Tuesday, 11 July 2017

Banking Awareness


Q1. Sun Life Financial Inc plans to increase its stake from 26 per cent to 49 per cent in Birla Sun Life Insurance Co Ltd, a joint venture with Aditya Birla Nuvo Ltd, through buying of shares worth Rs 1,664 crore (US$ 244.14 million). Sun Life Financial Inc based in-
(a) USA
(b) Germany
(c) Japan
(d) Canada
(e) France
S1. Ans.(d)
Sol. Canada-based Sun Life Financial Inc plans to increase its stake from 26 per cent to 49 per cent in Birla Sun Life Insurance Co Ltd, a joint venture with Aditya Birla Nuvo Ltd, through buying of shares worth Rs 1,664 crore (US$ 244.14 million).

Q2. The term _______________ relates to a type of insurance that essentially covers your medical expenses. 
(a) Health Insurance
(b) Life Insurance
(c) Travel Insurance
(d) Group Insurance
(e) Motor Insurance
S2. Ans.(a)
Sol. The term ‘Health Insurance’ relates to a type of insurance that essentially covers your medical expenses. A health insurance policy like other policies is a contract between an insurer and an individual/group in which the insurer agrees to provide specified health insurance cover at a particular “premium” subject to terms and conditions specified in the policy.
Q3. The General insurance industry was nationalised in _________ and 107 insurers were grouped and amalgamated into four Companies. 
(a) 1949
(b) 1956
(c) 1972
(d) 1982
(e) 1988
S3. Ans.(c)
Sol. The General insurance industry was nationalised in 1972 and 107 insurers were grouped and amalgamated into four Companies – National Insurance Co. Ltd., The New India Assurance Co. Ltd., The Oriental Insurance Co. Ltd. and United India Insurance Co. Ltd.
Q4. Where is the head office of United India Insurance Company Limited?
(a) Pune
(b) Kolkata
(c) Mumbai
(d) New Delhi
(e) Chennai
S4. Ans.(e)
Sol. Chennai, Tamil Nadu is the head office of United India Insurance Company Limited

Q5. Who is the present Chairman cum Managing Director of Oriental Insurance Company Ltd? 
(a) VK Sharma
(b) AV Girija Kumar
(c) G Srinivasan
(d) Alamelu T Lakshmanachari
(e) None of the given options is true
S5. Ans.(b)
Sol. A V Girija Kumar is the present Chairman cum Managing Director of New Delhi-based Oriental Insurance Company Ltd.
Q6. In which among the following year United India Insurance Company Limited was incorporated? 
(a) 1919
(b) 1972
(c) 1956
(d) 1949
(e) 1938
S6. Ans.(e)
Sol. United India Insurance Company Limited was incorporated in 1938.
Q7. Insurance firm AIA Group Ltd has decided to increase its stake in Tata AIA Life Insurance Co Ltd, a joint venture owned by Tata Sons Ltd and AIA Group from 26 per cent to _________ per cent.
(a) 51 percent 
(b) 100 percent 
(c) 74 percent 
(d) 49 percent 
(e) None of the given options is true
S7. Ans.(d)
Sol. Insurance firm AIA Group Ltd has decided to increase its stake in Tata AIA Life Insurance Co Ltd, a joint venture owned by Tata Sons Ltd and AIA Group from 26 per cent to 49 per cent.

Q8. Insurance of ___________ means insurance of buildings, machinery, stocks etc against Fire and Allied Perils, Burglary Risks and so on. 
(a) wealth
(b) demand
(c) property
(d) capital
(e) general
S8. Ans.(c)
Sol. Insurance of property means insurance of buildings, machinery, stocks etc against Fire and Allied Perils, Burglary Risks and so on. Goods in transit via Sea, Air, Railways, Roads and Courier can be insured under Marine Cargo Insurance. Hulls of ship and boats can be insured under Marine Hull Insurance. Further, there are specialised policies available such as Aviation Insurance Policy for insurance of planes and helicopters. Thus Property Insurance is a very vast category of General Insurance and the type of cover that you need depends upon the type of property you are seeking to cover.
Q9. General Insurance Corporation of India (GIC Re) is a wholly owned company of-
(a) Finance Ministry
(b) Government of India
(c) IRDA
(d) LIC
(e) RBI
S9. Ans.(b)
Sol. General Insurance Corporation of India (GIC Re) is a wholly owned company of Government of India.
Q10. What is the authorised capital of General Insurance Corporation of India (GIC)?
(a) Rs.1000 crore
(b) Rs.500 crore 
(c) Rs.2000 crore 
(d) Rs.100 crore 
(e) Rs.5000 crore
S10. Ans.(a)
Sol. The authorised capital of General Insurance Corporation of India (GIC) is Rs.1000 crore while the paid-up equity capital of the company is Rs.430 crore.
Q11. In which among the following year the New India Assurance Company Limited (NIACL) was founded?
(a) 1919
(b) 1973
(c) 1949
(d) 1956
(e) 1988

S11. Ans.(a)
Sol. The New India Assurance Company Limited (NIACL) was founded by Sir Dorabji Tata on July 23rd, 1919 and nationalised in 1973 with the merger of Indian companies.
Q12. Who is the present Chairman of Life Insurance Corporation of India (LIC)?
(a) Urjit R Patel
(b) VK Sharma
(c) MS Sahoo
(d) Alice G. Vaidyan
(e) AV Girija Kumar
S12. Ans.(b)
Sol. VK Sharma is the present Chairman of Life Insurance Corporation of India (LIC).

Q13. Which among the following public sector banks has announced that BNP Paribas Cardiff is keen to increase its stake from 26 per cent to 36 per cent?
(a) ICICI Bank
(b) Indian Bank
(c) State Bank of India
(d) Punjab National Bank
(e) Bank of Baroda
S13. Ans.(c)
Sol. State Bank of India has announced that BNP Paribas Cardiff is keen to increase its stake in SBI Life Insurance from 26 per cent to 36 per cent. Once the foreign joint venture partner increases its stake to 36 per cent, SBI’s stake in SBI Life will get diluted to 64 per cent.

Q14. The Government of __________ has launched the Atal-AmritAbhiyan health insurance scheme, which would offer comprehensive coverage for six disease groups to the below-poverty-line (BPL) and above poverty line (APL) families, with annual income below Rs 500,000 (US$ 7,500).
(a) Uttar Pradesh
(b) Assam
(c) West Bengal
(d) Bihar
(e) Uttarakhand
S14. Ans.(b)
Sol. The Government of Assam has launched the Atal-AmritAbhiyan health insurance scheme, which would offer comprehensive coverage for six disease groups to the below-poverty line (BPL) and above poverty line (APL) families, with annual income below Rs 500,000 (US$ 7,500).
Q15. The insurance company representative who sells policies on behalf of the insurer, is called? 
(a) Agent
(b) Broker
(c) Applicant
(d) Compulsory
(e) None of the given options is true
S15. Ans.(a)
Sol. The agent is the insurance company representative who sells policies on behalf of the insurer. An independent agent represents more than one company; a captive agent represents only one company.

QUIZ-11


Q1. The 29th edition of Co-ordinated Patrol (CORPAT) between India and which country commenced in Port Blair, recently.
Answer: Indonesia

Q2. The Securities and Exchange Board of India was established on ____________ in accordance with the provisions of the Securities and Exchange Board of India Act, 1992.
Answer: 12 April 1992

Q3. Who is the present chairperson of Technology Development Board that comes under Ministry of Science and Technology of India?
Answer: Prof. Ashutosh Sharma

Q4. Prime Minister Narendra Modi has recently launched the integrated case management system of the Supreme Court in the presence of the Chief Justice of India. Who is the present Chief Justice of India?
Answer: Jagdish Singh Khehar

Q5. Name the person who has bagged Best Director and Best Actress awards at New York Indian Film Festival (NYIFF), recently.
Answer: Konkona Sen Sharma

Q6. Which Ships has recently been decommissioned by the Indian Navy after being in service for over 30 years?
Answer: INS Karwar and INS Kakinada

Q7. The Indian Railways has recently decided to float global tenders worth over Rs 100 crore for acquiring EoTT equipment to run 1,000 trains without guards. What does 'TT' stand for in EoTT?
Answer: Train Telemetry

Q8. The government has named Road Transport and Highways Secretary ____________ as its new defence secretary in a top-level bureaucratic reshuffle.
Answer: Sanjay Mitra

Q9. In a promising step for Indian basketball, the national Basketball Association (NBA) inaugurated its first ever academy in which city?
Answer: Greater Noida

Q10. Eminent personality Arjun Tulshiram Pawar passed away after prolonged illness. He was famous __________.
Answer: Politician

Q10. Name the present Chairman of LIC.
Answer: V K Sharma

Q11. The Election Commission of India has added feather to its cap with the launch of National Contact Centre with a toll-free No. Who is the current Chief Election Commissioner of India?
Answer: Nasim Zaidi

Q12. Name the state that has become first state to introduce a logo for identifying vehicles driven by persons with hearing impairment.
Answer: Telangana

Q13. Which state will host biggest ever International Yoga Day event on the 21st of June?
Answer: Gujarat

Q14. Name the current joint secretary in the Prime Minister’s Office who has been appointed as the next ambassador to France.
Answer: Vinay Mohan Kwatra

Q15. Name the famous actor who has been appointed by the World Health Organization as its Goodwill Ambassador for Hepatitis in South-East Asia Region to spread awareness about the disease.
Answer: Amitabh Bachchan

Monday, 10 July 2017

Daily GK Update 09th and 10th July 2017


1. First Edition of WINGS 2017 – “Sab Uden, Sab Juden”- Expanding Regional Connectivity Hosted in New   Delhi 

i. The First edition of WINGS 2017 – “Sab Uden, Sab Juden”- Expanding Regional Connectivity was hosted in New Delhi by the Ministry of Civil Aviation. The Plenary session was chaired by the Union Minister of Civil Aviation, Shri P. Ashok Gajapathi Raju.
ii. This event brought together the key stakeholders of the Aviation Sector such as States, Tourism Departments, and Tour Operators as a Group representing airline consumers to facilitate interaction with various airlines, airport operators, cargo operators and other ecosystem players at a common forum.

Important Takeaways from Above News-
  • India is one of the fastest growing aviation markets and currently the ninth largest civil aviation market in the world.

2. First International Aviation Security seminar organized by National Security Guard in Haryana

i. The Minister of State for Skill Development & Entrepreneurship (I/C) Shri Rajiv Pratap Rudy attended the second day of the first International Aviation Security Seminar in Manesar Haryana.
ii. National Security Guard (NSG) has organized the seminar, with the aim of bringing all major stakeholders under one roof and facilitate them sharing views/opinion, discussions, brainstorming with the matters concerning Aviation Security.
iii. Shri Rajiv Pratap Rudy also hoisted the National Flag at NSG Campus, during the National Flag Foundation program. It is the India's 67th Flagpole and 26th highest Monumental Flagpole.

Important Takeaways from Above News-
  • NSG was founded in 1984
  • It Headquarters in New Delhi
  • Current Director General of NSG is Sudhir Pratap Singh

3. Nepal SBI launches first paperless Banking services sbiINTOUCH

i. Nepal SBI Bank, a subsidiary of the State Bank of India, launched its fully automatic digital banking services in the Nepalese capital Kathmandu. This is for the first time the State Bank of India has expanded the paperless banking system outside India.
ii. Digital banking provides various services including cash deposit, the opening of new accounts, distribution of debit card, ATM and online banking information on the touch of the screen. Customers can avail the services from SBI Intouch Bank.
Important Takeaways from Above News-
  • The Capital of Nepal is Kathmandu
  • The Prime Minister of Nepal is Sher Bahadur Deuba
  • The Chairman of SBI is Smt. Arundhati Bhattacharya

4. GMR gets Rs. 1,330 cr loan from Axis Bank for developing Mopa airport

i. GMR Goa International Airports Ltd, a subsidiary of GMR Airports Ltd, has executed a debt facility agreement for the development of Greenfield airport at Mopa.
ii. The entire debt of Rs. 1,330 crore was underwritten by Axis Bank on a long tenor door to door basis of 18 years on competitive terms.

Important Takeaways from Above News-
  • Srinivas Bommidala, Chairman-GMR Airports, 
  • Shikha Sharma is the MD and CEO of Axis Bank.
  • Headquarter of Axis bank is in Mumbai.

5. India to import crude oil from US for first time

i. India, the world's third-largest oil importer, will import crude oil from the United States for the first time after Indian Oil Corp bought a cargo that will be delivered in October 2017.
ii. India is the latest Asian country to buy US crude after South Korea, Japan, China, Thailand, Australia and Taiwan as the countries seek to diversify oil imports from other regions after the OPEC cuts drove up prices of Middle East heavy-sour crude, or grades with a high sulphur content.

Important Takeaways from Above News-
  • The Chairman of Indian Oil Corporation Ltd. is Sanjiv Singh.

6. John Joseph to take charge as chief of GST intelligence agency

i. A key intelligence agency tasked with checking evasion of Goods and Services Tax (GST) has got its new chief. Senior bureaucrat John Joseph has been appointed Director General of Goods and Services Tax Intelligence (DG GSTI).
ii. The DG GSTI is the new name given to the Directorate General of Central Excise Intelligence (DGCEI), mandated to check service tax and central excise duty evasion.

Important Takeaways from Above News-
  • GST council is headed by Finance Minister of India Mr. Arun Jaitley.

7. Danfoss India conferred with Golden Peacock environment management award
i. Climate and energy efficiency solutions company Danfoss India has been conferred with the ‘Golden Peacock Award’ for Environment Management.
ii. The award was presented in Hyderabad during the 19th World Congress on Environment Management’ in the presence of Supreme Court Justice Kurien Joseph.

Important Takeaways from Above News-
  • Ravichandran Purushothaman is the present President of Danfoss India.
  • Golden Peacock Awards, instituted by the Institute Of Directors (IOD), India in 1991, are now regarded as a benchmark of Corporate Excellence worldwide.

8. Atthaya Thitikul, 14, becomes youngest player to win on Ladies European Tour

i. Atthaya Thitikul, a 14-year-old amateur from Thailand has won on the Ladies European Tour, supplanting Lydia Ko as the youngest champion on the circuit. She clinched a two-stroke victory at the Ladies European Thailand Championship at Phoenix Country Club in Pattaya.
ii. New Zealander Ko held the previous record as the youngest winner on the tour, after claiming the 2013 New Zealand Open at the age of 15 years, nine months and 17 days.

Important Takeaways from Above News-
  • The Ladies European Tour is a professional golf tour for women.
  • It was founded in 1978.

9. Mercedes' Valtteri Bottas wins Austrian Grand Prix

i. Valtteri Bottas roared to the second victory of his career when he won the Austrian Grand Prix for Mercedes.
ii. Bottas finished ahead of Sebastian Vettel and Daniel Ricciardo, who finished second and third respectively. Three-time Formula One champion, Mercedes' Lewis Hamilton finished fourth in the race.

Important Takeaways from Above News-
  • Valtteri Bottas previously drove for Williams from 2013 to 2016. 
  • The First Austrian Grand Prix was held in the year 1963.

10. Harinder Sandhu wins South Australian Open title

i. India’s Harinder Pal Sandhu beat Rhys Dowling of Australia in the final to lift South Australian Open squash title. He mounted a comeback to win it on extra points.
ii. The third game was a no-contest as the Indian, a former national champion, shut out Dowling’s challenge 11-4 to wrap up the victory. It was Sandhu’s eighth title at the PSA level and the third this season after winning two in Malaysia in the month of May.

Important Takeaways from Above News-
  • Dipika Pallikal was the Champion of 2016 South Australian Open title.

11. India tops medal tally for first time in Asian Athletics Championships history

i. India has topped the medal tally for the first time in the history of Asian Athletics Championships. In a stunning show of dominance on the fourth and final day of competitions in Bhubaneshwar, India clinched five gold, 1 silver, and 3 bronze.
ii. With that, the hosts ended the championships on top with a haul of 29 medals which included 12 gold, 5 silver, and 12 bronze. India’s earlier best came way back in the 1985 Jakarta edition where they had won 22 medals. 
iii. India pushed China to the second spot (20 Medals). China ended this edition with a tally of 8 gold, 7 silver, 5 bronze. Kazakhstan finished third (8 Medals) with 4 gold, 2 silver, 2 bronze while Iran ended on fourth with 4 gold and 1 bronze.

Important Takeaways from Above News-
  • This was the 22nd Edition of Asian Athletics Championships which was held in Odisha.
  • OLLY was the Mascot of the Championship.

12. President launches 3 digital initiatives over e-education

i. President Pranab Mukherjee has launched digital initiatives - Swayam, Swayam Prabha and National Academic Depository - in New Delhi to push e-education in the country. The aim of the initiatives is to raise the Gross Enrollment Ratio in the higher education from 24.5 to 30 by 2020.
ii. Massive Open Online Courses, Swayam will host courses taught in classrooms from Class 9th to post-graduation, which can be accessed by anyone, anywhere at any time.
iii. Swayam Prabha is the platform of 32 DTH channels devoted to telecasting high-quality educational programmes 24X7 using GSAT-15 satellite.
iv. National Academic Depository will facilitate online verification of certificates. All the courses are interactive and available free of cost.


13. UNESCO declares Ahmedabad as world heritage city

i. Ahmedabad city has been declared as a World Heritage City at the 41st session of UNESCO's world heritage committee being held at Krakow in Poland. Nomination of Ahmedabad was supported by close to 20 countries, including Turkey, Lebanon, Tunisia, Portugal, Peru and Kazakhstan.
ii. Out of total 287 world heritage cities across the globe, there were only two cities in the Indian subcontinent- Bhaktpur in Nepal and Galle in Sri Lanka.

Important Takeaways from Above News-
  • Ahmedabad is the city in the state of Gujarat. The Sabarmati River runs through its center.
  • Vijay Rupani is the Chief Minister of Gujarat. 
  • UNESCO Headquarters based in Paris, France.
  • Irina Bokova Director-general of the UNESCO.
  • UNESCO stands for- United Nations Educational, Scientific and Cultural Organization.

Quant Quiz


Quant Quiz

Directions (Q. 1-5): What will come in place of the question mark (?) in the following number series?
1. 8    10    18    44    124    (?)
(1) 344
(2) 366
(3) 354
(4) 356
(5) None of these


2. 13    25    61    121    205    (?)
(1) 323
(2) 326
(3) 324
(4) 313
(5) None of these

3. 656    352    200    124    86    (?)
(1) 37
(2) 59
(3) 62
(4) 57
(5) None of these

4. 454    472    445    463    436    (?)
(1) 436
(2) 456
(3) 454
(4) 434
(5) None of these

5. 12    18    36    102    360    (?)
(1) 1364
(2) 1386
(3) 1384
(4) 1376
(5) None of these

DIRECTIONS (6-10) - Study the information given and answer the following questions.

6. Between 1995 and 2000, in which year has the av-erage employment per factory shown an increment compared to previous year, but decreased in the next year?
(1) 1996
(2) 1997
(3) 1998
(4) 1999
(5) None of these

7. If in 1996, 20,100 factories had 659 employments on an average, the remaining factories had an average employment of:
(1) 559
(2) 509
(3) 584
(4) 534 
(5) None of these

8. The total employment in 1999 is how many times to that in 1996?
(1) 1.45
(2) 1.48
(3) 1.6
(4) 1.42
(5) None of these

9. In which of the following five-year period, number of factories has shown maximum increase?
(1) 1980-85
(2) 1985-90
(3) 1990-95
(4) 1995-00
(5) None of these

10. Among the given period, in how many years has the trend of the average employment per factory not changed with respect to the previous year's change?
(1) Two
(2) Three
(3) Four
(4) Can't be determined
(5) None of these



ANSWERS



6. (4) in 1999, average employment per factory is greater than 1998 and less than 2000.

7. (2), in 1996, for 20100 factories , employees = 13,245,900; average = 609, total employees = 18,361,350. So average for remaining factories = 509.

8. (1) , total employment in 1999= 36240 x 736.
Total employment in 1996 = 609 x 30150,
Ratio =  (36240×736)/(30150×609)=1.45

9. (4) From the figure it can be seen that the maximum increase in the number of factories is in 1995-2000.

10. (4) , we do not have year wise data in between 1975- 1980 & similarly between 1980-1985,etc.

New Pattern English

Directions (1-4): Each of the following questions has a sentence with two blanks. Given below each option are five pairs of words. Choose the pair that best completes the sentence.

Q1. The genocide in Bosnia and Rwanda apart from being misdescribed in the most sinister and …………… manner as ‘ethnic cleansing’ were also blamed, in further hand-washing rhetoric, on something dark and interior to …………… and perpetrators alike.
(a) Innovative; communicator
(b) Enchanting; leaders
(c) Disingenuous; victims
(d) Exigent; exploiters
(e) Tragic; sufferers

Q2. As navigators, calendar markers, and other …………… of the night sky accumulated evidence to the contrary, ancient astronomers were forced to …………… that certain bodies might move in circles about points, which in turn moved in circles about the Earth.
(a) Scrutinisers; believe
(b) Observers; agree
(c) Scrutinisers; suggest
(d) Observers; concede
(e) Students; conclude

Q3. Every human being, after the first few days of his life, is a product of two factors: on the one hand, there is his …………… endowment; and on the other hand, there is the effect of environment, including ……………
(a) Constitutional; weather
(b) Congenital; education
(c) Personal; climate
(d) Economic; learning
(e) Genetic; pedagogy

Q4. Exhaustion of natural resources, destruction of individual initiative by governments, control over men’s mind by central …………… of the education and propaganda are some of the major evils which appear to be on the increase as a result of the impact of science upon minds suited by …………… to an earlier kind of world.
(a) Tenets; fixation
(b) Aspects; inhibitions
(c) Institutions; inhibitions
(d) Organs; tradition
(e) Departments; repulsion

Directions (5-8): In each of the questions, a word has been used in sentences in five different ways. Choose the option corresponding to the sentence in which the usage of the word is incorrect or inappropriate.

Q5. Run
(a) I must run fast to catch up with him.
(b) Our team scored a goal against the run of play.
(c) You can’t run over him like that.
(d) The newly released book is enjoying a popular run.
(e) This film is a run-of-the-mill production.

Q6. Round
(a) The police fired a round of tear gas shells.
(b) The shop is located round the corner.
(c) We took a round on merry-go-round.
(d) The doctor is on a hospital round.
(e) I shall proceed further only after you come round to admitting it.

Q7. Buckle
(a) After the long hike our knees were beginning to buckle.
(b) The horse suddenly broke into a buckle.
(c) The accused did not buckle under the police interrogation.
(d) Sometimes, an earthquake can make a bridge buckle.
(e) People should learn to buckle up as soon as they get into a car.

Q8. File
(a) You will find the paper in the file under C.
(b) I need to file an insurance claim.
(c) The cadets were marching in a single file.
(d) File your nails before you apply nail polish.
(e) When the parade was on, a soldier broke the file.

Directions (9-12): In each question, there are five sentences. Each has a pair of words that are italicised and highlighted. From the italicised and highlighted words, select the most appropriate word (A or B) to form correct sentences. The sentences are followed by options that indicate the words, which may be selected to correctly complete the set of sentences. From the options given, choose the most appropriate one.

Q9. Anita bore a beautiful broach (A) / brooch (B) on the lapel of her jacket.
If you want to complain about the amenities in your neighbourhood, please meet your councilors (A) / counsellors (B).
 I would like your advice (A) / advise (B) on which job I should choose.
The last scene provided a climactic (A) / climatic (B) ending to the film.
Jeans that flair (A) / flare (B) at the bottom are in fashion these days.
(a) BABAA
(b) BABAB
(c) BAAAB
(d) ABABA
(e) BAABA

Q10. The cake had lots of currents (A) / currants (B) and nuts in it.
If you engage in such exceptional (A) / exceptionable (B) behaviour, I will be forced to punish you.
He has the same capacity as an adult to consent (A) / assent (B) to surgical treatment.
The minister is obliged (A) / compelled (B) to report regularly to a parliament board.
His analysis of the situation is far too sanguine (A) / genuine (B).
(a) BBABA
(b) BBAAA
(c) BBBBA
(d) ABBAB
(e) BABAB

Q11. She managed to bite back the ironic (A) / caustic (B) retort on the tip of her tongue.
He gave an impassioned and valid (A) / cogent (B) plea for judicial reform.
I am not adverse (A) / averse (B) to helping out.
The coupe (A) / coup (B) broke away as the train climbed the hill.
They heard the bells peeling (A) / pealing (B) far and wide.
(a) BBABA
(b) BBBAB
(c) BAABB
(d) ABBAA
(e) BBBBA

Q12. We were not successful in defusing (A) / diffusing (B) the guru’s idea.
The students baited (A) / bated (B) the instructor with irrelevant questions.
The hoard (A) / horde (B) rushed into the campus.
The prisoner’s interment (A) / internment (B) came to an end with his early release.
The hockey team could not deal with his unsociable (A) / unsocial (B) tendencies.
(a) BABBA
(b) BBABB
(c) BABAA
(d) ABBAB
(e) AABBA

Directions (13-15): In each of the following questions there are sentences that form a paragraph. Identify the sentence(s) or part(s) of sentence(s) that is/are correct in terms of grammar and usage (including spelling, punctuation and logical consistency). Then, choose the most appropriate option.

Q13. A. In 1849, a poor Bavarian imigrant named Levi Strauss
B. landed in San Francisco, California,
C. at the invitation of his brother-in-law David Stern
D. owner of dry goods business.
E. This dry goods business would later became known as Levi Strauss and Company.
(a) B only
(b) B and C
(c) A and B
(d) A only
(e) A, B and D

Q14. A. In response to the allegations and condemnation pouring in,
B. Nike implemented comprehensive changes in their labour policy.
C. Perhaps sensing the rising tide of global labour concerns,
D. from the public would become a prominent media issue,
E. Nike sought to be a industry leader in employee relations.
(a) D and E
(b) D only
(c) A and E
(d) A and D
(e) B, C and E

Q15. A. Charges and countercharges mean nothing
B. to the few million who have lost their home.
C. The nightmare is far from over, for the government
D. is still unable to reach hundreds who are marooned.
E. The death count have just begun.
(a) A only
(b) C only
(c) A and C
(d) A, C and D
(e) D only

Solutions
S1. Ans.(c)
Sol. The author is disapproving of the manner in which the genocide has been described as ‘ethnic cleansing’. Hence, options (a), (b) and (d) can be neglected. Between tragic and disingenuous the latter is the better word. Hence, option (c) is correct – something that is confirmed by the second word, ‘victims’.

S2. Ans.(d)
Sol. All the options given for First blank are suitable, but second part of the sentence shows that astronomers were forced to accept something opposite of their views because of contrary evidence. So the word ‘concede’ qualifies for the second blank. Hence, option (d) is the correct answer.

S3. Ans.(b)
Sol. The phrase ‘on the one hand’ shows that both factors are contrasting. The word in the first blank has to be related with the time of birth so only congenital and genetic fit there. The 2nd blank on the other hand has to show the effect of environment – between pedagogy and education obviously, education is the better word. Hence, option (b) is the correct answer.

S4. Ans.(d)
Sol. Organ fits the first blank best because departments, tenets Institutions cannot control men’s minds. Consequently, tradition fits the second blank too. Hence, option (d) is the correct answer.

S5. Ans.(c)
Sol. ‘Run over him’ is the wrong usage. Hence, option (c) is the correct answer.

S6. Ans.(e)
Sol. “You come around to admit something” – ‘come round’ is incorrect usage. Hence, option (e) is the correct answer.

S7. Ans.(b)
Sol. Horses do not break into buckles. The usage in option (b) is incorrect. Hence, option (b) is the correct answer.

S8. Ans.(e)
Sol. Soldiers break ranks not files. Option (e) is incorrect usage. Hence, option (e) is the correct answer.

S9. Ans.(c)
Sol. In the first sentence the term ‘brooch’ means an ornament that can be fixed on the lapel of a jacket while ‘broach’ means to introduce a discussion, which does not make sense. This leaves us with options (a), (b), (c) and (e). The second statement has to be councilors as all the four feasible options give that (a councilor is a member of a municipal council and hence can be complained to about amenities). In the third sentence advice will be the correct choice as it is a noun while advise is a verb. This leaves us with only two options, viz, (c) and (e).
In the fourth sentence climactic means a climax and makes sense with respect to the ending of a film while climatic is related to weather. Hence, option (c) is the correct answer.

S10. Ans.(b)
Sol. Currants (meaning sweet dried grapes goes well with cake and nuts), exceptionable means objectionable and goes well with behaviour and punishment, while exceptional means outstanding which does not fit here.
In sentence (c), consent goes better with surgical treatment. Ministers are obliged to report and analysis can be sanguine not genuine. Hence, option (b) is the correct answer.

S11. Ans.(b)
Sol. BBBAB
Retorts are Caustic (bitter), pleas are cogent (convincing), one is not averse (against) to something and a coupe (wagon) is likely to break away from a train and bells peal (ring). Hence, option (b) is the correct answer.

S12. Ans.(a)
Sol. In the first sentence ‘diffusing’ means to spread something and goes well with the context while ‘defusing’ does not fit in. In the second sentence ‘baited’ meaning to make some one angry while bated means to hold ones breath which does not fit.
The ‘horde’ meaning a huge crowd fits in well which the third sentence.
Prisoner’s internment and unsociable tendencies fit in well with the fourth and fifth sentences. Hence, option (a) is the correct answer.

S13. Ans.(a)
Sol. A is wrong as ‘immigrant’ should have been there instead of imigrant, C is wrong because it should have said “on the invitation”. D is wrong because “owner of a dry goods business” would have been correct and E is wrong because there should have been “become” instead of “became”.
So only statement B is correct. Hence, option (a) is the correct answer.

S14. Ans.(d)
Sol. Statement A is correct, statement B should have read “in it’s labour policy”, Statement C should have read “Perhaps sensing that the rising….” and statement E should have read “sought to be an industry leader…”. There is no error in A and D. Hence, option (d) is the correct answer.

S15. Ans.(d)
Sol. Statement A, C and D have no error. Statement B should have read “lost their homes” while Statement E should have read “count has just begun”. Hence, option (d) is the correct answer.