Monday, 10 July 2017

Quantitative Aptitude


Number Series Rules with solved Problems: Part I

Dear Readers, 
Since many Banking exams are in the streak and Maths section is like to be out of depth for many Aspirants. 
Here we are sharing Rules pertained to Number Series which is prepared and provided by one of our Ardent Readers
 Stallon. Number series form which at least 4- 5 questions use to come in the Banking Exams. We anticipate these would be viable to all of you.

Number Series Rules with solved Problems
Series is an important chapter from banking examination point of view.
 Following are some of the important rules or order on which the number series can be made :-
Pure Series
Difference Series 
Ratio Series 
Mixed Series
Geometric Series
Two Tier Arithmetic Series
Other Types

1. Pure Series
In this type of number series, the number itself obeys certain order so that the character of the series can be found out.
The number itself may be.
Perfect Square
Example :
121, 144, 169, 225 ?
Answer - 256
Perfect Cube
Example :
6859, 5832, 4913, 4096, 3375, ?
Answer - 2744

2. Difference Series
Example :
1348, 1338, 1318, 1288, 1248, ?
Answer - 1198

3. Ratio Series
Example :
336, 168, 84, 42, 21, ?
Answer - 10.5

4. Mixed Series
Example :
222, 441, 1321, 2639, 7915, ?
Answer - 15827

5. Geometric Series
Example 1. 5, 35, 245, 1715, ?
Ans. 12005
Examples 2. 43923,3993, 363, 33, ?
Ans. 3

6. Two-tier Arithmetic Series

7. Other Type
To find the odd number from the number series. In this type of series the above rules are also followed.

Some Examples ;
 2, 3, 7, 22, 89, 440, 2677, 18740










Solution : ×1+1, ×2+1, ×3+1, ×4+1, ×5+1 ........
 So, 440 is replaced by 446
5, 6, 14, 40, 89, 170, 291
Solution : +12, +32, +52, +72, +92
 So, 14 is replaced by 15.
445, 221, 109, 46, 25, 114, 4
Solution : -3÷2, -3÷2........
So,46 is replaced by 53.
12, 26, 56, 116, 244, 498, 1008
Solution : ×2+2, ×2+4 ×2+6,  ........
So, 116 is replaced by 118
8, 27, 64, 125, 217, 343
Solution : 23, 33, 43, 53,.....
So, 217 is replaced by 216

Banking Awareness

Q1. _____________ a/an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.
(a) Insurance
(b) Banking
(c) Market Risk
(d) Premium
(e) Prompt Corrective Action (PCA)
S1. Ans.(a)
Sol. Insurance is an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.

Q2. In which among the following year the Life Insurance sector and Life Insurance Corporation came into existence?
(a) 1949
(b) 1935
(c) 1951
(d) 1962
(e) 1956
S2. Ans.(e)
Sol. An Ordinance was issued on 19th January 1956 nationalising the Life Insurance sector and Life Insurance Corporation came into existence in the same year.
Q3. IRDA was constituted as a _________ to regulate and develop the insurance industry in 1999. 
(a) Regulatory body
(b) Amendment body
(c) autonomous body
(d) All of the above
(e) None of the given options is true
S3. Ans.(c)
Sol. Insurance Regulatory and Development Authority (IRDA) set up as the autonomous body under the IRDA Act in 1999.
Q4. An insurance ________ is the amount of money that an individual or business must pay for an insurance policy.
(a) premium
(b) agent
(c) health insurance
(d) broker
(e) clause
S4. Ans.(a)
Sol. An insurance premium is the amount of money that an individual or business must pay for an insurance policy. The insurance premium is considered income by the insurance company once it is earned, and also represents a liability in that the insurer must provide coverage for claims being made against the policy.

Q5. In 1993, the Government set up a committee under the chairmanship of _________ former Governor of RBI, to propose recommendations for reforms in the insurance sector.
(a) Gorwala Committee 
(b) RN Malhotra
(c) B Sivaraman Committee
(d) Rangarajan Committee
(e) None of the given options is true

S5. Ans.(b)
Sol. In 1993, the Government set up a committee under the chairmanship of RN Malhotra, former Governor of RBI, to propose recommendations for reforms in the insurance sector.The objective was to complement the reforms initiated in the financial sector.
Q6. IRDA stands for-
(a) Insurance Regulatory and Department Authority 
(b) Insurance Regulatory and Development Assembly 
(c) Insurance Regulatory and Development Association
(d) Insurance Regulatory and Development Authority
(e) Insurance Regulatory and Development Agency
S6. Ans.(d)
Sol. for IRDA stands Insurance Regulatory and Development Authority.
Q7. In which year, the IRDA was incorporated as a statutory body? 
(a) April 2000
(b) April 2001
(c) April 2002
(d) April 2003
(e) April 2004
S7. Ans.(a)
Sol. Following the recommendations of the Malhotra Committee report, in 1999, the Insurance Regulatory and Development Authority (IRDA) was constituted as an autonomous body to regulate and develop the insurance industry. The IRDA was incorporated as a statutory body in April 2000.

Q8. Name the organisation, which regulates the Indian insurance industry to protect the interests of the policyholders and work for the orderly growth of the industry.
(a) IRDA
(b) RBI
(c) SEBI
(d) NABARD
(e) LIC
S8. Ans.(a)
Sol. IRDA is regulated the Indian insurance industry to protect the interests of the policyholders and work for the orderly growth of the industry.
Q9. Frames regulations for the insurance industry in terms of Section ________ of the Insurance Act 1938 from the year 2000 has registered new insurance companies in accordance with regulations.
(a) section 124C
(b) section 194B
(c) section 114A
(d) section 127E
(e) section 118A
S9. Ans.(c)
Sol. Frames regulations for the insurance industry in terms of Section 114A of the Insurance Act 1938 From the year 2000 has registered new insurance companies in accordance with regulations. Monitors insurance sector activities for healthy development of the industry and protection of policyholders’ interests.
Q10. What is the functions and duties of IRDA?
(a) Registering and regulating insurance companies
(b) Promoting professional organisations in insurance.
(c) Regulating investment of policyholders’ funds by insurance companies.
(d) All of the above
(e) None of the given options is true

S10. Ans.(d)
Sol. Functions and Duties of IRDA
Section 14 of the IRDA Act, 1999 lays down the duties, powers and functions of IRDA.
1. Registering and regulating insurance companies.
2. Protecting policyholders’ interests.
3. Licensing and establishing norms for insurance intermediaries.
4. Promoting professional organisations in insurance.
5. Regulating and overseeing premium rates and terms of non-life insurance covers.
6. Specifying financial reporting norms of insurance companies.
7. Regulating investment of policyholders’ funds by insurance companies.
8. Ensuring the maintenance of solvency margin by insurance companies.
9. Ensuring insurance coverage in rural areas and of vulnerable sections of society.
Q11. ____________ is a financial cover for a contingency linked with human life, like death, disability, accident, retirement etc. 
(a) Health Insurance 
(b) Life Insurance
(c) Motor Insurance 
(d) Travel Insurance 
(e) Group Insurance
S11. Ans.(b)
Sol. Life Insurance is a financial cover for a contingency linked with human life, like death, disability, accident, retirement etc. Human life is subject to risks of death and disability due to natural and accidental causes. When human life is lost or a person is disabled permanently or temporarily, there is the loss of income to the household.
Q12. ULIP is a life insurance product, which provides risk cover for the policyholder along with investment options to invest in any number of qualified investments such as stocks, bonds or mutual funds. What is the meaning of "I" in ULIP? 
(a) Insurance
(b) Initial
(c) Investment
(d) Instalment
(e) None of the given options is true
S12. Ans.(a)
Sol. Unit Linked Insurance Plans (ULIP) is a life insurance product, which provides risk cover for the policyholder along with investment options to invest in any number of qualified investments such as stocks, bonds or mutual funds. As a single integrated plan, the investment part and the protection part can be managed according to specific needs and choices.
Q13. Net asset value NAV is the value per share of a mutual fund or an exchange-traded fund (ETF) on a specific date or time.
NAV stands for-
(a) Net Asset Voice
(b) Nominal Asset Value 
(c) Non Asset Value 
(d) Net Agency Value  
(e) Net Asset Value
S13. Ans.(e)
Sol. Net asset value (NAV) is the value per share of a mutual fund or an exchange-traded fund (ETF) on a specific date or time.
Q14. In ________ insurance, schemes are offered by insurance companies to provide certain classes of individuals, the benefit of insurance coverage at moderate cost.
(a) group insurance
(b) motor insurance
(c) travel insurance
(d) life insurance
(e) health insurance
S14. Ans.(a)
Sol. Another kind of insurance is group insurance. In group insurance, schemes are offered by insurance companies to provide certain classes of individuals, the benefit of insurance coverage at moderate cost.
Q15. ____________ a/an is the section of an insurance policy dealing with various coverages, exclusions, duties of the insured, locations covered and conditions that terminate coverage.
(a) Actuary
(b) Broker
(c) Agent
(d) Clause
(e) None of the given options is true
S15. Ans.(d)
Sol. The clause is a section of an insurance policy dealing with various coverages, exclusions, duties of the insured, locations covered and conditions that terminate coverage.

QUIZ-10


Q1. GST Council has reduced the tax rate on fertiliser to _____ percent from previously decided 12 per cent. 
(a) 10 percent
(b) 8 percent
(c) 7 percent
(d) 6 percent
(e) 5 percent
S1. Ans.(e)
Sol. Just a couple of hours before the Goods and Services Tax (GST) roll out, the all-powerful GST Council has reduced the tax rate on fertiliser to 5 percent from previously decided 12 per cent. Finance Minister Arun Jaitley, who heads the GST Council comprising representatives of states, states the decision to reduce the tax rate on fertiliser was taken because of apprehensions that price of the crop nutrient may go up. The GST Council, in another move to give relief to farmers, also cut the tax rate on exclusive parts of tractors from 28 per cent to 18 per cent.
Q2. The government has lowered interest rate on small saving schemes by 0.1 percent for the July- September quarter. Sukanya Samriddhi Account Scheme will offer ________ percent annually.
(a) 8.4 percent 
(b) 8.5 percent 
(c) 8.6 percent 
(d) 8.3 percent
(e) 8.7 percent 

S2. Ans.(d)
Sol. The government has lowered interest rate on small saving schemes by 0.1 per cent for the July- September quarter. The move will prompt banks to lower deposit rates. The rates of small saving schemes like PPF, Kisan Vikas Patra and Sukanya Samriddhi have been lowered across the board compared to the April-June quarter. The one for girl child savings, Sukanya Samriddhi Account Scheme, will offer 8.3 percent annually, from 8.4 per cent at present.
Q3. In how many months, Kisan Vikas Patra (KVP) will mature?
(a) 112 months
(b) 114 months
(c) 115 months
(d) 117 months
(e) 113 months
S3. Ans.(c)
Sol. Since April last year, interest rates of all small saving schemes have been recalibrated on a quarterly basis. According to finance ministry notification, investments in the public provident fund (PPF) scheme will fetch lower annual rate of 7.8 percent. Kisan Vikas Patra (KVP) investments will yield 7.5 per cent and mature in 115 months.
Q4. Which among the following countries has contributed $500,000 to the UN Peacebuilding Fund, expressing hope that more funding by nations will boost efforts by the world body to build and sustain peace?
(a) France
(b) India
(c) China
(d) Japan
(e) Germany
S4. Ans.(b)
Sol. India has contributed $500,000 to the UN Peacebuilding Fund, expressing hope that more funding by nations will boost efforts by the world body to build and sustain peace. India has been a member of the Peacebuilding Commission since its inception in December 2005 and has so far contributed $5 million to the Peacebuilding Fund. The fresh contribution of $500,000 to the fund will be affected over the coming days.
Q5. US President Donald Trump has nominated ___________ to be the ambassador to Peru.
(a) Krishna R Urs
(b) Vijay Keshav Gokhale
(c) Rajesh V Shah
(d) Kaushik Basu
(e) None of the given options is true
S5. Ans.(a)
Sol. US President Donald Trump has nominated Krishna R. Urs to be the ambassador to Peru, the White House announced. The appointment of Urs, a career member of the Senior Foreign Service, would have to be approved by the Senate.
Q6. Where is the headquarters of the United Nations?
(a) New York
(b) Paris
(c) Vienna
(d) Washington DC
(e) Geneva
S6. Ans.(a)
Sol. New York city is the headquarters of the United Nations.
Q7. Where is the capital of Peru?
(a) Manama
(b) Lima
(c) Kampala
(d) Nairobi
(e) Juba
S7. Ans.(b)
Sol. Lima is the capital and the largest city of Peru.
Q8. Which among the following companies has entered into a technology collaboration agreement with Kawasaki Heavy Industries Ltd (KHI) for manufacturing of stainless steel coaches and bogies for metros? 
(a) NTPC
(b) IOC
(c) BHEL
(d) GAIL
(e) TCS
S8. Ans.(c)
Sol. Bharat Heavy Electricals Ltd has entered into a technology collaboration agreement with Kawasaki Heavy Industries Ltd (KHI) of Japan for manufacturing of stainless steel coaches and bogies for metros. The agreement covers establishing design, engineering and manufacturing facilities at BHEL using Japanese technology. It will also entitle BHEL for all technological advances and upgrades.
Q9. Election Commission (EC) has launched the nationwide month-long special drive from 01st July 2017 for maximisation of registration of eligible electors with the focus on left out eligible young citizens in the age group of 18-19. Who is the present Chief Election Commissioner of India?
(a) Atul Sobti
(b) Ajay Tyagi
(c) Navin Chawla
(d) Dr Nasim Zaidi
(e) SY Quraishi
S9. Ans.(d)

Sol. Election Commission (EC) has launched the nationwide month-long special drive from 01st July 2017 for maximisation of registration of eligible electors with the focus on left out eligible young citizens in the age group of 18-19. During the drive, the EC will remove names of registered dead electors, if any, from electoral rolls. Dr Nasim Zaidi is 20th Chief Election Commissioner of India.
Q10. The growth of eight core sectors slowed to ________ percent in May 2017 due to falling in the output of coal and fertilisers?
(a) 3.9 per cent
(b) 4.3 per cent
(c) 5.2 per cent
(d) 2.8 per cent
(e) 3.6 per cent
S10. Ans.(e)
Sol. The growth of eight core sectors slowed to 3.6 percent in May 2017 due to falling in output of coal and fertilisers. The growth rate of eight infrastructure sectors— coal, crude oil, natural gas, refinery products, fertilisers, steel, cement and electricity — was 5.2 percent in May last year (2016). Coal and fertiliser productions recorded negative growth of 3.3 per cent and 6.5 per cent, respectively, as per the government data released.
Q11. Kawasaki Heavy Industries Ltd. is a multinational corporation primarily known as a manufacturer of motorcycles, heavy equipment, aerospace and defence equipment, rolling stock and ships. Kawasaki Heavy Industries Ltd. based in-
(a) China
(b) Singapore
(c) USA
(d) Germany
(e) Japan
S11. Ans.(e)
Sol. Kawasaki Heavy Industries Ltd. is a Japanese public multinational corporation primarily known as a manufacturer of motorcycles, heavy equipment, aerospace and defence equipment, rolling stock and ships.
Q12. The Election Commission of India was established in accordance with the Constitution on-?
(a) 25th January 1982
(b) 25th January 1947
(c) 25th January 1956
(d) 25th January 1950
(e) 25th January 1992
S12. Ans.(d)
Sol. The Election Commission of India was established in accordance with the Constitution on 25th January 1950.
Q13. Name the Indian-American/Americans, who are among 38 immigrants to be honoured this year for their role in helping advance the country's society, culture and economy on US's Independence Day? 
(a) Shantanu Narayen
(b) Vivek Murthy 
(c) Both (a) and (b)
(d) Shiva K Rao
(e) Both (a) and (d)
S13. Ans.(c)
Sol. Two Indian-Americans, Adobe Chief Shantanu Narayen and former US Surgeon General Vivek Murthy are among 38 immigrants to be honoured this year for their role in helping advance the country's society, culture and economy. Narayen and Murthy will be honoured with the prestigious 'Great Immigrants' annual award on US's Independence day on 04th July 2017.

Q14. The Reserve Bank stated the ongoing accelerated reform initiatives like Goods and Sevice Tax and continuing political stability will push the economic growth scale to _________ per cent in terms of Gross Value Added -GVA in the current fiscal year (2017-18). 
(a) 7.4 per cent
(b) 7.3 per cent
(c) 7.2 per cent
(d) 7.6 per cent
(e) 7.7 per cent
S14. Ans.(b)
Sol. The Reserve Bank stated the ongoing accelerated reform initiatives like Goods and Sevice Tax and continuing political stability will push the economic growth scale to 7.3 per cent in terms of Gross Value Added -GVA in the current fiscal year (2017-18). The Financial Stability Report 2017 released, going forward, reforms in FDI and real estate sector, implementation of GST, and revival in external demand are likely to contribute to a better growth outlook. According to the RBI report, GVA growth is expected to be higher at 7.3 per cent in 2017-18.
Q15. Who has been assumed charge as Managing Director & CEO of Syndicate Bank?
(a) Melwyn Rego
(b) Rajkiran Rai G
(c) Sunil Mehta
(d) Rakesh Sethi
(e) R Subramaniakumar
S15. Ans.(a)
Sol. Melwyn Rego has been assumed charge as Managing Director & CEO of Syndicate Bank. Prior to joining Syndicate Bank, Rego was MD & CEO of Bank of India. He started his career with IDBI Bank Ltd in 1984 and rose to the position of Deputy Managing Director. Rego will be at the helm of the bank till the remainder of the term up to August 13, 2018, according to a finance ministry notification.

Sunday, 9 July 2017

Quantitative Aptitude


All About Number Series

What is Number Series?

Number series is a arrangement of numbers in a certain order, where some numbers are wrongly put into the series of numbers and some number is missing in that series,
 we need to observe and find the accurate number to the series of numbers.

In competitive exams number series are given and where you need to find missing numbers. 
The number series are come in different types.
 At first you have to decided what type of series are given in papers then according with this you have to use shortcut tricks as fast as you can .

Different types of Number Series

There are some format of series which are given in Exams.

Perfect Square Series:

This Types of Series are based on square of a number which is in same order and one square number is missing in that given series.

Example 1: 441, 484, 529, 576?

Answer: 441 = 212, 484 = 222, 529 = 232, 576 = 24, 625 = 252.

Perfect Cube Series: 

This Types of Series are based on cube of a number which is in same order and one cube number is missing in that given series

Example 2: 1331, 1728, 2197, ?

Answer : 113 ,  123 ,  133 ,  143 

Geometric Series:

This type of series are based on ascending or descending order of numbers .
and each successive number is obtain by multiplying or dividing the previous number with a fixed number.

Example 3: 5, 45, 405, 3645,?

Answer: 5 x 9 = 45, 45 x 9 = 405, 405 x 9 = 3645, 3645 x 9 = 32805.

Two stage Type Series:

A two tier Arithmetic series is one in which the differences of successive numbers themselves form an arithmetic series.

Example 4: i. 3, 9, 18, 35, 58,——

ii. 6, 9, 17, 23,———-


Mixed Series:

This type of series are more than one different order are given in a series which arranged in alternatively in a single series-
 or created according to any non-conventional rule. This mixed series Examples are describes in separately.

Examples 5: 

11, 24, 50, 102, 206, ?

Answer: 

11 x 2 = 22 +2 = 24,

24 x 2 = 48 + 2 = 50,

50 x 2 = 100 + 2 = 102,

102 x 2 = 204 + 2 = 206,

206 x 2 = 412 + 2 = 414.

So the missing number is 414.

Number Series Quiz

Directions (1-10): What will come in place of the question marks (?) in the following Number series?
1.    0, 6, 24, 60, 120, 210, ?
A.  336       
B.  349
C.  312
D.  337
E.  None of these

2.    11, 14, 19, 22, 27, 30, ?
A.  39
B.  34
C.  36
D.  35
E.  None of these

3.    6, 12, 21, ? , 48
A.  33
B.  39
C.  36
D.  31
E.  None of these

4.    18, 22, 30, ? ,78, 142
A.  44
B.  35
C.  46
D.  48
E.  None of these

5.    73205, 6655, 605, 55, ?
A.  9
B.  5
C.  13
D.  11
E.  None of these

6.    25, 100, ?, 1600, 6400
A.  400
B.  300
C.  360
D.  420
E.  None of these

7.    125, ?, 343, 512, 729, 1000
A.  216
B.  215
C.  256
D.  225
E.  None of these

8.    1 , 9 , 125 , 343 , ? , 1331
A.  730
B.  729
C.  512
D.  772
E.  None of these

9.    121, 144, 169, ?, 225
A.  180
B.  172
C.  186
D.  196
E.  None of these

10.  ?, 2116, 2209, 2304, 2401, 2500
A.  2124
B.  1972
C.  1521
D.  2025
E.  None of these

Answers with Explanation:-

1.     (A)
The given series is : 13 – 1, 23 – 2, 33 – 3, 43 – 4, 53 – 5, 63 – 6,
So the missing term = 73 – 7 = 343 – 7 = 336 .

2.    (D)
The pattern is + 3, + 5, + 3, + 5, …………
So the missing term is = 30 + 5 = 35 .

3.    (A)
The pattern is + 6, + 9, + 12, +15 ………..
So the missing term is = 21 + 12 = 33 .

4.    (C)
The pattern is +4, +8, +16, +32, +64
So the missing term is = 30 + 16 = 46 .

5.    (B)
5 x 11 = 55, 55 x 11 = 605, 605 x 11 = 6655, 6655 x 11 = 73205

6.    (A)
25 x 4 = 100, 100 x 4 = 400, 400 x 4 = 1600, 1600 x 4 = 6400.

7.    (A)
 125 = 53 , 216 = 63, 343 = 73, 512 = 83, 729 = 93, 1000 = 103.

8.    (B)
 13 , 33 , 53 , 73 , 93 , 113

9.    (D)
121 = 112, 144 = 122, 169 = 132, 196 = 142, 225 = 152.

10.  (D)
 2025 = 452, 2116 = 462, 2304 = 482, 2401 = 492, 2500 = 502

TIME TAKEN

Within 5 min         : EXCELLENT
5-8 min                 : YOU CAN DO BETTER
More than 8 min   : YOU NEED TO WORK HARD

Paragraph Completion Questions for Bank



Directions (1-10): In each of the following questions, a paragraph with a blank is given. From the five choices given below, select the sentence which can go into the blank to make the paragraph logically coherent.

Q1. Srinagar is the capital of Kashmir. There are very beautiful scenes all round. The Dal Lake is one among them. [__________] We can hire one of them and voyage along the length and breadth of the lake or live in it for a week or so.
(a) There are several guides to take us round.
(b)There we can see a number of house boats waiting to be hired by the tourists.
(c)It is difficult to count them.
(d)It was dark inside and bright outside.
(e) There are several tourists looking around the place.

Q2.Polio-affected children are found everywhere in India. Recently the Government has started Polio-eradication Scheme. [__________] Unless we take care to co-operate the purpose cannot be fulfilled.
(a) We must help children to take the proper vaccine.
(b) We must take the children to get vaccinated.
(c) Children must remain without any movement.
(d) We must make children exercise.
(e) We need experts to undertake such projects.

Q3. Many film-stars have recently migrated to the area of television. [__________] As the viewers increase their popularity also increases. T.V serials appear to be more paying than the feature films.
(a) Television gives a better chance of action.
(b) There they have a greater number of viewers.
(c) Television is a house hold affair.
(d) If we do not like a TV program we can turn it off. 
(e) Television is useful in many ways.

Q4. Man is trying to find out modern means of producing electric power. The solar panel is one of them. [__________] This electricity can light lamps, turn fans or work small household appliances.
(a) It is very cheap and affordable.
(b) We ourselves can make one such device.
(c) It converts sunlight into electricity.
(d) It is easy to work and beautiful to look at.
(e) Electricity is a good substitute for sunlight.

Q5. Air-pollution is one of the gravest problems faced by city-dwellers. Foul gas liberated from heaps of waste matter is one source of pollution. [__________] Recently the Government has made arrangements to measure it. If it is above the allowable limit the vehicles are prohibited from plying along the public roads.
(a) Another source is the smoke emitted by vehicles.
(b) Foul water in the channels is another. 
(c) The smell from toddy shops pollutes the air.
(d) Open drainage pollutes the air.
(e) People suffer due to smoke emitted by vehicles.

Q6. Corruption has become rampant in India. Corrupt officials and politicians are ruling over the hapless common man. [__________] People must join together and force them to take necessary legal action.
(a) Politicians with integrity simply withdraw from the scene.
(b) Such officials are welcomed by the general public.
(c) Even police authorities are reluctant to face them.
(d) They do it with the connivance of topmost authorities.
(e) Corruption is the breeding ground for all evils.

Q7. Feature films have a very great influence upon the common people. They have no hesitation in regarding actors as gods. [__________] They must utilize this love and regards to serve the people, not to exploit them.
(a) Gods are expected to protect the devotees.
(b) Though they are gods they are human enough to err.
(c) Gods never walk on earth or collect money.
(d) Some people are ready even to die for them.
(e) Actors are viewed as gods.

Q8. Most of us fall victim to some sort of disease or the other. We can avoid diseases by leading a hygienic life. It is better to bear in mind a simple truth. [__________] The consciousness of this truth will lead us to happiness.
(a) It is impossible to have constant health.
(b) Hygienic life is less costly than medical treatment.
(c) Man is mortal and likely to die at any moment.
(d) Happiness is always evasive.
(e) Health needs good care as we may fall victim to some sort of disease.

Q9. A doctor has succeeded in raising a variety of monkeys similar to human beings. They clean their teeth with brushes and mop their face with towels. [__________] In that case these animals may be called monkey – man and we may be called man – monkeys. 
(a) Perhaps they may learn and use human language.
(b) Sometimes they may die after a few days.
(c) The method adopted by the doctor is wonderful.
(d) We can expect a lot of change in the case of other animals also.
(e) Monkeys are good subjects unlike human beings.

Q10. It is wonderful how a word can acquire diagonally opposite meaning. Gandhiji called the socially downcast people by the name Harijans. [__________] But now the Harijans themselves feel that it is a word of insult.
(a) Gandhiji was a social reformer.
(b) Gandhiji had many Harijan friends.
(c) Gandhiji expected to bring them respect by calling them the children of God.
(d) Harijans have risen to such a high position that they feel their brand name ‘Harijan’ to be degrading.
(e) Only Harijans are children of God.

Directions (11-15): Each of the following questions has a paragraph from which the last sentence has been deleted. From the given options, choose the one that completes the paragraph in the most appropriate way.

Q11. Lower winter temperatures were common in Europe during the second half of the 17th century, famously allowing frost fairs to be held on the frozen Thames in London before riverine developments increased the flow rate. These cold winters coincided with the Maunder minimum in solar activity when the Sun remained virtually free of sunspots for almost 50 years. However, establishing that this was not just a chance occurrence requires that the relationship continue to hold over a long interval, such that cold European winters become less frequent when solar activity is high and then more common again when solar activity falls. Various indicators show that during the recent minimum of the 11 year sunspot cycle, the Sun has been quieter than at any time in the previous 90 years.
(a) This means that solar activity during the current sunspot minimum has fallen to levels unknown since the start of the 20th century.
(b) This yields an opportunity for a better test of the relationship between solar activity and cold European winters.
(c) This proves that cold winters occur more commonly in the UK during low solar activity.
(d) This regional and seasonal effect relating to European winters may have a global effect.
(e) None of the above

Q12. Debt is more common in families with disabled children: the parents were unable to keep up with any local property taxes, water, and telephone bills, and were not likely to be able to afford basic items such as a family holiday once a year,a bicycle, or even two pairs of shoes. A disabled baby needs more nappies. Families’ ability to work grows difficult, and finding childcare is a real burden. Households with disabled children will depend more on social security benefits and are faced with the additional financial costs associated with caring for a disabled child.
(a) There is a strong link between child disability and poverty.
(b) The highest prevalence of childhood disability is found in the poorest families.
(c) It is an adverse and serious social gradient that families with disabled face.
(d) But thanks to science, these children live longer and medicines keep them alive.
(e) None of the above

Q13.What a super film experience Green Zone is! From the firecracker opening to the sucker-punch climax, the film is a non-stop adrenalin rush. The hand-held camera and natural light make you feel as if you are seeing the action from the front, as if you have access to footage shot from a sniper’s sights. Whether it is a Bourne-in-Baghdad kind of relentless action thriller or a strong statement against the U.S. war in Iraq, (incidentally, it is both) Green Zone succeeds as a pure cinema, delivering thrills, spills and chills in breathless succession hardly giving anyone time to breathe.
(a) This is a movie that takes you on a thrilling, provocative, exhilarating ride.
(b) There is really nothing more you could ask for from a movie.
(c) Green Zone effectively knits several strands together to make a cohesive whole.
(d) The plot is taut and truthful.
(e) None of the above

Q14. Talented youth can ill-afford to resign to their fate just because they can’t properly communicate in English. They should confront the challenges which should, in fact, bring out their best. A little confidence and hard work are all that is needed for them to climb up the career ladder. For that they need to develop communication skills in English, shape up their personalities and acquire the much-needed knowledge.
(a) Knowledge and communication skills are the key ingredients that make up the recipe for success.
(b) Students have to act as leaders in the college itself.
(c) Success will automatically follow.
(d) Speaking and writing in English are important, thinking in English is twice as important.
(e) None of the above

Q15. Philosophy of music has been dominated by the view that the best music is autonomous and formally complex. As recently as 1990, philosophy of popular music consisted of variations on a single theme. Philosophers defended the twin assumptions that popular music is essentially different from “serious” or art music, and that the former is aesthetically inferior to the latter.
(a) As a result, music could not be regarded as art if it lacked genius and autonomy.
(b) As a result, popular music competes with and replaces local and regional folk traditions.
(c) As a result, most philosophers concentrated on identifying the aesthetic deficiencies inherent in popular music.
(d) As a result, philosophers have investigated popular music by identifying and critiquing key concepts that shape our response to this music.
(e) None of the above


Solutions
S1. Ans.(b) 
Sol. There we can see a number of house boats waiting to be hired by the tourists. This sentence is the continuation of the idea expressed in the first sentence. 

S2. Ans.(b) 
Sol. We must take the children to get vaccinated.

S3. Ans.(b) 
Sol. There they have a greater number of viewers. The next sentence also talks about the viewers. 

S4. Ans.(c) 
Sol. It converts sunlight into electricity. 

S5. Ans.(a) 
Sol. Another source is the smoke emitted by vehicles. In previous sentence, first source is talked about.

S6. Ans.(c) 
Sol. Even police authorities are reluctant to face them.

S7. Ans.(d) 
Sol. Some people are ready even to die for them. 

S8. Ans.(b) 
Sol. Hygienic life is less costly than medical treatment.

S9. Ans.(a) 
Sol. Perhaps they may learn and use human language.

S10. Ans.(c) 
Sol.  Gandhiji expected to bring them respect by calling them the children of God.

S11. Ans.(b)
Sol. “...establishing that this was not just a chance occurrence requires that the relationship continue to hold over a long interval...” is the crux of the paragraph. Hence the sun being “quiet” is an opportunity to find this correlation. Options (C) and (D) can be very easily eliminated as not related to the purpose of the paragraph. Option (A) is true, is an inference not related to the purpose of the paragraph.

S12. Ans.(c)
Sol. This statement is a very low level inference that logically closes the paragraph. The paragraph is not sufficient to establish the link as in option (A). Option (B) goes farther away from the paragraph. Option (D) is unrelated to the purpose of the paragraph.

S13. Ans.(b)
Sol. All options may appear correct. The scoring option, however, has to close the paragraph, andnot merely continue it. Option (A) will be repetitive. Options (C) and (D) will continue the paragraph.

S14. Ans.(c)
Sol. The purpose of the paragraph is in the first sentence - “can ill-afford to resign to their fate.” Option (A) is already clearly stated-it just states the same thing in different words. Option (B) takes off on a tangent and brings in leadership; option (D) also does not close the paragraph. Option (C) just does that-the paragraph has no loose ends.

S15. Ans.(c)
Sol. The purpose of the paragraph is: Philosophers consider popular and serious music different. The former lacks complexity and autonomy, the later is variations on a single them-and that popular music is inferior. “As a result” will discuss its direct consequences and close the paragraph. Hence option (C) scores. Option (A) is stated. Option (B) is irrelevant in “replace” and “folk music”. Option (D) is irrelevant in “our response.”