Tuesday 1 August 2017

English Quiz



English Quiz

DIRECTIONS (Qs. 1-8): In the following passage there are blanks, each of which has been numbered.
 These numbers are printed below the passage and against each,five words are suggested, one of which fits the blank appropriately. 
Find out the appropriate word in each case.

The Government seems to be in right earnest to ensure more (1) in governance. 
The Prime Minister’s announcement that his Government is (2) drafting legislation to establish the citizen’s right to information is indeed welcome. 
Though the talk on the right to information is not new, we may (3) the bill to be brought early this time.
 The previous Government had set up a high-level committee to prepare a draft bill. 
But nothing has been heard about the matter since, (4) the committee did quite some work. 
The issue, however, has come to such a pass that a solution cannot be (5) further. 
Sunlight is the best disinfectant, a foreign judge once said, while (6) the unwarranted secrecy in an administrative system.
 When those in authority know that people have the right to ask questions and the government is under the (7) to provide them with answers, (8) of authority,
 or of public finances, for personal or party ends is less likely to happen.

1. (a) strictness
(b) rudeness
(c) leniency
(d) economy
(e) transparency

2. (a) personally
(b) busy
(c) not
(d) reluctantly
(e) absolutely

3. (a) expect
(b) wait
(c) try
(d) frustrate
(e) appeal

4. (a) even
(b) as
(c) because
(d) until
(e) though

5. (a) found
(b) expected
(c) delayed
(d) looked
(e) longed

6. (a) nurturing
(b) criticising
(c) demanding
(d) appreciating
(e) upholding

7. (a) pretention
(b) affect
(c) substance
(d) obligation
(e) property

8. (a) misuse
(b) governance
(c) dishonour
(d) curbing
(e) breach


DIRECTIONS (Qs. 9-20): Read the following passage carefully and answer the questions given below. 
Certain words/phrases are printed in bold to help you to locate them while answering some of the questions.

In the second week of August 1998, just a few days after the incidents of bombing the US embassies in Nairobi and Dar-es-Salaam, 
a high-powered, brain-storming session was held near Washington D.C.,
 to discuss various aspects of terrorism. The meeting was attended by ten of America’s
 leading experts in various fields such as germ and chemical warfare, public health,disease control and also by the doctors and the law enforcing officers.
 Being asked to describe the horror of possible bio-attack, one of the experts narrated the following gloomy scenario. 
A culprit in a crowded business centre or in a busy shopping mall of a town empties a test tube containing some fluid,
 which in turn creates an unseen cloud of germ of a dreaded disease-
 like anthrax capable of inflicting a horrible death within 5 days on anyone who inhales it. 
At first 500, or so victims feel that they have mild influenza which may recede after a day or two.
 Then the symptoms return again and their lungs start filling with fluid. They rush to local hospitals for treatment, 
but the panic-stricken people may find that the medicare services run quickly out of drugs due to excessive demand. 
But no one would be able to realise that a terrorist attack has occurred. One cannot deny the possibility that the germ involved would -
be of contagious variety capable of causing an epidermic. The meeting concluded that such attacks, apart from causing immediate human tragedy, 
would have dire long-term effects on the political and social fabric of a country by way of ending people’s trust on the competence of the government. 
The experts also said that the bombs used in Kenya and  Tanzania were of the old-fashion variety and involved quantities of high explosives,
 but new terrorism will prove to be more deadly and probably more elusive than hijacking an aeroplane or a gelignite of previous decades. 
According to Bruce Hoffman, an American specialist on political violence, old terrorism generally had a specific manifesto-
 to overthrow a colonial power or the capitalist system and so on. 
These terrorists were not shy about planting a bomb or hijacking an aircraft and they set some limit to their brutality.
 Killing so many innocent people might turn their natural  supporters off. Political terrorists want a lot of people watching but not a lot of people dead. 
“Old terrorism sought to change the world while the new sort is often practised by those who believe that the world has gone beyond redemption”, he added.
Hoffman says, “New terrorism has no long-term agenda but is ruthless in its short-term intentions. 
It is often just a cacophonous cry of protest or an outburst of religious intolerance or a protest against the West in general and the US in particular. 
Its perpetrators may be religious fanatics or diehard opponent of a government and see no reason to show restraint.
 They are simply intent on inflicting the maximum amount of pain on the victim.”

9. In the context of the passage, the culprit’s  act of emptying a test tube containing some fluid can be classified as
(a) a terrorist attack
(b) an epidemic of a dreaded disease
(c) a natural calamity
(d) panic created by an imaginary event
(e) None of these

10. In what way would the new terrorism be different from that of the earlier years? 
A. More dangerous and less baffling
B. More hazardous for victims
C. Less complicated for terrorists
(a) A and C only
(b) B and C only
(c) A and B only
(d) All the three
(e) None of these

11. What was the immediate provocation for the meeting held in August 1998?
(a) the insistence of America’s leading
(b) the horrors of possible bio-attacks
(c) a culprit’s heinous act of spreading germs
(d) people’s lack of trust in the government
(e) None of these

12. What could be the probable consequences of bio- attacks, as mentioned in the passage?A. Several deaths
B. Political turmoil
C. Social unrest
(a) A only
(b) B only
(c) C only
(d) A and B only
(e) All the three

13. The author’s purpose of writing the above passage seems to explain
(a) the methods of containing terrorism
(b) the socio-political turmoil in African countries
(c) the deadly strategies adopted by modern terrorists
(d) reasons for killing innocent people
(e) the salient features of terrorism of yesteryears

14. According to the author of the passage, the root cause of terrorism is
A. religious fanaticism
B. socio-political changes in countries
C. the enormous population growth
(a) A only
(b) B only
(c) C only
(d) A and B only
(e) All the three

15. The phrase “such attacks”, as mentioned in the last sentence of the second paragraph, refers to
(a) the on slaught of an epidemic as a natural calamity
(b) bio-attack on political people in the government
(c) attack aimed at damaging the reputation of the government
(d) bio-attack monoeuvred by unscrupulous elements
(e) None of these

16. The sole objective of the old terrorism, according to Hoffman, was to
(a) plant bombs to kill innocent people
(b) remove colonial power or capitalist system
(c) make people realise the incompetence of the government
(d) give a setback to socio-political order
(e) None of these

DIRECTIONS (Qs. 17-18): Choose the word which is most OPPOSITE in meaning of the word printed in bold as used in the passage.
17. gloomy
(a) discouraging
(b) disgusting
(c) bright
(d) tragic
(e) versatile

18. cacophonous
(a) loud
(b) melodious
(c) sonorous
(d) harsh
(e) distant

DIRECTIONS (Qs. 19-20): Choose the word which is most nearly the SAME in meaning to the word printed in bold as used in the passage.
19. perpetrators
(a) opponents
(b) followers
(c) sympathisers
(d) leaders
(e) manoeuvres

20. elusive
(a) harmful
(b) fatal
(c) destructive
(d) baffling
(e) obstructing

Answers:
1. e
2. b
3. a
4. e
5. c
6. b
7. d
8. a
9. a
10. b
11. e
12. e
13. c
14. a
15. d
16. d
17. c
18. b
19. e
20. d

Hints:
9. (a) Ascertain the hidden meaning of the sentence. “but no one would be able to realise that a terrorist attack has occurred ”. So, undoubtedly the culprit’s act canbe classified as a terrorist attack.

10. (b) “New terrorism has no long-term agenda but its ruthless in its short-term intentions”. This statement from the passage supports (b).

11. (e) The immediate provocation for the meeting held in August 1998 has not been given among the options. It was the incidents of bombing the U.S. embassies in Nairobi and Dar-es-Salaam.

12. (e) Bio-attack will result in several deaths which will lead to political turmoil creating social unrest.

14. (a) ‘Religious intolerance’, as cited in the last paragraph stands behind terrorism.

English Quiz


English Quiz

Directions (1-5): Which options will most nearly replace the Phrase given in the following question?

1. Research in sciences and social sciences often complement each other…
(1) At the same time, both retain significant differences because of the basic questions each deals with.
(2) Sciences explain the causes of systems whereas social sciences explain the implications of actions.
(3) The implications of actions do not explain why cause effects occur.
(4) The differences between life and sciences are decreasing.
(5) The questions posed by the two shares certain assumptions about reality.


2. Studies show that there is hardly any difference between human beings and apes in-
 their mental and physical capacities…
(1) What a human can think an ape can also think
(2) But the studies on mammals are often misinterpreted.
(3) This is particularly true for India
(4) Soon we will see apes replacing human beings in factories
(5) None of these

3. The cost of producing tillers in India is eight percent less than the cost of producing tillers in china,……….
(1) India is planning to export tillers to China
(2) India has a democratic form of government while China is not so much democratic in its decisions.
(3) Tax rate in china is higher in comparison to India
(4) China has to import raw material from India for manufacturing tillers
(5) None of the above

4. A film, to be successful at the box office, must satisfy the audience, by reflecting its values…………….
(1) It is a doubtful perception as films with more of violence and sex than moral values are doing good repeatedly at box office
(2) Central board of film censoring decides on the social values
(3) Audience cannot be fooled for long with no content or low content films
(4) Box office collections are the only criteria to judge the value of a film
(5) None of these

5. People who take drug X for obesity to reduce weight could end up defeating their purpose… 
(1) Since research shows that high levels of x may induce a craving for starch-based foods.
(2) Since this drug has many side effects like high blood pressure and high cholesterol level
(3) Drug X is prohibited for sale in India and its use is a punishable crime
(4) Due to drug X muscles loose tension and become susceptible to become obese with even slightest intake of fat
(5) None of these

Directions (6-10): Choose the option which has correct pair to fill the blank space given in question.

6. The ……………………reforms that are taking place in the global economic  scenario are …………….as they are full of optimism.
(1) Exorbitant , unnecessary  
(2) Colossal, unfavorable
(3) Drastic, disappoint
(4) Sweeping ,unrealistic
(5) Positive, heartening

7. Sita was so …………………in his prayer that she did not pay any ……………………to our presence.
(1) Engrossed, remuneration
(2) Absorbed, heed
(3) Perfect, attention
(4) Careless, significance
(5) Indifferent, substance

8. He expressed ……………………for his hasty ……………….
(1) Regret , action
(2) Pleasure , speech
(3) Repentance ,movement
(4) Anguish , provocation
(5) Displeasure ,win

9. The residents on this island are so………………..that they do not ………………even their closest relatives.
(1) Callous, consider
(2) Hospitable ,greet
(3) Uncivilized ,recognize
(4) Indifferent , hurt
(5) Unreliable ,welcome

10. The annual ……………………..of industrial products has risen …………………..in the recent years.
(1) Output, enormously
(2) Outcome, hugely
(3) outlay ,paramount
(4) Outbreak ,tremendously
(5) Decline , scarcely

Directions (11- 15): Rearrange the following seven sentences (A), (B), (C), (D), (E) ,
(F) and (G) in the proper sequence to form a meaningful paragraph; then answer the questions given below them:

(A) It is assumed that these banks work in a hassle free manner as compared to government banks. 
(B) Government banks are more trustworthy if you are considering taking a long term loan.
(C) They offer you lower interest rates, and this is the main reason why people seek education loans from government banks. 
(D) The interest rate and terms are decided by the Reserve Bank and these national banks cannot make any changes by their own.
(E) But private banks work more smoothly.
(F) The employees in these banks are customer friendly and ready to help people. 
(G) Government banks offer lower interest rate it is -
well-known fact that the interest rate of government banks is much lower as compared to private banks. 

11. Which should be the FIRST sentence?
(1) A
(2) B
(3) C      
(4) D
(5) E

12. Which should be the SECOND sentence?
(1) A
(2) B   
(3) G    
(4) D
(5) E

13. Which should be the THIRD sentence?
(1) A
(2) B   
(3) C    
(4) G
(5) E

14. Which should be the FOURTH sentence?
(1) D
(2) B
(3) C      
(4) G
(5) E

15. Which should be the FIFTH sentence?
(1) F
(2) B   
(3) C      
(4) D
(5) E



ANSWERS
1. 1
2. 1
3. 3
4. 3
5. 4
6. 4
7. 1
8. 1
9. 3
10. 1
11. 2
12. 3
13. 3
14. 1
15. 5

English Quiz



English Quiz

Directions(1-5): Rearrange the following sentences (A), (B), (C), (D) , (E) and (F) into a meaningful paragraph and then answer the questions given below it.

(A) The urban poor were neglected.
(B) A new generation of professionals however are attempting to reach the urban poor.
(C) This is because they were considered too mobile and lacking in cohesion.
(D) Microfinance institutions have traditionally focused on the rural poor.
(E) These factors do not facilitate generation of peer group pressure which is essential for the success of the microfinance model.
(F) Their challenge will be to adapt the traditional microfinance model to one suited to urban microfinance.


1. Which of the following is the second sentence after rearrangement?
(1) A 
(2) B    
(3) C  
(4) D
(5) E

2. Which of the following is the fifth sentence after rearrangement?
(1) A 
(2) B 
(3) C
(4) D 
(5) E

3. Which of the following is the sixth ( last) sentence after rearrangement?
(1) B
(2) C
(3) D
(4) E
(5) F

4. Which of the following is the third sentence after rearrangement?
(1) B
(2) C
(3) D
(4) E
(5) F

5. Which of the following is the first sentence after rearrangement?
(1) A
(2) B
(3) C
(4) D
(5) E

Directions( 6 – 10): In each of the following sentences there are two blank spaces.
 Below each five words have been denoted by letters (1) , (2) , ( 3), (4) and (5) .
 Find out which pair of words can be filled up in the blanks in the sentence in the same sequence to make the sentence meaningfully complete.

6. Efforts to …………. the issue will not be successful ………. both sides continue to blame each other.
(1) resolve ………. if
(2) discuss ……. unless
(3) address …….. whether
(4) settled …….. because
(5) close ……..... although

7. The economy has managed to retain its …….. edge despite …………. demand for its exports.
(1) leading ……. healthy
(2) competitive …….. shrinking
(3) sharp………. favourable
(4) predominant ……average
(5) worthwhile ……… durable

8. It will be …….. For the management to implement the policy because of the employees …… to change.
(1) inconvenient ………. willing
(2) complicated ………. concern
(3) burden ……… decision
(4) impossible ………. resistance
(5) critical ……… character

9. Analysis are looking ……………to more mergers in the banking ……….. which will boost the economy.
(1) around…. arena
(2) ahead …. rivals
(3) forward … sector
(4) perhaps ….. partners
(5) doubtfully …. investment

10. After the devastating fire, the Board has no …………… except …… of their textile factory.
(1) idea …….. inauguration
(2) estimate ……. running
(3) power ……. modernizing
(4) condition ……. improving
(5) option ………. closure




1. 1
2. 2
3. 5
4. 2
5. 4
6. 1
7. 2
8. 4
9. 3
10. 5

English Quiz


English Quiz

DIRECTIONS (1 – 6): 
Pick out the most effective pair of words from the given pair of words to make the sentence/s meaningfully complete.

1. Of all the problems that have ……. human beings since the beginning of recorded history.
 perhaps the most significant has been the ………… of their own nature.
(1) encountered ……….. importance
(2) perplexed …………….. value
(3) questioned ………… scope
(4) confronted …………. riddle
(5) directed …………….. issue


2. Self – concept and self –esteem are crucial to personal and professional-
 effectiveness because if they are not fully …………. , I may act in mystifying and sometimes …….. ways.
(1) positive ………. destructive
(2) developed ………. proactive
(3) nurtured ……… reactive
(4) nourished ……….. listless
(5) devised ……. vulnerable

3. A key factor in ……. an effective and fulfilling life in our complex society is the ability to ……… control over our actions.
(1) achieving ………. exert
(2) obtaining …… energize
(3) projecting ……….. restrain
(4) providing ……. admonish
(5) expressing ………… withhold

Directions: Which of the phrases (1), (2) , (3), and (4) given below should replace the phrase given in bold in the following -
sentence grammatically correct.If the sentence is correct as it is & no correction is required,mark (5) as the answer.

4. He went to the blast site to save his colleague who was stranding there.
(1) Had been stranded
(2) has to strand
(3) was being stranding
(4) was been stranding
(5) No correction required

5. When I receive the letter, the date for the interview was already over.
(1) I received the letter
(2) the letter I had received
(3) I had to receive letter
(4) I was receiving
(5) No correction required

6. Everyone is requested to attend the dinner party hosted by the president.
(1) is requesting to 
(2) is requested to
(3) will request to
(4) is to requested to
(5) No correction required

Directions(7 – 12): Which of the phrases (1), (2) , (3) , (4) , given below type to make the-
 sentence grammatically correct? If the sentence is correct mark (5) i.e., ‘No correction required’ as the answer.

7. For being skilful and experience, he is a valuable employee.
(1) Because he is skill
(2) On account he is skilled
(3) With his skill
(4) Beside having skill
(5) No correction required

8. Today there are few countries whose growth rate is equally that of China.
(1) equalize on
(2) equivalent to
(3) equals with
(4) on equality with
(5) No correction required

9. The government is willing for finance part of the project.
(1) willingly finance to
(2) financially willing
(3) willing to finance
(4) willingness in financing
(5) No correction required

10. We must keep in pace changing technology to succeed.
(1) keep pace with
(2) kept pace on
(3) in keeping pace
(4) keep pacing
(5) No correction required

11. The company does not have many choice, except to pay the fine.
(1) any choice of 
(2) Much choice
(3) more choices
(4) other choice
(5) No correction required



1. 4
2. 3
3. 1
4. 1
5. 1
6. 5
7. 3
8. 3
9. 3
10. 1
11. 4


English Quiz


English Quiz

Directions: (1-5) Rearrange the following eight sentences ( A) , ( B), ( C ) , ( D), ( E), (F), ( G) and ( H) in the proper-
 sequence to form a meaningful paragraph; then answer the questions given below them.

(A) But I always felt somewhere in my mind that I loved acting.
(B) He never wanted me to be an actor, as he didn’t look upon theatre or acting as respectable vocation.
(C) Firstly, there was no tradition of theatre in my- family.
(D) I am talking specifically of acting, not theatre in general.
(E) My parents were old- fashioned.
(F) I will answer all your queries a little elaborately.
(G) Let alone theater, arts in general had no place of respect in my family.
(H) My father was a government servant.


1. Which of the following will be the LAST sentence?
(1) G
(2) C
(3) H
(4) D
(5) E

2. Which of the following will be the FIRST sentence?
(1) A
(2) B
(3) D
(4) C
(5) F

3. Which of the following will be the SIXTH sentence?
(1) B
(2) C
(3) A
(4) D
(5) E

4. Which of the following will be the FOURTH sentence?
(1) D
(2) E
(3) A
(4) B
(5) G

5. Which of the following will be the THIRD sentence?
(1) H
(2) E
(3) G
(4) C
(5) A

Directions (6-9) Read each sentence to find out whether there is any error in it.
 The error, if any, will be in one part of the sentence. The number of the part is the answer. If there is no error, 
the answer is ‘5’. (Ignore errors of punctuation, if any).

6. Many animals and plants live in water (1) / but not in the same kind of water (2) / because not all water is the same . 
(3) / Sea water, for instance, contains a lot of salt, fresh water contains very little. (4) /  No error (5)

7. A sparrow has made a nest in Kesho’s house (1) / and had laid eggs. 
Both Kesho and his sister Shyama (2) / watched the nest for hours every day. (3) / Even meal times were forgotten. (4) / No error (5)

8. A skillful advertiser may be able to create (1) / practically a monopoly for himself. (2) / not because his product is superior to 
(3) / but because he has succeeded in inducing people to believe that it is . (4)/ No error (5)

9. Whatever may be the origin of speech, (1)/ we can be certain that man did not began (2)/ to feel the need to speak 
(3) / until he began to live in communities. (4) / No error (5)



ANSWERS
1. 4
2. 5
3. 1
4. 2
5. 3
6. 4
7. 1
8. 2
9. 2

English Quiz



English Quiz

Direction :- In the following passage, some of the words have been left out, 
each of which is indicated by a number. Find the suitable word from the options given-
 against each number and fill up the blanks with appropriate words to make the paragraph meaningfully :

Mohit was born in a small coastal village near Ahmedabad. He always loved reading but the small library in his town was inadequate. 
There weren't ...(1)... many books and many of those had the pages ...(2)... out. So he ...(3)... to finish those stories. 
His debut novel was my sweet memories.


It is a story about a Man's journey ...(4)... the past, a family drama, ...(5)... ...(6)... of secrets. It is an ...(7)... to Ahmedabad.
 And much of this book has been drawn from his own ...(8)... up years in the city. He grew up in Ahmedabad and worked for a while in Pune. 
He had been posted to UK, ...(9)... that time so he did a creative writing course there – something he always wanted to do. 
He went on to publish stories in publications. All his stories start ...(10)... a picture he create in his mind. This one had two girls, 
were sharing secrets with each other. He was now working on his second novel, based on real life story.

1. 
1) that 
2) to 
3) so 
4) the 
5) too

2. 
1) torn 
2) moribund 
3) released 
4) signed 
5) controlled

3. 
1) has 
2) have 
3) had 
4) is 
5) suppose

4. 
1) of 
2) into 
3) at 
4) in 
5) for

5. 
1) a 
2) an 
3) all 
4) almost 
5) the

6. 
1) ridiculous 
2) unearthing 
3) contradict 
4) keep 
5) access

7. 
1) owe 
2) agitate 
3) cynical 
4) ode 
5) imprisoned

8. 
1) growing 
2) giving 
3) set 
4) cover 
5) end

9. 
1) offered 
2) convention 
3) around 
4) negotiating 
5) humiliating

10. 
1) get 
2) dangle 
3) secure 
4) with 
5) betrayed



Answers:

1. 5
2. 1 
3. 3 
4. 2 
5. 5 
6. 2 
7.4
8. 1 
9. 3 
10. 4

English Quiz


English Quiz

Directions :- In the following passage, some of the words have been left out,each of which is indicated by number. 
Find the suitable word from the options given against each number and fill up the blanks with appropriate words to-
 make the paragraph meaningfully complete.

I am working toward saving money; one of the savings ...(1)... I may want to consider is a savings account. 
Savings accounts ...(2)... pay interest (although a relatively small amount) on the account. A savings account can be easily done, 
but there are definitely some things to take up and ...(3)... before choosing an option. First, consider which bank you want to open the account with. 
Look for convenience, and ...(4)..., but also consider the interest paid. Some banks provide specific facilities over a specific account balance, or with some, 
the interest increases as the balance increases. Also ...(5)... any charges that bank may impose on you. Common charges include low balance charges, 
monthly charges, and ATM charges (if I have access to my money via ATM). Any charge that I have to pay will ...(6)... reduce my savings. 
So I try to minimise them. I may also consider opening a savings account with Jan Dhan Yojana. Once I am to decide a bank,
 I'll have to determine what kind of savings account I'll open. A basic savings account offers higher interest rates but ...(7)... requirements and restrictions, 
...(8)... other than saving accounts ...(9)... offer higher interest rates but more restrictions. Before I open a new banking account.
 I am to start saving. Even if I only have a small amount to ...(10)... each month, even a little money is a great start.


1. 
1) benefits 
2) privilege 
3) discretion 
4) options 
5) grant

2. 
1) infrequently 
2) rarely 
3) usually 
4) unusually 
5) habitually

3. 
1) rank 
2) evaluate 
3) sized up 
4) estimate 
5) neglect

4. 
1) accessibility 
2) difficulty 
3) restriction 
4) inutility 
5) suitability

5. 
1) unification 
2) rending 
3) review 
4) breaking 
5) combining

6. 
1) seeming 
2) tending 
3) partiality 
4) likely 
5) leaning

7. 
1) consequential 
2) major 
3) important 
4) large 
5) fewer

8. 
1) while 
2) before 
3) until 
4) unless 
5) during

9. 
1) seldom 
2) often 
3) earlier 
4) repeatedly 
5) rarely

10. 
1) withhold 
2) counteract 
3) contribute 
4) take 
5) withdraw




ANSWERS

1. 4
2. 3
3. 2
4. 1
5. 3
6. 4
7. 5
8. 1
9. 2
10. 3

English Quiz (Cloze Test)


English Quiz (Cloze Test)

Direction (Q. 1 - 10) :- In the following passage, some of the words have been left out, 
each of which is indicated by a number. Find the suitable word from the options given against each number-
 and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

Gradually, Aftab stopped ...(1)... on himself, his worry about life or death was put aside and he started to be filled with an ...(2)... and inexhaustible sense of happiness.
 He thought, “Every day is so peaceful and calm. It’s nothing like the days he used to have before he got ill.” There was nothing for him to fear any longer.
...(3)... of ...(4)... he was cured of his sickness or not, he knew he would continue worshiping.
 It was when he reached the state of ...(5)... able to think this way that a miracle came upon him.
He was back for examinations when the doctor, who few months earlier diagnosed him with severe infection. Few months earlier,
 his stomach had been so swollen that he could feel it ...(6)... from ...(7)... the skin. Now, it was back to its normal size and there was no longer any -
abnormality ...(8)....He ...(9)... could not believe it at first, but he could think of the reason why this miracle had happened: He got a second life. There was no mistake; 
he was made to live to prove the miracles of God. He now knows the mission he must fulfil with his new life. It is to widely communicate the ...(10)... 
teachings of god and to keep serving him. With literally a brand new life, there is a new light in his heart.

1. 
1) routing 
2) shellacking 
3) breaking 
4) striking 
5) beating

2. 
1) overwhelming 
2) releasing 
3) yielding 
4) bounded 
5) ending

3. 
1) attentive 
2) regardless 
3) heedful 
4) concerned 
5) prudent

4. 
1) that 
2) either 
3) rather 
4) whether 
5) this

5. 
1) abstract 
2) fact 
3) being 
4) deadness 
5) inanimate

6. 
1) contracting 
2) bulging 
3) rising 
4) bending 
5) waving

7. 
1) underneath 
2) superior 
3) secondary 
4) above 
5) over

8. 
1) whatsoever 
2) hither 
3) toward 
4) away from 
5) towards

9. 
1) like wise 
2) as well 
3) further more 
4) too 
5) along

10. 
1) plausible 
2) unamusing 
3) miraculous 
4) normal 
5) conventional

Answers
1. 5
2. 1
3. 2
4. 4
5. 3
6. 2
7. 1
8. 1
9. 4
10. 3

Banking Awareness



Q1. PSLCs are tradable certificates issued against priority sector loans of banks. What does meaning of "Cs" in PSLCs?
(a) Cess
(b) Cities
(c) Census
(d) Certificates
(e) None of the given options is true

S1. Ans.(d)
Sol. PSLCs stands for Priority Sector Lending Certificates.

Q2. The Banking Ombudsman Scheme is introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from -
(a) 1995
(b) 1999
(c) 1990
(d) 1982
(e) 1988
S2. Ans.(a)
Sol. The Banking Ombudsman Scheme enables an expeditious and inexpensive forum to bank customers for resolution of complaints relating to certain services rendered by banks. The Banking Ombudsman Scheme is introduced under Section 35 A of the Banking Regulation Act, 1949 by RBI with effect from 1995.

Q3. MTSS is a way of transferring personal remittances from abroad to beneficiaries in India. What does MTSS stand for-?
(a) Mobile Transfer Service Scheme 
(b) Money Transfer System Scheme 
(c) Money Timing Service Scheme 
(d) Market Transfer Service Scheme 
(e) Money Transfer Service Scheme
S3. Ans.(e)
Sol. Money Transfer Service Scheme (MTSS) are the most common arrangements under which the remittances are received into the country.
Q4. How much cash can payment be made to the beneficiary in India under MTSS? 
(a) Rs 2,00,000
(b) Rs 50,000
(c) Rs 1,00,000
(d) Rs 10,000
(e) None of the given options is true
S4. Ans.(b)
Sol. Amounts up to INR 50,000/- may be paid in cash to a beneficiary in India under MTSS.

Q5. RDA is a channel to receive cross-border remittances from overseas jurisdictions. What does meaning of "A" in RDA?
(a) Account
(b) Assembly
(c) Arrangement
(d) Association
(e) Amount
S5. Ans.(c)
Sol. RDA stands for Rupee Drawing Arrangement.
Q6. NSDL is the first and largest depository in India, established in-
(a) August 2003
(b) August 1991
(c) August 1989
(d) August 1999
(e) August 1996
S6. Ans.(e)
Sol. NSDL, the first and largest depository in India, established in August 1996 and promoted by institutions of national stature responsible for economic development of the country has since established a national infrastructure of international standards that handles most of the securities held and settled in dematerialised form in the Indian capital market.
Q7. A Public Provident Fund (PPF) account holder can deposit a maximum of-
(a) 1.5 Lakhs
(b) 2.5 Lakhs
(c) 1.0 Lakh
(d) 3.5 Lakhs
(e) 5.0 Lakhs
S7. Ans.(a)
Sol. A Public Provident Fund (PPF) account holder can deposit a maximum of Rs 1.5 lakhs in his/her PPF account.
Q8. Where is the headquarters of Paschim Banga Gramin Bank?
(a) Howrah, West Bengal
(b) Nagpur, Maharashtra
(c) Dumka, Jharkhand
(d) Bolangir, Odisha
(e) Bathinda, Punjab
S8. Ans.(a)
Sol. The headquarters of Paschim Banga Gramin Bank is Howrah, West Bengal.
Q9. National Securities Depository Limited is an Indian central securities depository based in _______
(a) New Delhi
(b) Chennai
(c) Hyderabad
(d) Mumbai
(e) Bengaluru
S9. Ans.(d)
Sol. National Securities Depository Limited is an Indian central securities depository based in Mumbai.
Q10. The Board of Industrial and Financial Reconstruction (BIFR) came into existence in-
(a) 1999
(b) 1995
(c) 1991
(d) 1987
(e) 1982
S10. Ans.(d)
Sol. The Board of experts named the Board for Industrial and Financial Reconstruction (BIFR) was set up in January, 1987 and functional with effect from 15th May 1987. The Appellate Authority for Industrial and Financial Reconstruction (AAIRFR) was constituted in April 1987. Government companies were brought under the purview of SICA in 1991 when extensive changes were made in the Act including, inter-alia, changes in the criteria for determining industrial sickness.
Q11. What is the purpose of KYC in banking?
(a) It is used for customer identification
(b) It is used for increasing the CRR of banks
(c) It is used against money laundering
(d) It is used by the central bank to control liquidity
(e) Both (a) and (c)

S11. Ans.(e)
Sol. Know your customer (KYC) is the process of a business verifying the identity of its clients. Know your customer policies are becoming much more important globally to prevent identity theft, financial fraud, money laundering and terrorist financing.
Q12. Which of the following types of cards is free from credit risk?
(a) Credit card
(b) Debit Card
(c) Prepaid Cards
(d) Charge Cards
(e) Both (c) and (d)
S12. Ans.(b)
Sol. A debit card a safe, convenient, risk-free alternative to cash and has no credit risks attached.

Q13. FATF is an inter-governmental body established in __________ by the Ministers of its Member jurisdictions.  
(a) 1999
(b) 1976
(c) 1982
(d) 1995
(e) 1989
S13. Ans.(e)
Sol. The Financial Action Task Force (FATF) is an inter-governmental body established in 1989 by the Ministers of its Member jurisdictions.  The objectives of the FATF are to set standards and promote effective implementation of legal, regulatory and operational measures for combating money laundering, terrorist financing and other related threats to the integrity of the international financial system.  The FATF is therefore a “policy-making body” which works to generate the necessary political will to bring about national legislative and regulatory reforms in these areas.

Q14. Where is the headquarter of FATF?
(a) New York, USA
(b) Paris, France
(c) Geneva, Switzerland
(d) Italy, Rome
(e) Vienna, Austria
S14. Ans.(b)
Sol. The Financial Action Task Force (on Money Laundering) (FATF), also known by its French name, Groupe d’action financière (GAFI), is an intergovernmental organization founded in 1989 The FATF Secretariat is housed at the headquarters in Paris, France.
Q15. Head quarters of National Council of Applied Economic Research (NCAER) is located in ______
(a) Mumbai
(b) New Delhi
(c) Hyderabad
(d) Chennai
(e) Kolkata
S15. Ans.(b)
Sol. National Council of Applied Economic Research or NCAER is a New Delhi based non-profit think tank of economics.

QUIZ-01


Q1. In which of the following State, Olympic silver medalist P V Sindhu has been recently appointed as a Group-I officer?
(a) Telangana
(b) Karnataka
(c) Andhra Pradesh
(d) Tamil Nadu
(e) Kerala
S1. Ans.(c)
Sol. Olympic silver medallist P V Sindhu has been appointed a Group-I officer in Andhra Pradesh. Chief minister N Chandrababu Naidu handed over the government order to the Rio Olympics silver winning shuttler.
Q2. The Prime Minister of which of the following country has recently resigned over Panama Papers verdict?
(a) Iran
(b) Pakistan
(c) Afghanistan
(d) Bangladesh
(e) Nigeria
S2. Ans.(b)
Sol. Nawaz Sharif has resigned as prime minister of Pakistan following a decision by the country's Supreme Court to disqualify him from office. The ruling came after a probe into his family's wealth following the 2015 Panama Papers dump linking Mr Sharif's children to offshore companies.
Q3. Which of the following organization has recently received a final nod from the Reserve Bank of India to function as the Bharat Bill Payment Central Unit (BBPCU) and operate the Bharat Bill Payment System (BBPS)?
(a) Financial Action Task Force (FATF)
(b) National Informatics Centre (NIC)
(c) Airtel Payment System (APS)
(d) National Payments Corporation of India (NPCI)
(e) Paytm

S3. Ans.(d)

Sol. National Payments Corporation of India (NPCI), the umbrella organization for all retail payment systems has received a final nod from the Reserve Bank of India to function as the Bharat Bill Payment Central Unit (BBPCU) and operate the Bharat Bill Payment System (BBPS).
Q4. Iran has successfully launched its most advanced satellite-carrying rocket called ‘Simorgh’ into space, recently. What is the Capital of Iran?
(a) Tehran
(b) Baghdad
(c) Damascus
(d) Windhoek
(e) Nairobi
S4. Ans.(a)
Sol. Iran successfully launched its most advanced satellite-carrying rocket called ‘Simorgh’ into space. The launch took place at the Imam Khomeini National Space Station in Semnan. Tehran is the Capital of Iran. Hassan Rouhani is the President of Iran.
Q5. The International Tiger Day is observed globally on __________.
(a) 27 July
(b) 29 July
(c) 14 July
(d) 24 July
(e) 26 July
S5. Ans.(b)
Sol. The 7th International Tiger Day is observed globally on 29 July. This year’s International Tiger Day would be celebrated with the slogan ‘Fresh Ecology For Tigers’ Protection’.
Q6. NitiAayog has recently cleared 6 proposals of the transport ministry exploring options to improve public transport. Who is the Chairperson of NITI Ayog?
(a) ShriArvindPanagariya.
(b) Shri Arun Jaitley
(c) Shri Narendra Modi
(d) Justice J. S. Kheher
(e) Shri Amit Shah
S6. Ans.(c)
Sol. Mass rapid transportation technologies such as hyperloop, metrino and pod taxis could soon be a reality in India after NitiAayog cleared half-a-dozen proposals of the transport ministry exploring options to improve public transport. The Chairperson of NITI Ayog is Shri Narendra Modi.
Q7. For how many Scheduled Commercial Banks (which have the sizeable international presence), Reserve Bank of India (RBI) has recently set up Supervisory Colleges?
(a) 5
(b) 7
(c) 8
(d) 6
(e) 4
S7. Ans.(d)
Sol. Reserve Bank of India (RBI) has set up Supervisory Colleges for six Scheduled Commercial Banks which have the sizeable international presence: - State Bank of India, ICICI Bank Ltd., Bank of India, Bank of Baroda, Axis Bank Ltd. and Punjab National Bank.
Q8. Minister of Science & Technology, Dr Harshvardhan has recently launched an app to disseminate ocean related information and alerts to the user community in a timely manner for their safety. What is the name of that app?
(a) Amrut Sagar
(b) Samudra Manthan
(c) Sagar Vani
(d) Sagar Matha
(e) Amar Sagar
S8. Ans.(c)
Sol. Minister of Science & Technology, Earth Sciences and Environment, Forests & Climate Change, Dr Harshvardhan launched an app “SagarVani” on the occasion of Foundation Day of Ministry of Earth Sciences. ‘SagarVani’ has been launched to disseminate ocean related information and alerts to the user community in a timely manner for their safety.
Q9. Name the State of India with Maximum number of Tigers in the Country.
(a) Karnataka
(b) Uttarakhand
(c) Maharashtra
(d) Madhya Pradesh
(e) Jharkhand
S9. Ans.(a)
Sol. Karnataka is the State in India with Maximum number of Tigers.
Q10. Who is the Managing Director & Chief Executive Officer of National Payments Corporation of India (NPCI)?
(a) Balachandran M
(b) P.P. Chaudhary
(c) N. Saravana Kumar
(d) A. P. Hota
(e) Sanjeev Kumar
S10. Ans.(d)
Sol. A. P. Hota is the Managing Director & Chief Executive Officer of National Payments Corporation of India (NPCI).

QUIZ-01



Q1. Axis Bank  in association with which Metro Corporation has launched India's first open loop EMV contactless metro card that would make travel a convenient and hassle free experience for commuters?
Answer: Kochi Metro Rail Corporation

Q2. Who is the present MD and CEO of Mumbai-Headquartered Axis Bank?
Answer: Shikha Sharma

Q3. Manappuram Finance has recently announced the appointment of ____________ as the Managing Director of its fully-owned home loans subsidiary, Manappuram Home Finance.
Answer: Jeevandas Narayan

Q4. Where is the Headquarter of Manappuram Finance?
Answer: Thrissur

Q5. Name the Indian agricultural microbiologist who has been conferred the Ministry of Environment Award for 2017 in Japan for developing cutting edge technologies to address burning environmental problems.
Answer: Shrihari Chandraghatgi

Q6. Amsterdam is the Capital city of ________________.
Answer: Netherland

Q7. The state government approved 53 urban projects with a total investment of Rs 538 crore under the AMRUT. The scheme, launched in nine urban places in the state since 2015-16 fiscal year. AMRUT Stands for _____________.
Answer: Atal Mission for Rejuvenation and Urban Transformation

Q8. Under the Swachh Bharat Mission Gramin (SBM-G), which state has declared themselves as the 4th Open Defecation Free (ODF) States of India?
Answer: Uttarakhand

Q9. The Department of Science and Technology (DST) under Ministry of Science and Technology has recently launched the VAJRA scheme in a bid to bring together the Indian scientists abroad and India-based researchers for conducting joint researches in India. VAJRA stands for _____________.
Answer: Visiting Advanced Joint Research Faculty

Q10. Under the Swachh Bharat Mission Gramin (SBM-G), name the 5th Open Defecation Free (ODF) States of India.
Answer: Haryana

Q11. Employees Provident Fund Organisation (EPFO) has signed an MoU with the HUDCO to enable members of its housing scheme to avail subsidy and interest subvention under the Pradhan Mantri Awas Yojana (PMAY). HUDCO stands for ________________.
Answer: Housing and Urban Development Corporation

Q12. Which initiative of the West Bengal Government was awarded the first prize in United Nations Public Service Award for Asia Pacific?
Answer: Kanyashree Prakalpa

Q13. Nora Chopra, who passed away recently, was a veteran ___________.
Answer: Journalist

Q14. Au Financiers India recently converted itself into a small finance bank. The Small Finance Banks should have a minimum capital of __________.
Answer: 100 crore Rupees

Q15. Which country has recently launched its first unmanned cargo spacecraft Tianzhou-1 to have a permanently manned space station in the next few years?
Answer: China