Reasoning Ability: 90 Days Sure Success Study Plan

For every successful achievement, we require a successful strategy or plan. IBPS is one of the typical exams in which we need a perfect planning to crack the examination. Here we are providing you an exemplary approach to crack this exam. Reasoning is an important section in which you can score if you follow the following study plan.

We wish you all the best for your bright future.

DAY-1	DAY-2	DAY- 3	DAY -4	DAY -5	DAY -6
Alphabetical order + Question practice	Order and Ranking (Concept building /Practice) + Day 1 topic Practice	Order and Ranking (Question Practice) + Day 2 topic practice	Coding and Decoding Alphabet place value + Opposite of alphabet + Alphabetical coding Question practice	Coding and Decoding Substitutional coding + New pattern Coding + Alphabet coding practice	Alphabetical + Order & Ranking + Coding Decoding Revision
DAY -7	DAY -8	DAY -9	DAY -10	DAY -11	DAY – 12
Direction Distance Basic/Question + Substitutional Coding & New Pattern Coding (practice)	Blood Relation Basic/Question + Substitutional coding + New pattern Coding	Sitting Arrangement Concept/Question + Blood Relation Practice	Sitting Arrangement with one variables i.e. Profession, Color, bank etc.	Sitting Arrangement with two variables i.e. Profession, Color, bank etc.	Sitting Arrangement With Blood Relation
DAY -13	DAY -14	DAY -15	DAY -16	DAY -17	DAY -18
Puzzle concept/question + 1 Set of sitting arrangement	Order related Puzzle + 1 Set of sitting arrangement	Tabular Puzzle + 1 Set of sitting arrangement	Floor Puzzle + 1 Set of sitting arrangement	Scheduling Puzzle + 1 Set of sitting arrangement	Grouping Puzzle + 1 Set of sitting arrangement
DAY -19	DAY -20	DAY -21	DAY -22	DAY -23	DAY -24
Conditional Puzzle + 1 Set of sitting arrangement	Puzzle + 1 Set of sitting arrangement	Puzzle + 1 Set of sitting arrangement	Data Sufficiency + 1 set of Puzzle +1 Set of sitting arrangement	Data Sufficiency + 1 set of Puzzle +1 Set of sitting arrangement	Data Sufficiency + 1 set of Puzzle +1 Set of sitting arrangement
DAY -25	DAY -26	DAY -27	DAY -28	DAY -29	DAY -30
Syllogism Concept/Question + 1 set of Puzzle +1 Set of sitting arrangement	Syllogism Concept/Question + 1 set of Puzzle +1 Set of sitting arrangement	Syllogism New Pattern + 1 set of Puzzle +1 Set of sitting arrangement	Syllogism New Pattern + 1 set of Puzzle +1 Set of sitting arrangement	Inequality Concept/Question + 20 Question Syllogism	Inequality Concept/Question + 1 set of Puzzle +1 Set of sitting arrangement
DAY -31	DAY -32	DAY -33	DAY -34	DAY -35	DAY -36
Inequality Coded + 20 Questions Syllogism	Inequality Analogy + 1 set of Puzzle +1 Set of sitting arrangement	Machine Input + 10 Question Inequality 15 Questions Syllogism	Machine Input + 1 set of Puzzle +1 Set of sitting arrangement	Machine Input + 10 Question Inequality 15 Questions Syllogism	Decision Making + 1 set of Puzzle +1 Set of sitting arrangement
DAY -37	DAY -38	DAY -39	DAY -40	DAY -41	DAY -42
Speed Test + Syllogism Revision	Statement Assumption Concept/Question + Day 37 ST Analysis	Speed Test + Inequality Revision	Statement Assumption Advance Question + Day 39 Speed Test Analysis	Speed Test + Machine Input Revision	Statement Argument concept/Question + Day 41 ST analysis
DAY -43	DAY -44	DAY -45	DAY -46	DAY -47	DAY -48
Speed Test + Coding decoding Revision	Statement Argument Advance + Day 43 ST Analysis	Speed Test + Blood Relation Revision	Statement Course of action Advance + Day 45 ST analysis	Speed Test + Alphabetical order Revision	Cause and Effect Concept/Question + Day 47 ST analysis
DAY -49	DAY -50	DAY -51	DAY -52	DAY -53	DAY -54
Speed Test + Direction Distance Revision	Cause & Effect Advance + Day 49 ST Analysis	Speed Test + Data Sufficiency Revision	Drawing Inference + Day 51 ST Analysis	Speed Test + Sitting Arrangement Revision	Drawing Inference Advance + Day 53 ST Analysis
DAY -55	DAY -56	DAY -57	DAY -58	DAY -59	DAY -60
Speed Test + Puzzle Revision	Drawing Inference Advance + Day 55 ST Analysis	Speed Test + Data Sufficiency Revision	Day 57 ST Analysis + 1 Set of Sitting + 1 Set of Puzzle	Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 59 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle
DAY -61	DAY -62	DAY -63	DAY -64	DAY -65	DAY -66
Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 61 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle	Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 63 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle	Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 65 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle
DAY -67	DAY -68	DAY -69	DAY -70	DAY -71	DAY -72
Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 67 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle	Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 69 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle	Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 71 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle
DAY -73	DAY -74	DAY -75	DAY -76	DAY -77	DAY -78
Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 73 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle	Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 75 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle	Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 77 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle
DAY -79	DAY -80	DAY -81	DAY -82	DAY -83	DAY -84
Speed Test + 1 Set of Sitting + 1 Set of Puzzle	Day 79 Speed Test Analysis + 1 Set of Sitting + 1 Set of Puzzle	Speed Test	Day 81 Speed Test Analysis	Speed Test	Day 83 Speed Test Analysis
DAY -85	DAY -86	DAY -87	DAY -88	DAY -89	DAY -90
Speed Test	Day 85 Speed Test Analysis	Speed Test	Day 87 Speed Test Analysis	Speed Test	Day 89 Speed Test Analysis

Banking Awareness

Q1. The Reserve Bank of India has allowed systematically important non-banking finance companies (NBFCs) to sell and market the NPS. NPS stands for-

(a) New Product Scheme

(b) Nominal Pension Scheme

(c) New Pension Service

(d) New Pension Scheme

(e) National Pension Scheme

S1. Ans.(d)
Sol. The Reserve Bank of India has allowed systematically important non-banking finance companies to sell and market the new pension scheme (NPS). 

Q2. Private life insurance Company Canara HSBC Oriental Bank of Commerce Life Insurance has entered into an alliance with the Kerala based _________ for marketing various life insurance products.

(a) Dhanlaxmi Bank

(b) Kotak Mahindra Bank

(c) South Indian Bank

(d) Vijaya Bank

(e) None of the given options is true

S2. Ans.(a)
Sol. Private life insurance company Canara HSBC Oriental Bank of Commerce Life Insurance has entered into an alliance with the Kerala based Dhanlaxmi Bank for marketing various life insurance products.

Q3. GMR Goa International Airports Ltd, a subsidiary of GMR Airports Ltd, has executed a debt facility agreement for the development of Greenfield airport at Mopa. The entire debt of Rs. 1,330 crore was underwritten by-

(a) Bank of Baroda

(b) SBI

(c) HDFC Bank

(d) ICICI Bank

(e) Axis Bank

S3. Ans.(e)
Sol. GMR Goa International Airports Ltd, a subsidiary of GMR Airports Ltd, has executed a debt facility agreement for the development of Greenfield airport at Mopa. The foundation stone for the project was subsequently laid by the Prime Minister, Narendra Modi, on November 13, 2016. The entire debt of Rs. 1,330 crore was underwritten by Axis Bank on a long tenor door to door basis of 18 years on competitive terms.

Q4. Nepal SBI Bank Ltd. (NSBL) a subsidiary of the State Bank of India has launched its fully automatic digital banking services in the Nepalese capital Kathmandu recently. NSBL was established in- 

(a) 1985

(b) 1993

(c) 1989

(d) 1999

(e) 1982

S4. Ans.(b)
Sol. Nepal SBI Bank Ltd. (NSBL) a subsidiary of the State Bank of India launched its fully automatic digital banking services in the Nepalese capital Kathmandu. This is for the first time the State Bank of India has expanded the paperless banking system outside India. NSBL was established in July 1993 and has emerged as one of the leading banks of Nepal, with 679 skilled and dedicated Nepalese employees working in 62 branches, 7 extension counters, 3 Regional Offices and Corporate Office.

Q5. Which organisation has amended its earlier order asking banks to initiate bankruptcy proceedings against 12 companies which have outstanding loans amounting to over Rs 5,000 crore as on March 2016?

(a) SEBI

(b) NABARD

(c) RBI

(d) SIDBI

(e) IBA

S5. Ans.(c)
Sol. The Reserve Bank of India (RBI) has amended its earlier order asking banks to initiate bankruptcy proceedings against 12 companies which have outstanding loans amounting to over Rs 5,000 crore as on March 2016.

Q6. Where is the Head Office of Dhanlaxmi Bank?

(a) Thrissur

(b) Kozhikode

(c) Kochi

(d) Kottayam

(e) Thiruvananthapuram

S6. Ans.(a)
Sol. Thrissur, Kerala is the Head Office of Dhanlaxmi Bank.

Q7. NBFC is a company registered under the Companies Act, 1956 of India. What is the meaning of "N" in NBFC?

(a) New

(b) Non

(c) National

(d) Next

(e) Nominal

S7. Ans.(b)
Sol. Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 of India.

Q8. Who is the Managing Director and CEO of YES Bank?

(a) Aditya Sharma

(b) Uday Kotak

(c) Rana Kapoor

(d) Shikha Sharma

(e) None of the given options is true

S8. Ans.(c)
Sol. Rana Kapoor is the Managing Director and CEO of YES Bank.

Q9. Country's largest bank SBI has waived charges for fund transfer of up to Rs 1,000 through its IMPS to promote small transactions. IMPS stands for-

(a) Indian Payment Service

(b) International Payment Service

(c) Immediate Payment System

(d) Immediate Payment Service

(e) Immediate Product Service

S9. Ans.(d)
Sol. Country's largest bank SBI has waived charges for fund transfer of up to Rs 1,000 through its IMPS (Immediate Payment Service) to promote small transactions.

Q10. __________ is a single tax on the supply of goods and services, right from the manufacturer to the consumer.

(a) Excise Duty

(b) Sale Tax

(c) Direct Tax

(d) VAT Tax

(e) GST

S10. Ans.(e)
Sol. Goods and Services Tax (GST) is a single tax on the supply of goods and services, right from the manufacturer to the consumer.

Q11. Name the Private sector Bank, which has received $150 million funding from the US government and Wells Fargo to increase lending to support women entrepreneurs and small and medium-sized enterprises in India.

(a) Axis Bank

(b) ICICI Bank

(c) Yes Bank

(d) Kotak Mahindra Bank

(e) South Indian Bank

S11. Ans.(c)
Sol. Private sector YES Bank has received $150 million funding from the US government and Wells Fargo to increase lending to support women entrepreneurs and small and medium-sized enterprises in India.

Q12. What is the minimum amount to be remitted through RTGS-

(a) Rs.2 lakh 

(b) Rs.10 lakh 

(c) Rs.1 lakh 

(d) Rs.5 lakh 

(e) Rs.20 lakh

S12. Ans.(a)
Sol. The minimum amount to be remitted through RTGS is Rs2 lakh.

Q13. Which Bank has tied up with PFG Forex for remittance facility for the benefit of Indian expatriates from Australia. The new facility will leverage the bank to reach the Indian diaspora?

(a) Axis Bank

(b) ICICI Bank

(c) Bank of Baroda

(d) State Bank of India

(e) South Indian Bank

S13. Ans.(e)
Sol. South Indian Bank has tied up with PFG Forex for remittance facility for the benefit of Indian expatriates from Australia. The new facility will leverage the bank to reach the Indian diaspora.

Q14. FINO Payments Bank has commenced operations as a payments bank with effect from 30th June 2017 according to the Reserve Bank of India. Where is the head office of FINO Payments Bank?

(a) Chennai

(b) Jaipur

(c) Bengaluru

(d) Mumbai

(e) Chennai

S14. Ans.(d)
Sol. FINO Payments Bank has commenced operations as a payments bank with effect from 30th June 2017 according to the Reserve Bank of India. The Head Office of FINO PayTech Ltd. is in Mumbai and it was one of the 11 applicants which were issued the in-principle approval for setting up a payments bank.

Q15. The Financial Stability Board (FSB) is an international body for the global financial system, has placed India in the league of countries that are 'compliant or largely compliant’ on the implementation of priority area reforms. In which among the following year FSB was established?

(a) 2001

(b) 2009

(c) 2003

(d) 2015

(e) 1997

S15. Ans.(b)
Sol. The Financial Stability Board (FSB), an international body for the global financial system, has placed India in the league of countries that are 'compliant or largely compliant’ on the implementation of priority area reforms. Ahead of the G20 Summit in Germany to be attended by Prime Minister Narendra Modi, among other world leaders, the FSB has submitted its status report on progress in financial regulatory reforms in various jurisdictions, including India. The FSB was established in April 2009 as the successor to the Financial Stability Forum (FSF).

New Pattern English Questions

Directions (1-15): In each of the following questions, there are four sentences or parts of sentences that from a paragraph. Identify the sentence(s) or part(s) of sentence(s) that is/are correct in terms of grammar and usage (including spelling, punctuation and logical consistency). Then, choose the most appropriate option.

Q1. A. Sometimes, we think we are only the people with problems.

B. Our problems override other considerations; we can't think beyond our own vexations.

C. When we see a small dampness on our wall we scurry to get them repaired and corrected,

D. but we don't think of people whose homes have been washed away by the rage of the rain gods.

(a) A and B

(b) B and D

(c) C only

(d) C and D

(e) None of the above

Q2. A. Chen Jianping repeated again on twitter something her fiancé said

B. about anti-Japan protests getting violent, and added, "Charge, angry youth!"

C. For this she was sentenced one year in a labour camp.

D. Twitter is banned in China, but its easy to use blocked sites with simple internet tricks.

(a) A only

(b) B only

(c) C only

(d) B and D

(e) None of the above

Q3. A. The Great Pacific Garbage Patch, is gyre of marine litter in the central North Pacific Ocean.

B. The patch extends over a very wide area, with estimates ranging from area

C. the size of the state of Texas to one larger as the continental United States;

D. however, the exact size is unknown.

(a) A and D

(b) B and C

(c) C only

(d) D only

(e) None of the above

Q4. A. At media agency Mindshare's Mumbai office

B. sit a team of ninety-three individuals

C. who's only focus is the consumer giant Hindustan Unilever.

D. In fact, this unit occupies an area the size of most mid-sized agency's in this country.

(a) A only

(b) A and C

(c) A and D

(d) B and C

(e) None of the above

Q5. A. One of the classroom exercise I conduct with my Persuasive Communication students

B. at IIMA is taken from Kurukshestra war.

C. I ask a student to be Kunti, other to be Karna.

D. Kunti has to persuade Karna to leave Duryodhana and join the Pandavas.

(a) A only

(b) A and B

(c) C and D

(d) D only

(e) None of the above

Q6. A. The debasement of currencies, particularly US dollar, has given gold,

B. perceived a monetary unit, a leg up with the metal slated to record it's tenth annual gain,

C. the longest since 1920's. With the US Federal Reserve set to pump $600 billion

D. through purchase of debt, more money is expected to chase commodities such as gold.

(a) A and D

(b) A and C

(c) C and D

(d) D only

(e) None of the above

Q7. A. Three years have passed since Dr. Ira Kalish, global research head, Deloitte, visited India.

B. But the changes in modern trade are all too apparent to Kalish.

C. There has been well-publicised expansions and scale backs.

D. Some have taken a fall, and others picked pace.

(a) A and B

(b) B and C

(c) C and D

(d) D only

(e) None of the above

Q8. A. The world of luxury is innovating in ways which strike an emotional chord with the effluent buyer.

B. And the elite are not complaining.

C. Vishakha Doshi Director Marketing & Communication Entrack distributors for Montblanc India says that people identify with the core values of such legends.

D. "Each of the limited edition luxury writing instrument pays tribute to icons and is a collector's pride."

(a) A, C and D

(b) B only

(c) All are correct

(d) All are incorrect

(e) None of the above

Q9. A. NRIs does not include a person who has gone out of India on employment, business or vocation,

B. or any other purpose for an uncertain period.

C. Also, a person who has come to stay in India other than employment,

D. business or vocation, or on any other purpose for an uncertain period.

(a) A, C and D

(b) B only

(c) All are correct

(d) All are incorrect

(e) None of the above

Q10. A. Companies will have to compete not only on prices to the consumer

B. but also remunerative prices to farmers.

C. This is possible only if they invest on better seeds, fertilizers and farm practices.

D. The farmer has to get higher returns from his land and they need support to do this.

(a) A only

(b) B only

(c) A and D

(d) C and D

(e) None of the above

Q11. A. Its one thing to win power, another to wield it.

B. Two disspirited leaders met in Delhi this week.

C. President Obama was chastened by dramatic electoral losses in the US Congress and Prime Minister Manmohan Singh disheartened by never ending corruption scandals.

D. Both seemed to have forgot the fundamentals of what created their respective democracies.

(a) A and B

(b) C and D

(c) A and C

(d) B and D

(e) None of the above

Q12. A. Just like America's founding fathers were obsessed with liberty,

B. so were Indias founders deeply attached to dharma-so much so that they placed

C. the dharma-chakra in the middle of Indian flag.

D. The Congress party still does not realize how much it has diminished by the relentless series of corruption scandals.

(a) All are correct

(b) All are incorrect

(c) A and D

(d) B and C

(e) None of the above

Q13. A. Her words had the desired effect.

B. and when he had reached her place, he stopped for longer than he had intended to.

C. Throughout the drive to her home,

D. he had kept thinking about how much he would miss her.

(a) All are correct

(b) All are incorrect

(c) A and D

(d) B and C

(e) None of the above

Q14. A. Couldn't make it to Arnab's show tonight. Nor to Rahul's (Headlines Today).

B. The topic on both were the same - it's the big story about Raakhi Sawant's

C. show timing getting changed to a later slot.

D. But hopefully kids won't be awake to watch this rubbish. So... it's all good.

(a) All are correct

(b) All are incorrect

(c) A, C and D

(d) A, B and C

(e) None of the above

Q15. A. Liquid Comics, an entertainment company found by three Indians

B. have announced the digital iPad release of "Untouchable",

C. a graphic novel with a supernatural horror twist

D. exploring various themes of racial prejudice during the British Raj.

(a) A and B

(b) C and D

(c) A and C

(d) B and D

(e) None of the above

Solutions

S1. Ans.(b)

Sol. Answer Option B. B and D. In A ‘only’ is misplaced; “we are the only people…” In C, the pronoun ‘them’ is inconsistent (in number) with its antecedent’ a small dampness’; ‘it’ is the correct pronoun.

S2. Ans.(b)

Sol. Answer Option B. B only. In A ‘repeated again’ is redundant. ‘repeated’ is correct. In C, ‘sentenced one year…’ is incorrect; ‘sentenced to one year…’ will make it correct. In D, its is used instead of it’s.

S3. Ans.(d)

Sol. Answer Option D. D only. In A ‘gyre’ needs a determiner before that ‘a gyre’ would be correct. In B ‘ranging from an area…’ would be correct. In ‘as large as’ or ‘larger than’ would correct the part. “larger as” is incorrect.

S4. Ans.(a)

Sol. Answer Option A. A only. In B, The verb ‘sit’ for the subject ‘team’ is incorrect. It should be ‘sits’. In C, who’s has to be replaced with ‘whose’. In D agency’s is incorrect, it should be agencies.

S5. Ans.(d)

Sol. Answer Option D. D only. A should be corrected to ‘one of the …exercises’. B has to include the definite article” the Kurukshetra war”. C should be corrected “another to be…” D has no error.

S6. Ans.(d)

Sol. Answer Option D. D only. A must include the definite article before US dollar-the US dollar. B has two errors: ‘perceived as a monetary unit” and it’s vs its. C is incorrect: since 1920’s is incorrect, it should be corrected to since the 1920s – the is necessary and no apostrophe for the plural of years.

S7. Ans.(a)

Sol. Answer Option A. A and B are correct. The verb in C must be “there have been…” In D, the correct idiom would be “picked up pace”.

S8. Ans.(b)

Sol. Answer Option B. B only. Sentence A uses effluent (flowing out) instead of affluent (wealthy). B is correct – the collective noun the elite is considered as individuals, hence the plural verb is correct. C is not punctuated at all – it requires commas this way: “Vishakha Doshi, Director, Marketing & Communication, Entrack, distributors for Montblanc India says that people identify with the core values of such legends.” D is incorrect in “each of the …… instrument.” It should be “each of the … instruments.”

S9. Ans.(d)

Sol. Answer Option D. All are incorrect. A is incorrect in NRIs does not; it should be NRIs do not… B is incorrect as the preposition is missing “on employment etc… is correct, but on cannot be applied to ‘or on any other purpose” hence a new preposition needs to be inserted. E.g., “for any other purpose”. C also misses the preposition – other than for/on employment will be correct. D is incorrect “on any other purpose” – “for any other purpose” would be correct.

S10. Ans.(a)

Sol. Answer Option A. A only. In B, the preposition ‘on’ is missing after ‘but also’ giving rise to faulty parallelism. C has the incorrect preposition “invest on’ rather than ‘invest in’. In D, the farmer is singular hence the pronoun they is inconsistent with it.

S11. Ans.(b)

Sol. Answer Option B. C and D. There are no errors in C and D. The past participle of forget is both forgot and forgotten. Hence D is correct. A is wrong because of its – we require it’s. B has a spelling error ‘dispirited’ is the correct spelling – single ‘s’.

S12. Ans.(b)

Sol. Answer Option B. All are incorrect. A is incorrect in Just like – it should be “just as America’s…”. B is incorrect as “India’s needs an apostrophe. C is incorrect as it should read “in the middle of the India Flag”. D is incorrect as it should read: “… how much it is diminished by…”

S13. Ans.(a)

Sol. Answer Option A. All are correct.

S14. Ans.(c)

Sol. Answer Option C. A, C and D are correct. In B, the verb should be ‘was’ as the subject is ‘the topic’.

S15. Ans.(b)

Sol. Answer Option B. C and D. A is erroneous in ‘found by’ instead of ‘founded by’. B has the incorrect plural verb ‘have’ for the singular subject company.