rakesh, Rahul, Ranjan, and Rohit in the ratio 1 / 2 : 1 / 3 : 1 / 4 : 1 / 5 . What is the minimum number of pencils that the person should have?
A. 66
B. 64
C. 72
D. 77
E. None of these

5: Two numbers are respectively 40% and 60% more than third number. Find the ration of two numbers ?
A. 8: 7
B. 7: 9
C. 9: 11
D. 8: 13
E. None of these

6: Rs 1210 were divided among three person P, Q, R so that P : Q = 5 : 4 and Q : R = 9 : 10. Then R gets the amount.
A. 450
B. 400
C. 500
D. 375
E. None of these

7: Share Rs.4200 among joy, sanjay and bijoy in the ration 2 : 4 : 6.Find the amount received by sanjay.
A. 1200
B. 1300
C. 1400
D. 1500
E. None of these

8 :Find the mean proportional between given two number that is 64 and 49.
A. 45
B. 52
C. 54
D. 56
E. None of these

9: What number has to be added to each term of 3 : 5 to make the ratio 5 : 6 .
A. 7
B. 6
C. 8
D. 5
E. None of these

10:Rs. 385 were divided among P , Q , R in such a way that P had Rs 20 more than Q and R had Rs 15 more than P . How much was R’s share?
A. 156
B. 145
C. 152
D. 150
E. None of these

Answers with Explanation:-
1. P : Q : R = 2 : 3 : 4 .
Let P = 2k,
Q = 3k,
R = 4k.
Then,
P / Q = 2k / 3k = 2 / 3 ,
Q / R = 3k / 4k = 3 / 4
R / P = 4k / 2k = 2 / 1.
SO, P / Q : Q / R : R / P = 2 / 3 : 3 / 4 : 2 / 1 = 8 : 9 : 24.

2. Let 2P = 3Q = 4R = k ,
Then ,
P = k / 2,
Q = k / 3 ,
R = k / 4.
SO , P : Q : R = k / 2 : k / 3 : k / 4 = 6 : 4 : 3.

3. (C)

4. Rakesh : Rahul : Ranjan : Rohit = 1 / 2 : 1 / 3 : 1 / 4 : 1 / 5
Step 1: At First we need to do is LCM of 2,3,4 and 5 is 60.
Step 2: Then pencil are distributed in ratio among friends,
Rakesh = ( 1 / 2 x 60 ) = 30.
Rahul = ( 1 / 3 x 60 ) = 20.
Ranjan = ( 1 / 4 x 60 ) = 15.
Rohit = ( 1 / 5 x 60 ) = 12.
Step 3: Total number of pencils are ( 30 x + 20 x + 15 x + 12 x) = 77 x.
For minimum number of pencils x = 1 .
The person should have atleast 77 pencils.

5.Step 1: Let the third number is A
Then first number is 140% of A = 140 x A / 100 = 7A / 5 and second number is 160% of B = 160 x B / 100 = 8B /5.
Step 2: now ratio of first and second number is 7A / 5 : 8B / 5 = 35A : 40B = 7 : 8.

6. P : Q = 5 : 4, Q : R = 9 : 10 = ( 9 x 4 / 9 ) : ( 10 x 4 / 9 ) = 4 : 40 / 9.
So, P : Q : R = 5 : 4 : 40 /9 = 45 : 36 : 40
Sum of ratio terms is = ( 45 + 36 + 40 ) =121.
R share of amount is Rs (1210 x 40 / 121) = Rs. 400.

7. Amount received by sanjay.
4 / 12 X 4200 = 1400= ( related ratio / sum of ratio ) x Total amount
So, the Amount received by sanjay is 1400.

8. The mean proportion of two numbers is
Root of 64 and 49 is √8 x √ 7 = 8 x 7 = 56.
So, the mean proportional is 56.

9.Let the number to be added x , Then
3 + x / 5 + x = 5 / 6
6 ( 3 + x ) = 5 ( 5 + x )
x = ( 25 – 18 ) = 7
So , the number to be added is 7 .

10. Let Q gets Rs x. Then We can say P gets Rs (x + 20 ) and R gets Rs ( x + 35) .
x + 20 + x + x + 35 = 385
3x = 330
x = 110 .
R’s share = Rs ( 110 + 35 ) = Rs 145 .